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Directory of umbrella insurance agents in Binghamton, New York. Verify credentials with the state department of insurance before hiring.
13 agents listed
Updated May 2026
Binghamton, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 13 umbrella insurance agents in Binghamton, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Triple Cities Agency LLC
1249 Front St #108, Binghamton, NY 13905
(607) 203-0075
triplecitiesagency.com
Walls Insurance
298 Conklin Ave, Binghamton, NY 13903
(607) 723-6359
wallsinsurance.com
Mark Anderson - State Farm Insurance Agent
50 Pennsylvania Ave, Binghamton, NY 13903
(607) 724-2886
sfinsurance4u.com
Farmers Insurance - Kristy McWherter
168 Susquehanna St, Binghamton, NY 13901
(607) 721-1100
agents.farmers.com
AA-Wyak Insurance Agency Inc.
7 Jarvis St, Binghamton, NY 13905
(607) 723-2332
aawyakins.com
Shadduck Insurance
32 Broad Ave, Binghamton, NY 13904
(607) 234-2542
Kriner & Furlong Insurance Agency
484 Chenango St, Binghamton, NY 13902
(607) 723-9484
kfinsagency.com
Kris Yelverton - State Farm Insurance Agent
112-122 State St Suite 102, Binghamton, NY 13901
(607) 723-3840
yelvertoninsuranceagencies.com
Keegan Insurance
119 Robinson St, Binghamton, NY 13904
(607) 724-4919
keeganinsuranceagency.com
EZ Budget Insurance/DiRado Insurance Agency
215 Main St, Binghamton, NY 13905
(607) 729-0808
ezbudget-insurance.com
Rose Group Insurance Co
42-45 Chenango St, Binghamton, NY 13901
(347) 315-1894
Obligatory Insurance LLC
8 Hawley St, Binghamton, NY 13901
(607) 247-0124
Savitch Agency Inc
84 Exchange St, Binghamton, NY 13901
(607) 772-1101
savitch.com
An umbrella insurance agent in Binghamton, New York can help you secure additional liability coverage that goes beyond your auto and homeowners policies. New York law requires minimum liability limits for drivers, but an umbrella policy provides an extra layer of protection for major claims or lawsuits. This is especially important in a community like Binghamton where property values and legal costs can vary widely.
What Does a Umbrella Insurance Agent in Binghamton Cost?
The cost of an umbrella insurance policy in New York typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Premiums can be higher if you have multiple properties, young drivers, or a history of claims. Costs vary by insurance company and your personal risk profile. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Binghamton do?
An umbrella insurance agent helps you purchase a personal umbrella liability policy. This policy provides extra coverage above your existing auto and home insurance limits. The agent assesses your risk and finds a policy that fits your needs.
Do I need umbrella insurance in New York?
New York requires all drivers to carry liability insurance, but the minimum limits may not cover a serious accident. Umbrella insurance is recommended if you have significant assets, a high income, or face higher lawsuit risks. It can protect your savings and future earnings.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.