The top-rated umbrella insurance agent in Glen Cove, New York is Lucas Zelehowsky - State Farm Insurance Agent, rated 5.0 stars across 408 reviews. Other highly rated options include Paul Roman - State Farm Insurance Agent, INFINITY SHIELD INSURANCE CORP, CAM Associates Inc. This directory lists 13 umbrella insurance agents serving Glen Cove.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lucas Zelehowsky - State Farm Insurance Agent | 21 Cedar Swamp Rd Suite B | (516) 671-3428 |
| 2 | Paul Roman - State Farm Insurance Agent | 39 Glen St 2nd fl Ste 1 | (516) 676-4141 |
| 3 | INFINITY SHIELD INSURANCE CORP | 208 Glen St Suite # 2 | (516) 474-0339 |
| 4 | CAM Associates Inc | 34 Forest Ave | (516) 609-0444 |
| 5 | George Schlott: Allstate Insurance | 256 Glen St | (516) 759-9500 |
| 6 | Liability Insurance Agency NY | 25 Glen Cove Ave | (917) 382-2795 |
| 7 | Bibi Baksh: Allstate Insurance | 86 Forest Ave Fl 2 | (516) 671-4500 |
| 8 | Jo-Mil Insurance Agency | 80 Forest Ave | (516) 671-6979 |
| 9 | Barclay | Pulaski St | — |
| 10 | Glenn Paganetti: Primerica - Financial Services | 37-39 Glen St #39 | (516) 759-6580 |
Lucas Zelehowsky - State Farm Insurance Agent serves the Glen Cove, New York area as a provider of umbrella insurance policies. This office works with individuals and families to extend their personal liability coverage beyond the limits of standard homeowners and auto policies. Additional liability protection can help shield assets from major claims or lawsuits. The company handles claims and policy adjustments for Glen Cove clients. It manages personal umbrella insurance requests and coordinates with existing State Farm policies for seamless coverage.
Paul Roman - State Farm Insurance Agent in Glen Cove, NY provides umbrella insurance policies that extend liability coverage beyond standard home and auto limits. Its service includes professional consultation to assess a client's risk exposure and help design appropriate coverage levels for personal assets. Routine maintenance of policies involves annual reviews and updates to align with changing property values or life circumstances. The agency services a variety of properties, including single-family homes, apartments, retail shops, and local restaurants.
INFINITY SHIELD INSURANCE CORP serves homeowners, businesses, and property managers in the Glen Cove area with personalized umbrella liability policies designed to extend protection beyond standard coverage limits. The company assists clients in assessing risk exposures across personal and commercial assets, helping to shield against major claims or lawsuits. It works with residents and commercial operators throughout Nassau County, also providing services to neighboring Long Island communities such as Roslyn and Oyster Bay.
CAM Associates Inc serves Glen Cove and the surrounding Nassau County communities, providing umbrella insurance coverage that extends liability protection beyond standard home and auto policies. The agency handles personal and commercial excess liability policies designed to shield clients from major claims and lawsuits. To assess each client’s unique risk exposure, it reviews existing underlying coverage limits and personal or business assets, then matches a policy layer that addresses potential gaps in protection.
For local umbrella insurance, George Schlott: Allstate Insurance in Glen Cove, NY provides both one-time policy reviews and recurring annual policy updates, focusing on extending liability coverage beyond standard home and auto limits. This extra layer helps protect personal assets against major claims or lawsuits, offering clients broader financial security. The agent typically structures service on an as-needed basis, scheduling appointments when clients require renewal assistance or new coverage considerations.
Liability Insurance Agency NY in Glen Cove specializes in umbrella insurance policies that provide extra liability coverage beyond standard home or auto limits. It also offers general liability protection for clients seeking broader financial safeguards. The agency assists local residents and businesses with assessing their existing coverage and closing gaps that could expose them to significant loss. In coastal or storm-prone seasons, it helps clients ensure their additional liability limits effectively guard against claims arising from accidents or property damage.
As the seasons change on Long Island, homeowners around Glen Cove begin to consider the extra liability coverage that umbrella insurance provides against unexpected accidents. Bibi Baksh: Allstate Insurance helps local residents secure this additional protection, offering policies that work alongside standard auto and home plans. The agency focuses on assessing each client's personal assets and potential risks before recommending appropriate umbrella limits. An initial consultation typically begins with a review of current policies and a discussion of specific coverage needs.
Jo-Mil Insurance Agency in Glen Cove, NY provides general liability and property insurance coverages to local businesses. It specializes in offering umbrella liability policies that extend additional protection beyond a client’s existing commercial insurance limits. These excess policies can help safeguard assets from unforeseen claims or lawsuits. The agency primarily serves the insurance needs of area offices, warehouses, and food service establishments, tailoring coverage to match each operation’s specific risk exposures.
Glenn Paganetti: Primerica - Financial Services operates as an umbrella insurance agent in Glen Cove, NY, known for providing supplemental liability coverage that extends beyond standard homeowners and auto policies. This service helps individuals and businesses in the local area protect assets against major claims or lawsuits. An extra layer of security is designed to cover incident-related expenses not fully addressed by existing primary insurance limits. The agency can also add on assistance with financial needs analysis for clients considering broader risk management strategies.
What Does an a Umbrella Insurance Agent in Glen Cove Cost?
The cost of an umbrella insurance policy in New York typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums may be higher in Glen Cove due to local risk factors like coastal weather and high traffic density. Factors such as your driving record, number of properties, and prior claims affect the final price. This is general information and not insurance advice.
About umbrella insurance agents in Glen Cove
An umbrella insurance agent in Glen Cove, New York can help you secure extra liability coverage beyond standard home and auto policies. New York law requires minimum auto liability limits, but umbrella policies provide additional protection for assets and future income. Local agents understand the specific risks faced by residents of Nassau County, including high property values and dense traffic conditions.
Frequently Asked Questions
What does an umbrella insurance agent in Glen Cove do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your primary insurance limits. In New York, this can protect against lawsuits for accidents on your property or auto incidents. The agent assesses your risk profile and recommends an appropriate coverage amount.
How much umbrella coverage do I need in Glen Cove?
Most agents recommend at least 1 million dollars in umbrella coverage for homeowners in Glen Cove due to local property values. New York courts often award high settlements in liability cases. Your agent will review your assets and income to determine the right limit for your situation.
Are there New York laws that affect umbrella insurance?
Yes, New York Insurance Law Section 3420 governs liability coverage and requires insurers to offer umbrella policies in certain cases. New York also has a statute of limitations of three years for personal injury lawsuits. Umbrella insurance helps cover legal costs and judgments beyond primary policy limits.
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