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Find Umbrella Insurance Agents Near You in Commack, NY
Browse umbrella insurance agents serving Commack, New York. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Commack, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 11 umbrella insurance agents in Commack, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cary Nichols - GEICO Insurance Agent
75 Henry St, Commack, NY 11725
(631) 623-4460
geico.com
Purdy Good Coverage Corp: Allstate Insurance
356 Veterans Memorial Hwy Ste 1, Commack, NY 11725
(516) 283-5960
agents.allstate.com
Jacquelyn Jacobson - State Farm Insurance Agent
354 Veterans Memorial Hwy Ste 9, Commack, NY 11725
(631) 343-4142
insurewithjacquelyn.com
Ted Kosmidis - State Farm Insurance Agent
31 Vanderbilt Motor Pkwy, Commack, NY 11725
(631) 499-2901
sflongisland.com
Aljay Insurance Brokerage Ltd.
6143 Jericho Tpke Suite 100, Commack, NY 11725
(631) 261-3988
aljayinsurance.com
Apex Insurance Services
6080 Jericho Tpke # 101, Commack, NY 11725
(516) 898-8000
apexinsures.com
Sure Policy Group
66 Commack Rd #308, Commack, NY 11725
(631) 729-9562
MJ Kim - State Farm Insurance Agent
2102 Jericho Tpke, Commack, NY 11725
(631) 543-0400
mjkimagency.com
DCAP Insurance
366 Veterans Memorial Hwy, Commack, NY 11725
(516) 256-2300
dcapinsurance.com
Chirichella John
66 Commack Rd # 205, Commack, NY 11725
(631) 462-1332
Monteleone Associates
357 Veterans Memorial Hwy, Commack, NY 11725
(631) 544-4000
longislandinsurancecompany.com
An umbrella insurance agent in Commack New York can help you secure extra liability coverage beyond your standard auto and homeowners policies. New York law requires minimum auto liability limits of 25,000 per person and 50,000 per accident, but a personal umbrella policy provides additional protection for major claims or lawsuits. Working with a local agent ensures your policy meets New York state requirements and addresses regional risks like winter slip and fall incidents.
What Does a Umbrella Insurance Agent in Commack Cost?
Typical costs for a 1 million umbrella policy in New York range from 150 to 300 per year for a single vehicle and home. Adding a second vehicle or a rental property may increase the premium to 200 to 400 annually. Costs vary based on your claims history, credit score, and location in Commack. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Commack do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your primary insurance limits. In New York, this agent can advise on minimum coverage amounts and ensure compliance with state regulations. They also help you bundle policies for potential discounts.
How much umbrella coverage do I need in New York?
Most experts recommend at least 1 million in umbrella coverage for New York residents due to high medical costs and litigation risks. Your agent will assess your assets and income to suggest an appropriate limit. New York courts often award large judgments, making higher limits advisable.
Can I get umbrella insurance if I have a rental property in Commack?
Yes, umbrella insurance covers rental properties if you have a landlord policy as the underlying coverage. New York landlord liability laws require you to maintain safe premises. An agent can help you add rental property protection to your umbrella policy.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.