The top-rated umbrella insurance agent in White Plains, New York is Edgar Almanzar - State Farm Insurance Agent, rated 4.9 stars across 419 reviews. Other highly rated options include Mike O'Boyle - State Farm Insurance Agent, Soliman Insurance Agency, Wm. E. Morrell Insurance. This directory lists 20 umbrella insurance agents serving White Plains.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Edgar Almanzar - State Farm Insurance Agent | 477 Central Ave | (914) 358-9712 |
| 2 | Mike O'Boyle - State Farm Insurance Agent | 235 Mamaroneck Ave Floor 1 | (914) 948-3500 |
| 3 | Soliman Insurance Agency | 470 Mamaroneck Ave # 205 | (914) 643-1218 |
| 4 | Wm. E. Morrell Insurance | 128 Court St | (800) 942-0904 |
| 5 | Brightway Insurance, The Ramirez Agency | 280 Mamaroneck Ave Ste 307A | (914) 919-9332 |
| 6 | Goosehead Insurance - John T. Sules | 44 Mamaroneck Ave Suite C | (914) 216-7630 |
| 7 | Campos Insurance | 12 E Post Rd | (914) 949-5369 |
| 8 | PURE Insurance | 1 N Lexington Ave Suite 1900 | (888) 813-7873 |
| 9 | Dolores Batista: Allstate Insurance | 305 Central Ave Ste 6 | (914) 358-9545 |
| 10 | Nationwide Insurance: Theiss Agency Inc. | 600 N Broadway suite 224 | (914) 537-8509 |
Edgar Almanzar - State Farm Insurance Agent serves the White Plains, New York area and specializes in umbrella insurance coverage. This agency helps clients secure additional liability protection that extends beyond standard home and auto policies. By working with a reputable national provider, the agent offers financial safeguards against major claims or lawsuits that could otherwise exceed personal coverage limits. Umbrella policies developed here are designed to protect personal assets and future earnings from large settlements. The agency also provides guidance on integrating umbrella coverage with existing auto and homeowners insurance plans.
Mike O'Boyle - State Farm Insurance Agent in White Plains, NY, provides umbrella insurance coverage designed to protect clients from major liability claims and lawsuits. The agency helps customers assess their existing insurance policies to determine appropriate added coverage limits for broader financial security. Their services include reviewing current liability exposures and recommending personalized umbrella policies that extend beyond standard home and auto protections. Regular consultations ensure coverage keeps pace with changing assets. Single-family homes, apartments, retail spaces, and restaurants are among the properties this agency services in the White Plains area.
Soliman Insurance Agency in White Plains serves homeowners, landlords, and business operators seeking umbrella liability coverage that extends beyond standard policy limits. Its agents guide clients through the process of securing additional protection against costly lawsuits and major claims that could otherwise threaten personal assets or company finances. The agency works to match each customer’s existing auto, home, or commercial insurance with an appropriate excess liability policy. Along with serving White Plains and its surrounding residential neighborhoods, the agency also covers clients in nearby Scarsdale and throughout southern Westchester County.
Wm. E. Morrell Insurance provides umbrella insurance to clients in White Plains, New York, and the surrounding Westchester County communities. It handles excess liability coverage designed to extend beyond the limits of standard home and auto policies. The agency focuses on protecting local households and individuals from large claims and lawsuits. It generally assesses each client’s unique asset profile to tailor an appropriate level of supplementary coverage, then works with established carriers to secure additional protection.
Brightway Insurance, The Ramirez Agency specializes in securing umbrella insurance policies that extend liability coverage beyond standard home and auto limits. It serves clients throughout White Plains, New York, offering guidance to individuals and families seeking additional financial protection. The agency reviews clients' existing policies to recommend appropriate coverage levels, helping address gaps in liability protection. During the spring and summer months, it frequently assists homeowners concerned about liability risks from pool gatherings or young drivers on family auto policies.
Spring storms across Westchester often leave homeowners with unexpected property damage and liability exposure, and Goosehead Insurance - John T. Sules in White Plains assists clients in evaluating whether an umbrella policy is needed to cover gaps beyond standard home and auto coverage. This type of insurance provides additional protection when a claim exceeds underlying policy limits. The first step in considering this coverage is a thorough assessment of the client's personal assets, annual income, and daily activities to determine appropriate multi-million-dollar limits.
Campos Insurance provides general liability and property coverage to businesses and individuals in White Plains, New York. Its umbrella insurance agent services offer an extra layer of liability protection beyond standard policy limits, helping clients manage substantial financial risks from unforeseen lawsuits or claims. This specialized coverage is designed to safeguard assets and provide broader protection for a range of commercial operations, including offices, warehouses, and food service establishments.
PURE Insurance in White Plains offers both one-time umbrella liability coverage for immediate policy gap protection and recurring annual service to maintain continuous excess liability limits. This agency helps local homeowners and drivers secure additional coverage beyond standard auto or home policies, addressing risks like personal injury lawsuits or property damage claims. Service operates on a scheduled basis, with annual policy reviews to adjust coverage as client needs evolve.
Dolores Batista: Allstate Insurance assists homeowners and renters in White Plains, New York, with residential umbrella insurance policies that provide additional liability protection beyond standard plans. The agency also supports local businesses by arranging commercial umbrella coverage tailored to different operational risks. They serve clients throughout White Plains and the surrounding Westchester County communities. After an initial policy setup or any covered incident, the office conducts careful evaluations to ensure appropriate coverage limits remain in place, encouraging clients to call for follow-up reviews or adjustments between their regular premium renewal visits.
Nationwide Insurance: Theiss Agency Inc. in White Plains, NY is known for providing umbrella insurance coverage that extends liability protection beyond standard policies. It serves clients by offering a range of personal and commercial insurance solutions tailored to local needs. The agency helps individuals and businesses safeguard their assets from significant claims and lawsuits. Additional specialty services include personal umbrella policies that can be added on to cover unique risks like recreational vehicles or rental properties.
What Does an a Umbrella Insurance Agent in White Plains Cost?
Umbrella insurance in New York typically costs between 150 and 300 per year for 1 million in coverage. Higher limits of 2 million to 5 million may cost 300 to 800 annually. Actual premiums depend on your risk profile, number of properties, and claims history. This is general information and not insurance advice.
About umbrella insurance agents in White Plains
An umbrella insurance agent in White Plains New York helps you secure additional liability coverage that goes beyond the limits of your home and auto policies. New York law requires minimum auto liability limits of 25,000 per person and 50,000 per accident, which may not be enough to cover a serious claim. A local agent can assess your personal risk and recommend an umbrella policy to protect your savings and future earnings.
Frequently Asked Questions
What does an umbrella insurance agent in White Plains do?
An umbrella insurance agent helps you buy a policy that provides extra liability coverage above your existing home and auto insurance. They evaluate your assets and risks to find the right amount of coverage for your situation.
How much umbrella coverage do I need in New York?
Most experts suggest at least 1 million in umbrella coverage, but the right amount depends on your net worth and potential lawsuit risks. New York courts can award large judgments, so higher limits may be wise if you own a home or have significant savings.
Can I get umbrella insurance if I have a rental property in White Plains?
Yes, you can add umbrella coverage to protect against liability claims from tenants or visitors on your rental property. New York landlord liability laws make this a smart choice for property owners.
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