Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 17 umbrella insurance agents in West Seneca, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Czaja - State Farm Insurance Agent
3557 Seneca St, West Seneca, NY 14224
(716) 674-3654
insuremejoe.com
Mike Messuro - State Farm Insurance Agent
1320 Orchard Park Rd, West Seneca, NY 14224
(716) 675-7660
mikemessuro.com
Mary Alice Ubal - State Farm Insurance Agent
1900 Ridge Rd Ste 109, West Seneca, NY 14224
(716) 822-5555
insure716.com
InsureOne Insurance
1900 Ridge Rd Ste 111, West Seneca, NY 14224
(716) 406-4048
locations.insureone.com
Aebly and Associates Insurance Services, Inc.
1471 Union Rd, West Seneca, NY 14224
(716) 675-2100
aeblyandassociates.com
Michael Barends: Allstate Insurance
3640 Seneca St, West Seneca, NY 14224
(716) 873-5600
agents.allstate.com
Blatchley Insurance
4185 Seneca St # 5, West Seneca, NY 14224
(716) 675-5015
blatchleyinsurance.com
Angela Wozniak Agency, Inc.
1902 Ridge Rd #116, West Seneca, NY 14224
(716) 903-8448
angelawozniakagency.com
Auricchio Insurance Agency
3800 Seneca St, West Seneca, NY 14224
(716) 675-3800
auricchioinsurance.com
Farmers Insurance - Ibrahim Khalil
40 Gardenville Pkwy W # 211, West Seneca, NY 14224
(716) 275-2392
agents.farmers.com
Fronczak Insurance Agency
1471 Union Rd, West Seneca, NY 14224
(716) 675-2100 ext. 130
fronczak.net
TrustPro Insurance LLC
550 Orchard Park Rd, West Seneca, NY 14224
(716) 217-1316
Carl Bonetto Insurance
3814 Seneca St #3433, West Seneca, NY 14224
(716) 674-1700
bonettoagency.com
Boltz Insurance Services
1298 Orchard Park Rd, West Seneca, NY 14224
(716) 825-8583
boltzinsurance.com
Great Lakes Insurance Services Group LLC
3626 Seneca St, West Seneca, NY 14224
(716) 608-1100
greatlakesins.com
InsureOne
997 Union Rd, West Seneca, NY 14224
(716) 395-7007
insureone.com
Scott Kaltman Agency, Inc.
1102 Union Rd, West Seneca, NY 14224
(716) 604-0345
scottkaltmanagency.com
What Does a Umbrella Insurance Agent in West Seneca Cost?
The cost of umbrella insurance in West Seneca, New York typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Additional increments of 1 million dollars may cost 75 to 150 dollars each. Factors such as your driving record, number of properties, and personal liability risks affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in West Seneca do?
An umbrella insurance agent helps you evaluate your current liability risks and find a policy that provides additional coverage above your existing auto and home insurance. They can explain how New York state law affects policy terms and help you choose appropriate limits based on your assets.
How much umbrella coverage do I need in New York?
The amount of umbrella coverage you need depends on your total assets and potential future earnings. Many agents recommend at least 1 million dollars in coverage, but higher limits are common for individuals with significant assets or high-risk professions. New York courts can award large judgments, so higher limits provide more protection.
Does umbrella insurance cover legal defense costs in New York?
Yes, most umbrella policies cover legal defense costs for covered claims, even if the lawsuit is groundless. In New York, defense costs are often paid in addition to the policy limit, meaning the full coverage amount remains available to pay a settlement or judgment.