The top-rated umbrella insurance agent in Franklin Square, New York is Steve Candon - State Farm Insurance Agent, rated 5.0 stars across 231 reviews. Other highly rated options include The Sarrica Group Inc, Amy Karol - State Farm Insurance Agent, Prestige Insurance and Financial Services. This directory lists 12 umbrella insurance agents serving Franklin Square.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Candon - State Farm Insurance Agent | 932 Hempstead Turnpike | (516) 488-3333 |
| 2 | The Sarrica Group Inc | 1078 Oaks Dr | (516) 277-0812 |
| 3 | Amy Karol - State Farm Insurance Agent | 179 New Hyde Park Rd Ste 102 | (516) 593-8878 |
| 4 | Prestige Insurance and Financial Services | 83 Franklin Ave | (516) 216-5600 |
| 5 | DSR & Ferrar Insurance Agency | 120 Franklin Ave | (516) 352-3377 |
| 6 | Instantly Insured | 4 New Hyde Park Rd Suite: 4 | (347) 309-6962 |
| 7 | Riccio Agency Inc: Allstate Insurance | 450 Dogwood Ave | (516) 371-3300 |
| 8 | Northeastern Group LTD | 695 Hempstead Turnpike | (516) 505-7700 |
| 9 | Epic Consulting Agency Inc. Insurance | 246 Scherer Blvd | (516) 341-7194 |
| 10 | Farmers Insurance - Marianne Blessinger | 863 Hempstead Turnpike | (516) 352-2000 |
Steve Candon - State Farm Insurance Agent serves Franklin Square, New York, and the surrounding Nassau County area. The agency provides umbrella insurance policies that offer extra liability coverage beyond standard home and auto limits. These policies help protect valuable personal assets in the event of a major accident or lawsuit. The agent assists local residents in assessing their personal risk exposure and matching coverage to their specific needs. Services handled in this area include excess liability protection for watercraft and policies covering legal defense costs.
The Sarrica Group Inc serves homeowners, property managers, and business owners in Franklin Square, New York, by providing umbrella insurance agent services. These policies offer additional liability coverage beyond standard home or commercial policies, protecting assets from major claims or lawsuits. The team assists clients in assessing their personal risk exposure to determine appropriate coverage limits. They also coordinate with primary insurers to ensure seamless policy integration and cost-effective premium rates. All services extend throughout Nassau County and nearby communities such as Garden City.
Amy Karol - State Farm Insurance Agent in Franklin Square, NY, provides personal umbrella liability coverage that extends beyond standard homeowners and auto policies. The agency assists clients in evaluating their existing liability limits and offers tailored policies designed to protect significant personal assets from major claims or lawsuits. These plans help safeguard against unforeseen incidents, such as accidents on the property. The agency serves homeowners in single-family homes, as well as residents in apartment complexes and operators of local retail stores and restaurants.
Prestige Insurance and Financial Services serves clients in Franklin Square and the surrounding Nassau County communities. As an umbrella insurance agent, it handles excess liability coverage that extends beyond the limits of standard auto, home, or boat policies. This type of policy provides an additional layer of financial protection against major claims or lawsuits. To handle a typical job, the agent reviews a client’s current insurance portfolio, assesses their overall risk exposure, and then calculates the appropriate level of supplemental liability coverage needed.
For clients distinguishing between a one-time policy review and ongoing protection, umbrella insurance provides an extra layer of liability coverage beyond standard homeowners or auto policies. DSR & Ferrar Insurance Agency in Franklin Square, NY assists individuals in this area with evaluating existing coverage limits to determine appropriate excess liability protection. Policy options typically address risks such as personal injury lawsuits and property damage claims. Service arrangements are available on both a one-time consultation basis and an as-needed basis for periodic coverage evaluations.
Instantly Insured specializes in umbrella insurance policies, providing excess liability coverage that extends beyond standard home and auto limits. In Franklin Square, NY, the agency also handles general insurance consultations, helping clients understand how to protect personal assets from major claims. Its services address various liability risks common in Nassau County, such as dog bites or pool accidents. With seasonal storms increasing the potential for property-related lawsuits, the agency assists local homeowners in ensuring adequate coverage during the hurricane and winter season.
As the summer storm season approaches in Franklin Square, homeowners and drivers alike often worry about liability gaps not covered by standard policies. Riccio Agency Inc: Allstate Insurance provides umbrella insurance solutions that add an extra layer of protection above existing auto, home, or watercraft coverage. This type of policy can help shield personal assets from major claims or lawsuits. Every situation requires an assessment of potential liability risks to determine appropriate coverage limits, and the process begins with a thorough review of the client’s entire insurance portfolio.
Northeastern Group LTD assists clients in Franklin Square, New York, with general liability coverage and connects them to specialized umbrella insurance add-ons. This extra layer of protection extends policy limits for serious claims, offering broader financial security beyond a standard plan. The firm serves commercial sectors, helping to safeguard offices, warehouses, and food service operations against large-scale risks that might otherwise exceed primary coverage.
Epic Consulting Agency Inc. Insurance provides umbrella insurance for residential properties in the Franklin Square area. Commercial policies are also available to protect local businesses from liability claims that exceed standard coverage limits. The agency serves homeowners and business owners throughout Nassau County with tailored liability protection. Following the issuance of an initial policy, clients can expect attentive follow-up service and seamless coverage adjustments between regular policy reviews for changing circumstances.
Farmers Insurance - Marianne Blessinger in Franklin Square, NY, is known for offering umbrella insurance policies that extend personal liability coverage beyond standard homeowners and auto plans. These policies serve local residents by providing financial protection against large claims or lawsuits. The agency’s services help clients in Nassau County manage risk through customized coverage options, typically including excess bodily injury and property damage liability. Clients can add on specialized protection for unique assets such as rental properties or watercraft.
What Does an a Umbrella Insurance Agent in Franklin Square Cost?
The cost of an umbrella insurance policy in New York typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Franklin Square
An umbrella insurance agent in Franklin Square, New York helps you secure additional liability coverage beyond your auto or homeowners policy. This extra layer protects your savings and future income from large claims or lawsuits. New York law requires minimum liability limits on auto policies, but an umbrella policy can provide coverage starting at one million dollars.
Frequently Asked Questions
What does an umbrella insurance agent in Franklin Square do?
An umbrella insurance agent helps you assess your personal risk and purchase a policy that covers liability claims above your existing insurance limits. They explain how umbrella insurance works with your auto and home policies in New York.
Do I need umbrella insurance in New York?
Umbrella insurance is recommended if you own a home, have significant savings, or face higher lawsuit risks such as owning a pool or dog. New York courts can award large judgments, making extra liability coverage a smart safeguard.
How much umbrella coverage should I get in Franklin Square?
Most agents recommend starting with one million dollars in umbrella coverage. Your agent can help you decide based on your assets, income, and lifestyle. Higher limits are available if needed.
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