Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 umbrella insurance agents in Buffalo, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Willoughby Insurance
1523 Main St, Buffalo, NY 14209
(716) 885-8100
willoughbyinsurance.com
Matthew Dorr at Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 809-9161
comparioninsurance.com
Anthony Lorigo at Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 276-7249
comparioninsurance.com
Jody Lawrence at Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 809-9169
comparioninsurance.com
Damien Lawrence at Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 276-7247
comparioninsurance.com
Lawley
361 Delaware Ave, Buffalo, NY 14202
(716) 849-8618
lawleyinsurance.com
Robin Ciraolo at Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 276-7248
comparioninsurance.com
New Buffalo Insurance Agency, Inc.
686 Main St Suite 201, Buffalo, NY 14202
(716) 332-1570
newbuffaloinsurance.com
Daniel Gilbert at Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 809-9167
comparioninsurance.com
Donna Medina at Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 730-4909
comparioninsurance.com
Molly Kime at Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 809-9170
comparioninsurance.com
Jill Maraschiello at Comparion Insurance Agency
400 Essjay Rd #300, Buffalo, NY 14221
(716) 809-9160
comparioninsurance.com
The Decker Agency, Inc.
37 Elmwood Ave, Buffalo, NY 14201
(716) 883-1455
deckeragency.com
Niagara National Insurance
5001 Genesee St, Buffalo, NY 14225
(716) 684-6000
niagaranational.com
Walsh Insurance
726 Exchange St Ste 200, Buffalo, NY 14210
(716) 853-3820
walshins.com
Encompass Agency, Inc.
529 French Rd, Buffalo, NY 14227
(716) 835-6790
encompassupstate.com
NYCM Insurance Agency - Home, Auto & Business
1840 Clinton St, Buffalo, NY 14206
(716) 404-0300
truecutinsurance.com
Clauss & Company Insurance Agency
735 Delaware Ave, Buffalo, NY 14209
(716) 886-6600
claussinsurance.com
Amherst Insurance Agency, Inc.
333 International Dr, Buffalo, NY 14221
(716) 580-1200
amherstinsurance.com
John J Grimaldi & Associates Inc
137 Summer St, Buffalo, NY 14222
(716) 636-1355
grimaldiinsurance.net
Umbrella insurance provides extra liability coverage beyond your standard auto or homeowners policy. In Buffalo, New York, agents help residents protect assets from large claims or lawsuits. New York law does not require umbrella insurance, but it is recommended for those with significant assets or high risk activities.
What Does a Umbrella Insurance Agent in Buffalo Cost?
Umbrella insurance in Buffalo, New York typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Costs increase for higher limits or additional risks like rental properties. Premiums vary based on your driving record, home value, and claims history. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Buffalo do?
An umbrella insurance agent helps you assess your liability risks and find a policy that adds extra coverage. They review your existing auto and home policies to determine the right amount of additional protection. Agents in Buffalo understand local weather risks and liability concerns specific to New York.
How much umbrella coverage do I need in New York?
Most agents recommend at least 1 million dollars in umbrella coverage, but the amount depends on your assets and income. New York has high medical costs and legal judgments, so higher limits may be wise. Your agent can help calculate a suitable amount based on your net worth.
Is umbrella insurance required by New York law?
No, New York does not require umbrella insurance by statute. However, New York law requires minimum liability limits on auto insurance, and umbrella policies often require you to carry those minimums. Umbrella insurance is optional but provides crucial extra protection.