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Compare Umbrella Insurance Agents in Bay Shore, NY
Compare umbrella insurance agents in Bay Shore. Review contact information and insurance categorys before you decide.
13 agents listed
Updated May 2026
Bay Shore, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 13 umbrella insurance agents in Bay Shore, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sound Harbor Insurance
91 E Main St Suite 3, Bay Shore, NY 11706
(631) 517-9211
soundharborinsurance.com
Michael S. Stagnitta - State Farm Insurance Agent
87 Park Ave, Bay Shore, NY 11706
(631) 666-8350
michaelsthere.com
Douglas Cortez - State Farm Insurance Agent
1805 5th Ave Ste 14, Bay Shore, NY 11706
(631) 456-4603
douglasmyagent.com
ACME Insurance Brokerage of Bay Shore INC.
1716 Sunrise Hwy, Bay Shore, NY 11706
(631) 665-6464
lowcostcarinsurance123.com
Oxford Millin Insurance Agency Ltd
25 4th Ave, Bay Shore, NY 11706
(631) 434-6666
oxfordins.com
C Walsh Agency
28 W Main St, Bay Shore, NY 11706
(631) 251-6050
cwalshagency.com
Jay Tee Insurance
1655 5th Ave A, Bay Shore, NY 11706
(631) 231-3200
jayteeinsurance.com
AllSafe Insurance Agency
1175 Sunrise Hwy, Bay Shore, NY 11706
(631) 517-1173
Universal Insurance Co
214 5th Ave, Bay Shore, NY 11706
(315) 239-3997
ICR Professional Services Inc
214 5th Ave, Bay Shore, NY 11706
(631) 224-1955
icrprofessionalservices.com
J.D.A. Hurley Inc Insurance Agency
1555 Sunrise Hwy #3c, Bay Shore, NY 11706
(631) 665-6060
jdahurley.com
Acrisure Bay Shore, NY (CLG Insurance)
7 4th Ave, Bay Shore, NY 11706
(631) 585-0363
acrisure.com
All Island Insurance Brokerage LLC
50 Park Ave 2nd Floor, Bay Shore, NY 11706
(631) 647-7171
An umbrella insurance agent in Bay Shore, New York helps you secure additional liability coverage that goes beyond the limits of your home and auto policies. In New York, where lawsuits can quickly exceed standard policy limits, umbrella insurance provides an extra layer of financial protection. Local agents understand the specific risks faced by Bay Shore residents, including those related to waterfront properties and high-traffic areas.
What Does a Umbrella Insurance Agent in Bay Shore Cost?
The cost of an umbrella insurance policy in New York typically ranges from 150 to 400 dollars per year for one million dollars of coverage. Higher coverage amounts, such as two or five million dollars, will cost more. Factors like your driving record, property value, and number of rental units can affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Bay Shore do?
An umbrella insurance agent in Bay Shore helps you evaluate your current liability risks and recommends a policy that provides extra coverage above your existing home and auto insurance. They guide you through the application process and ensure you meet New York state requirements for underlying policy limits.
How much umbrella insurance do I need in New York?
Most New York agents suggest starting with at least one million dollars in umbrella coverage. Your specific needs depend on your assets, income, and risk factors such as owning a pool or a boat. An agent can help you calculate the right amount based on your personal situation.
What are the requirements for umbrella insurance in New York?
To qualify for umbrella insurance in New York, you must first have certain minimum liability limits on your underlying auto and homeowners policies. These limits are set by the insurance company and are often higher than New York state minimums. Your agent will verify that your current policies meet these requirements.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.