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Find Umbrella Insurance Agents Near You in Freeport, NY

Browse umbrella insurance agents serving Freeport, New York. Updated 2026-07-14.

The top-rated umbrella insurance agent in Freeport, New York is Lilian Rodriguez: Allstate Insurance Services, rated 4.9 stars across 68 reviews. Other highly rated options include DCAP Insurance, Ken Dookram - State Farm Insurance Agent, William Bonomo: Allstate Insurance. This directory lists 11 umbrella insurance agents serving Freeport.

Showing 11 umbrella insurance agents in Freeport, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Lilian Rodriguez: Allstate Insurance Services386 Atlantic Ave(516) 489-6900
2DCAP Insurance17 Sunrise Hwy(516) 379-8900
3Ken Dookram - State Farm Insurance Agent49 W Merrick Rd(516) 378-4466
4William Bonomo: Allstate Insurance149 W Merrick Rd(516) 868-7900
5Mike Saadati: Allstate InsuranceFreeport, NY 11520(516) 539-9000
6White & Re Agency113 Sunrise Hwy B(516) 378-5555
7Careful Trust Inc Co45 Church St(516) 331-2427
8Insurance Associates, Inc.30 S Ocean Ave(516) 234-6352
9American Agency Inc140 S Ocean Ave(516) 379-3600
10Tobor Robinson: Allstate Insurance42 E Sunrise Hwy Ste A(516) 570-7592
LR
386 Atlantic Ave
Lilian Rodriguez: Allstate Insurance Services
Umbrella Insurance Agent · Freeport, NY

Lilian Rodriguez: Allstate Insurance Services serves Nassau County residents from its Freeport, New York location. The firm offers umbrella insurance policies that provide additional liability coverage beyond standard home and auto policies. An umbrella agent helps clients protect personal assets against unforeseen lawsuits and major claims. This office evaluates individual risk profiles to determine appropriate coverage limits for a variety of scenarios. It handles both personal umbrella insurance for homeowners and liability protection for renters in the Freeport area.

DI
17 Sunrise Hwy
DCAP Insurance
Umbrella Insurance Agent · Freeport, NY

DCAP Insurance in Freeport, New York provides umbrella insurance agent services designed to extend liability coverage beyond standard homeowners and auto policies. It assists clients in protecting their assets against major claims and lawsuits. An umbrella policy serves as an additional safety net when underlying policy limits are exhausted. The company works with local residents to assess their personal risk exposure and recommend appropriate coverage levels. For those with properties or recreational vehicles, it offers tailored excess liability protection that reaches beyond typical policy limits to further secure their financial holdings.

KD
49 W Merrick Rd
Ken Dookram - State Farm Insurance Agent
Umbrella Insurance Agent · Freeport, NY

Ken Dookram - State Farm Insurance Agent in Freeport, NY offers umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. These policies help protect assets from major claims or lawsuits. The agency assists clients in selecting appropriate coverage amounts based on individual risk profiles. Policyholders can review their protection and adjust limits as needs change over time. This agent serves clients with single-family homes, apartments, retail spaces, and restaurants.

WB
149 W Merrick Rd
William Bonomo: Allstate Insurance
Umbrella Insurance Agent · Freeport, NY

Homeowners, businesses, and property managers in Freeport, New York, rely on William Bonomo: Allstate Insurance for personalized umbrella liability policies that provide added coverage beyond standard limits. This broker assists clients in securing financial protection against major claims and lawsuits, addressing the area's exposure to coastal weather risks and high-value properties. Services include policy reviews to close potential gaps in existing home, auto, or business coverage. The agency also serves neighboring communities in Nassau County, such as Baldwin and Merrick.

MS
Freeport, NY 11520
Mike Saadati: Allstate Insurance
Umbrella Insurance Agent · Freeport, NY

Located in Freeport, New York, Mike Saadati: Allstate Insurance provides umbrella insurance coverage, offering an extra layer of liability protection beyond standard auto or home policies. The agency assists clients in safeguarding assets from major claims and lawsuits. For homeowners in coastal Freeport, this person helps address the heightened seasonal concern of storm-related property damage and associated liability risks that could exceed primary policy limits.

WR
113 Sunrise Hwy B
White & Re Agency
Umbrella Insurance Agent · Freeport, NY

Serving Freeport and the surrounding Long Island communities, White & Re Agency handles umbrella insurance policies that provide an extra layer of liability coverage beyond standard home and auto limits. These policies protect clients from major claims and lawsuits that could otherwise exhaust primary insurance. To manage each client’s risk exposure, the agency carefully reviews existing underlying policies to ensure they meet eligibility requirements before tailoring a higher-limit umbrella plan to the individual’s assets.

CT
45 Church St
Careful Trust Inc Co
Umbrella Insurance Agent · Freeport, NY

Careful Trust Inc Co in Freeport, NY offers umbrella insurance agents who distinguish between one-time policy adjustments for individuals and recurring service options tailored to renewing clients. These services increase liability coverage beyond standard home and auto policies, protecting assets from major claims or lawsuits. The practice typically handles new underwriting and claims support as part of its client management. Service runs on a both one-time, scheduled, and as-needed basis depending on policy review requirements.

IA
30 S Ocean Ave
Insurance Associates, Inc.
Umbrella Insurance Agent · Freeport, NY

Insurance Associates, Inc. of Freeport, NY specializes in providing umbrella insurance agent services, offering excess liability coverage that extends beyond the limits of standard homeowners and auto policies. They assist local clients in protecting their assets against major claims and lawsuits through straightforward policy consultations and coverage assessments. This additional layer of protection is particularly valuable during the autumn when residents face increased liability risks from Halloween activities and falling tree limbs.

AA
140 S Ocean Ave
American Agency Inc
Umbrella Insurance Agent · Freeport, NY

In the often unpredictable weather of Long Island, residents of Freeport face unique coverage needs for their properties. American Agency Inc provides umbrella insurance policies designed to offer additional liability protection beyond standard homeowner or auto limits. This extra layer can be crucial for safeguarding assets against lawsuits or major claims. An agent begins by reviewing existing personal coverage levels to identify gaps, then explains how a separate policy can expand total liability limits. A comprehensive initial assessment of current policies and asset values is completed at the start of the process.

TR
42 E Sunrise Hwy Ste A
Tobor Robinson: Allstate Insurance
Umbrella Insurance Agent · Freeport, NY

Serving the Freeport area, Tobor Robinson: Allstate Insurance provides personal liability protection and property coverage. The agency specializes in umbrella insurance, offering extended limits beyond standard homeowner and auto policies to help safeguard assets from major claims. It assists residential clients with extra liability layers and also supports commercial operations. The agency can serve local offices, warehouses, and food service businesses by helping them address larger financial exposures.

LC
42 E Sunrise Hwy Ste A
Luis Curo: Allstate Insurance
Umbrella Insurance Agent · Freeport, NY
(516) 570-7592
agents.allstate.com/luis-curo-freeport-ny.html

What Does an a Umbrella Insurance Agent in Freeport Cost?

The cost of an umbrella insurance policy in New York typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Higher coverage amounts cost more. Premiums vary based on your risk profile, claims history, and the insurance company. This is general information and not insurance advice.

About umbrella insurance agents in Freeport

An umbrella insurance agent in Freeport, New York helps you secure additional liability coverage beyond your auto or homeowners policy. New York law requires minimum auto liability limits, but an umbrella policy can provide extra protection against lawsuits. This coverage is especially useful for Freeport residents with property or savings to protect.

Frequently Asked Questions

What does an umbrella insurance agent in Freeport do?

An umbrella insurance agent in Freeport helps you purchase a policy that provides extra liability coverage above your existing home and auto insurance. This protects you from large claims or lawsuits that exceed your standard policy limits.

How much umbrella coverage do I need in New York?

Most agents recommend at least one million dollars in umbrella coverage for New York residents. The right amount depends on your assets, income, and risk factors like owning a pool or a dog.

Does New York law require umbrella insurance?

New York does not require umbrella insurance by law. However, it is a common recommendation for homeowners and drivers who want extra protection against lawsuits that could exceed their primary policy limits.

Umbrella Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.