The top-rated umbrella insurance agent in Buffalo, New York is Willoughby Insurance, rated 4.8 stars across 1,003 reviews. Other highly rated options include Matthew Dorr at Comparion Insurance Agency, Anthony Lorigo at Comparion Insurance Agency, Jody Lawrence at Comparion Insurance Agency. This directory lists 26 umbrella insurance agents serving Buffalo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Willoughby Insurance | 1523 Main St | (716) 885-8100 |
| 2 | Matthew Dorr at Comparion Insurance Agency | 400 Essjay Rd #300 | (716) 809-9161 |
| 3 | Anthony Lorigo at Comparion Insurance Agency | 400 Essjay Rd #300 | (716) 276-7249 |
| 4 | Jody Lawrence at Comparion Insurance Agency | 400 Essjay Rd #300 | (716) 809-9169 |
| 5 | Damien Lawrence at Comparion Insurance Agency | 400 Essjay Rd #300 | (716) 276-7247 |
| 6 | Lawley | 361 Delaware Ave | (716) 849-8618 |
| 7 | Robin Ciraolo at Comparion Insurance Agency | 400 Essjay Rd #300 | (716) 276-7248 |
| 8 | New Buffalo Insurance Agency, Inc. | 686 Main St Suite 201 | (716) 332-1570 |
| 9 | Daniel Gilbert at Comparion Insurance Agency | 400 Essjay Rd #300 | (716) 809-9167 |
| 10 | Donna Medina at Comparion Insurance Agency | 400 Essjay Rd #300 | (716) 730-4909 |
Willoughby Insurance serves clients throughout the Buffalo, New York metro area and surrounding Erie County as an umbrella insurance agent. The company provides personal liability coverage that extends beyond the limits of standard homeowners and auto policies, offering an extra layer of financial protection against major claims or lawsuits. This additional coverage helps safeguard assets such as savings, property, and future earnings from unforeseen events. Specifically, it handles protection against incidents like libel or slander, along with coverage for dog bite claims.
Matthew Dorr at Comparion Insurance Agency provides umbrella insurance services for clients throughout the Buffalo, NY area. The agency focuses on offering personal liability coverage that extends beyond standard homeowners or auto policies, often helping safeguard assets against major claims. Its maintenance of policies includes annual policy reviews and straightforward claims assistance to ensure coverage remains adequate as circumstances change. The agency typically services properties such as single-family homes, apartment complexes, retail spaces, and restaurants.
Homeowners, businesses, and property managers in the Buffalo area work with Anthony Lorigo at Comparion Insurance Agency for umbrella insurance services. This type of policy provides additional liability coverage beyond standard home or auto policies, protecting assets from major claims and lawsuits. The agency helps clients assess their risk exposure and select appropriate coverage limits for full financial security. Anthony Lorigo also serves clients in the surrounding communities of Williamsville and the broader Erie County metro region.
Jody Lawrence at Comparion Insurance Agency serves Buffalo, New York, and its surrounding communities. The company handles umbrella insurance policies, which provide additional liability coverage beyond standard home and auto limits. To protect local clients comprehensively, it works to assess all existing policies before recommending a supplemental layer. The agency handles a typical job by reviewing the client’s current coverage gaps and presenting options that extend personal liability protection against major claims or lawsuits.
Damien Lawrence at Comparion Insurance Agency in Buffalo, NY offers umbrella insurance on both a one-time policy purchase and an annual renewal schedule, the latter providing continuous liability protection beyond standard policies. Coverage extends personal liability limits for assets and future earnings against major claims or lawsuits. The service operates on an as-needed basis for initial quotes and scheduled annual reviews to adjust coverage levels as personal circumstances change.
As an umbrella insurance agent in Buffalo, NY, Lawley specializes in providing supplementary liability coverage that extends beyond the limits of standard homeowners and auto policies. The agency serves local residents by helping them protect assets such as savings and future earnings from major claims or lawsuits. Its general service work includes assessing individual risk profiles and recommending appropriate excess liability limits. This coverage is particularly valuable during Buffalo’s harsh winter months, when slip-and-fall incidents on icy walkways become a frequent seasonal concern.
After a Buffalo winter often exposes hidden roof and driveway vulnerabilities, spring weather increases the risk of unexpected liability claims that exceed standard policy limits. Robin Ciraolo at Comparion Insurance Agency provides specialized umbrella insurance to close these coverage gaps for homeowners, landlords, and drivers in the greater Buffalo area. This pool of added liability protection activates only after underlying policies are exhausted, offering crucial financial defense against costly lawsuits. A first step typically involves reviewing existing home and auto coverage limits to identify the appropriate umbrella amount.
New Buffalo Insurance Agency, Inc. specializes in general insurance coverage for clients in Buffalo, NY. The agency’s core work is organizing umbrella liability insurance policies that provide extra protection beyond standard auto and homeowners limits. As umbrella insurance agents, they help individuals and businesses guard against major financial losses from lawsuits or large claims. The company serves commercial sectors including offices, warehouses, and food service operations.
Daniel Gilbert at Comparion Insurance Agency serves residential clients in Buffalo, New York who need umbrella liability protection beyond a standard homeowner’s policy. Commercial coverage is also available for local businesses requiring additional layers of defense against larger claims. The agency’s service area encompasses Buffalo and the surrounding region, helping clients bridge gaps in primary insurance limits. After claims are filed or coverage adjusted, the same team typically handles follow-up service between regular policy renewals, ensuring clients remain appropriately protected as their individual or business circumstances change.
Donna Medina at Comparion Insurance Agency in Buffalo, NY, is known for providing umbrella insurance solutions that extend liability coverage beyond standard home and auto policies. The agency helps local clients protect their assets against major claims and lawsuits by offering an extra layer of financial security in the Buffalo area. This coverage applies to various personal risks, including accidents on your property or incidents involving your family members. They also offer add-on policies for rental property owners seeking increased liability protection.
What Does an a Umbrella Insurance Agent in Buffalo Cost?
Umbrella insurance in Buffalo, New York typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Costs increase for higher limits or additional risks like rental properties. Premiums vary based on your driving record, home value, and claims history. This is general information, not insurance advice.
About umbrella insurance agents in Buffalo
Umbrella insurance provides extra liability coverage beyond your standard auto or homeowners policy. In Buffalo, New York, agents help residents protect assets from large claims or lawsuits. New York law does not require umbrella insurance, but it is recommended for those with significant assets or high risk activities.
Frequently Asked Questions
What does an umbrella insurance agent in Buffalo do?
An umbrella insurance agent helps you assess your liability risks and find a policy that adds extra coverage. They review your existing auto and home policies to determine the right amount of additional protection. Agents in Buffalo understand local weather risks and liability concerns specific to New York.
How much umbrella coverage do I need in New York?
Most agents recommend at least 1 million dollars in umbrella coverage, but the amount depends on your assets and income. New York has high medical costs and legal judgments, so higher limits may be wise. Your agent can help calculate a suitable amount based on your net worth.
Is umbrella insurance required by New York law?
No, New York does not require umbrella insurance by statute. However, New York law requires minimum liability limits on auto insurance, and umbrella policies often require you to carry those minimums. Umbrella insurance is optional but provides crucial extra protection.
Umbrella Insurance Agents in Other New York Cities
Albany · Babylon · Bay Shore · Bethpage · Binghamton · Bronx · Brooklyn · Cicero · Clifton Park · Commack · Deer Park · East Meadow · Franklin Square · Freeport · Glen Cove