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HomeUmbrella Insurance AgentsNew York › Clifton Park

Find Umbrella Insurance Agents Near You in Clifton Park, NY

Browse umbrella insurance agents serving Clifton Park, New York. Updated 2026-07-14.

The top-rated umbrella insurance agent in Clifton Park, New York is Doug Neil Insurance Agency, rated 5.0 stars across 1,356 reviews. Other highly rated options include Tim Mcgrath - State Farm Insurance Agent, Farmers Insurance - Christine Sheppard, Cote Insurance Agency. This directory lists 23 umbrella insurance agents serving Clifton Park.

Showing 23 umbrella insurance agents in Clifton Park, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Doug Neil Insurance Agency955 NY-146(518) 783-3311
2Tim Mcgrath - State Farm Insurance Agent1471 US-9 Unit 107(518) 631-5113
3Farmers Insurance - Christine Sheppard632 Plank Rd #111(518) 220-2010
4Cote Insurance Agency1690 US-9(518) 630-6478
5Michele Metzger at Comparion Insurance Agency28 Corporate Dr #106(518) 243-1129
6Foursurance636 Plank Rd # 109(518) 978-4044
7Farmers Insurance - Mary Ann O'Brien22 Clifton Country Rd Suite 52(518) 280-1396
8StoneBuilt Insurance Agency Inc985 NY-146 Ste 1(518) 691-1233
9Thomas Rupert - State Farm Insurance Agent308 Grooms Rd(518) 383-0060
10Kevin Simon at Comparion Insurance Agency28 Corporate Dr #106(518) 243-1124
DN
955 NY-146
Doug Neil Insurance Agency
Umbrella Insurance Agent · Clifton Park, NY

Doug Neil Insurance Agency serves Clifton Park and the surrounding Saratoga County area as an umbrella insurance agent. This specialty provides extra liability coverage that begins when the limits of a homeowner’s or auto policy are exhausted. The agency helps residents protect their personal assets against major claims and lawsuits that can exceed standard policy caps. It specifically handles personal umbrella policies and assists with commercial umbrella coverage to shield local businesses from unforeseen large liability exposures.

TM
1471 US-9 Unit 107
Tim Mcgrath - State Farm Insurance Agent
Umbrella Insurance Agent · Clifton Park, NY

Tim Mcgrath - State Farm Insurance Agent in Clifton Park, NY offers umbrella insurance services, providing added liability protection beyond standard home and auto coverage. The company assists clients in evaluating their need for extra policy limits to guard against large claims or lawsuits. Service plans typically include a review of an individual's current insurance portfolio to determine appropriate coverage amounts. The agent helps tailor umbrella policies that integrate seamlessly with existing plans. This office services various properties, including single-family homes, apartments, retail locations, and restaurants, ensuring comprehensive liability protection for diverse risks.

FI
632 Plank Rd #111
Farmers Insurance - Christine Sheppard
Umbrella Insurance Agent · Clifton Park, NY

Farmers Insurance - Christine Sheppard serves homeowners, businesses, and property managers in Clifton Park, New York, by offering umbrella insurance policies that provide extra liability coverage beyond standard limits. This additional protection helps safeguard assets and future income from major claims or lawsuits. The agency focuses on educating clients about the importance of personal liability layers for comprehensive risk management. Its services include policy reviews and tailored coverage recommendations for both residential and commercial clients. The office also supports policyholders in the surrounding Saratoga County region.

CI
1690 US-9
Cote Insurance Agency
Umbrella Insurance Agent · Clifton Park, NY

Cote Insurance Agency serves Clifton Park, New York, and the surrounding communities. The firm handles umbrella insurance, providing extra liability coverage that extends beyond standard homeowners and auto policies. This coverage helps protect clients from major claims and lawsuits that could otherwise exhaust their primary insurance limits. For a typical job, the agency evaluates a client’s existing assets and risk profile to recommend an appropriate layer of additional liability protection.

MM
28 Corporate Dr #106
Michele Metzger at Comparion Insurance Agency
Umbrella Insurance Agent · Clifton Park, NY

Michele Metzger at Comparion Insurance Agency in Clifton Park, NY offers umbrella liability insurance on either a one-time policy or a recurring annual renewal basis, providing an additional layer of coverage beyond standard auto and homeowners policies. This type of protection helps safeguard personal assets from major claims or lawsuits that exceed underlying policy limits. For clients, service is managed on an as-needed basis, with ongoing support for claims or policy adjustments as circumstances require.

FO
636 Plank Rd # 109
Foursurance
Umbrella Insurance Agent · Clifton Park, NY

As the Capital Region's unpredictable weather brings sudden hailstorms and heavy snowfall, protecting assets with adequate liability coverage becomes a priority for many homeowners in Clifton Park and nearby communities. Foursurance serves local property owners by arranging umbrella insurance policies that extend personal liability limits beyond standard home or auto coverage. This added layer of protection helps safeguard savings and future earnings against significant claims or lawsuits. A thorough review of existing primary policies and personal exposures is the initial step in crafting a customized risk solution.

FI
22 Clifton Country Rd Suite 52
Farmers Insurance - Mary Ann O'Brien
Umbrella Insurance Agent · Clifton Park, NY

Farmers Insurance - Mary Ann O'Brien in Clifton Park, NY, provides umbrella insurance policies that extend additional liability coverage beyond standard homeowner or auto plans. These policies help protect clients against large claims or lawsuits by filling gaps in existing coverage limits. The agency focuses on tailoring these layers of protection for various commercial sectors, including offices, warehouses, and food service operations. This specialty risk management approach ensures that local businesses and individuals in the area have comprehensive financial safeguards.

SI
985 NY-146 Ste 1
StoneBuilt Insurance Agency Inc
Umbrella Insurance Agent · Clifton Park, NY

StoneBuilt Insurance Agency Inc is known for providing comprehensive umbrella insurance coverage to residents and businesses in the Clifton Park area. Its service range includes personal liability protection that extends beyond standard policy limits, safeguarding clients against major claims and lawsuits. This local agency understands the specific risks faced by homeowners and motorists in New York’s Capital Region, offering tailored solutions for added peace of mind. As a specialty service, StoneBuilt can also offer excess liability coverage for properties with swimming pools or high-risk recreational equipment.

TR
308 Grooms Rd
Thomas Rupert - State Farm Insurance Agent
Umbrella Insurance Agent · Clifton Park, NY

Thomas Rupert - State Farm Insurance Agent in Clifton Park, NY provides residential umbrella insurance services designed to extend personal liability protection beyond standard home and auto policies, offering added security for local homeowners and renters. The agency also addresses commercial umbrella coverage for small businesses operating throughout the greater Clifton Park area, helping clients manage larger liability risks with a single policy. The office is available to review coverage needs and adjust policies to match changing circumstances between regular scheduled visits.

KS
28 Corporate Dr #106
Kevin Simon at Comparion Insurance Agency
Umbrella Insurance Agent · Clifton Park, NY
CI
28 Corporate Dr #106
Comparion Insurance Agency
Umbrella Insurance Agent · Clifton Park, NY
(518) 371-2486
comparioninsurance.com/insurance-agent/new-york/clifton-park-0875
GI
7 Executive Park Dr
GTM Insurance Agency
Umbrella Insurance Agent · Clifton Park, NY
(518) 373-4111
gtminsuranceagency.com
JP
28 Corporate Dr Ste 106
Jason Protano at Comparion Insurance Agency
Umbrella Insurance Agent · Clifton Park, NY
(518) 243-1122
comparioninsurance.com/insurance-agent/new-york/clifton-park-0875/jason-protano
LG
282 Ushers Rd Suite 1
The Lyden Group, LLC
Umbrella Insurance Agent · Clifton Park, NY
(518) 877-7018
lydengroup.com
AK
28 Corporate Dr Ste 106
Alexander Koshgarian at Comparion Insurance Agency
Umbrella Insurance Agent · Clifton Park, NY
(518) 243-1119
comparioninsurance.com/insurance-agent/new-york/clifton-park-0875/alexander-koshgarian
CK
28 Corporate Dr #106
Colin Kaehler at Comparion Insurance Agency
Umbrella Insurance Agent · Clifton Park, NY
(518) 243-1125
comparioninsurance.com/insurance-agent/new-york/clifton-park-0875/colin-kaehler
AG
800 NY-146 Ste 468 Bldg 400
A Agency
Umbrella Insurance Agent · Clifton Park, NY
(518) 885-9804
aagencyinsurance.com
OI
11 Executive Park Dr
OB1 Insurance
Umbrella Insurance Agent · Clifton Park, NY
(518) 661-6300
ob1insurance.com
MI
632 Plank Rd Unit 107
Moore Insurance Services, LLC
Umbrella Insurance Agent · Clifton Park, NY
(518) 280-1452
mooreinsuranceservice.com
DI
1505 US-9
Dobson Insurance Agency
Umbrella Insurance Agent · Clifton Park, NY
(518) 383-2660
RJ
1396 Crescent Vischer Ferry Rd
R. J. Carignan & Company
Umbrella Insurance Agent · Clifton Park, NY
(518) 235-4303
rjcinsurance.com
MI
747 Pierce Rd
Mega Insurance
Umbrella Insurance Agent · Clifton Park, NY
(518) 877-8557
AC
747 Pierce Rd
Associates of Clifton Park
Umbrella Insurance Agent · Clifton Park, NY
(800) 836-3914
associatesofcliftonpark.com

What Does an a Umbrella Insurance Agent in Clifton Park Cost?

Umbrella insurance in New York typically costs between 150 and 350 per year for a 1 million policy. For 2 million in coverage, the annual premium often ranges from 250 to 500. Costs vary based on your driving record, number of properties, and claims history. This is general information and not insurance advice.

About umbrella insurance agents in Clifton Park

Umbrella insurance agents in Clifton Park help residents secure extra liability coverage beyond standard home and auto policies. New York requires minimum auto liability limits of 25,000 per person and 50,000 per accident, but an umbrella policy can add 1 million or more in protection. Local agents understand the specific risks in the Capital Region, such as winter weather accidents and high property values.

Frequently Asked Questions

What does an umbrella insurance agent in Clifton Park do?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your existing home and auto insurance limits. They assess your assets and risk factors to recommend appropriate coverage. In New York, this is especially important due to the state's high litigation rates and large jury awards.

How much umbrella insurance do I need in New York?

Most New York agents recommend at least 1 million in umbrella coverage, but higher limits are common for homeowners with significant assets or rental properties. The exact amount depends on your net worth, lifestyle, and exposure to lawsuits. A local Clifton Park agent can help calculate your specific needs.

Is umbrella insurance required by law in New York?

No, umbrella insurance is not required by New York state law. However, it is strongly advised for anyone with assets to protect. New York does not cap pain and suffering damages in most personal injury cases, making umbrella policies a practical safeguard against large lawsuits.

Umbrella Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.