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Find Umbrella Insurance Agents in Albany, NY

Directory of umbrella insurance agents in Albany, New York. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Albany, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 umbrella insurance agents in Albany, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rick Schrade - GEICO Insurance Agent
1761 Central Ave, Albany, NY 12205
(518) 389-4060 geico.com
Capital Gate Insurance Group
1843 Central Ave, Albany, NY 12205
(518) 389-2610 cgig.com
MetzWood Insurance
300 Great Oaks Blvd Suite 300, Albany, NY 12203
(518) 392-5161 metzwood.com
Brick House Insurance Agency
150 State St Fourth Floor, Albany, NY 12207
(518) 412-4244 brickhouseinsurance.com
WYNN Insurance Brokerage LLC
5 Homestead Ave, Albany, NY 12203
(518) 380-1968
Ten Eyck Group
1924 Western Ave, Albany, NY 12203
(518) 464-0059 teneyckgroup.com
Toedt Insurance Agency LLC
17 Wendell Dr, Albany, NY 12205
(518) 438-8154 toedtinsurance.com
Pearl Insurance
13 Airline Dr, Albany, NY 12205
(518) 640-8100 cseainsurance.com
Twin Bridges Insurance Agency, Inc.
1881 Western Ave #210, Albany, NY 12203
(518) 608-5797 twinbridgesins.com
HMS Agency, Inc.
454 Sand Creek Rd, Albany, NY 12205
(518) 690-0360 hmsagency.com
J. Mullen & Associates, LLC - Senior Healthcare Advisors
292 Washington Ave Ext Suite 111-D, Albany, NY 12203
(518) 491-7663 jmullenassociates.com
Aurora, Inc.
120 Broadway, Albany, NY 12204
(518) 449-3180 aurorainsurance.com
LiveWell Insurance NY
8 Computer Dr S, Albany, NY 12205
(518) 360-1216 benefitchoicesny.com
Empire Region Insurance Agency
1535 Central Ave, Albany, NY 12205
(518) 389-2455 empireregioninsurance.com
Trusted Insurance Co NY
150 State St, Albany, NY 12207
(315) 227-3323
Smith Brothers Insurance
14 Columbia Cir Suite 204, Albany, NY 12203
(518) 477-5150 smithbrothersusa.com
The Bradley Agency
2022 Western Ave Second Floor, Suite 4, Albany, NY 12203
(518) 452-2736 bradleyagency.com
Hamlin, Robert & Ridgeway, Ltd.
381 Sand Creek Rd, Albany, NY 12205
(518) 458-7777 hamlinrobert.com
Milliman Insurance
4 Corporate Cir, Albany, NY 12203
(518) 519-8583 milliman.com
Guilderland Agency Inc
1807 Western Ave, Albany, NY 12203
(518) 456-6688 murraygrp.com

What Does a Umbrella Insurance Agent in Albany Cost?

The cost of an umbrella insurance policy in New York typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Premiums increase with higher coverage limits, often adding 75 to 150 dollars per additional million. Factors such as your driving record, number of properties, and claims history affect the price. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Albany do?
An umbrella insurance agent in Albany helps you assess your liability risks and obtain a policy that provides additional coverage above your existing insurance limits. They can explain how umbrella insurance interacts with New York state minimum auto liability requirements.
How much umbrella coverage do I need in New York?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and potential liabilities. New York courts can award large judgments, so higher limits may be wise for high-net-worth individuals.
Can I get umbrella insurance if I have a rental property in Albany?
Yes, umbrella insurance can cover liability claims related to rental properties you own. In New York, landlords face specific risks such as slip-and-fall accidents, and umbrella policies can provide extra protection beyond a standard landlord policy.