The top-rated umbrella insurance agent in Valley Stream, New York is Grober Imbey Insurance Agency, rated 4.9 stars across 792 reviews. Other highly rated options include Herb Albernas - State Farm Insurance Agent, BLS Nielsen Inc, Brightway Insurance, The Redler Agency. This directory lists 15 umbrella insurance agents serving Valley Stream.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grober Imbey Insurance Agency | 1 Sunrise Plaza | (516) 872-9500 |
| 2 | Herb Albernas - State Farm Insurance Agent | 1575 Dutch Broadway | (516) 825-6556 |
| 3 | BLS Nielsen Inc | 232 Rockaway Ave | (516) 704-9111 |
| 4 | Brightway Insurance, The Redler Agency | 70 E Sunrise Hwy Suite 500 | (516) 613-5010 |
| 5 | INTELLIVISION INSURANCE BROKERAGE INC | 465 Rockaway Ave | (516) 305-2574 |
| 6 | Srs Insurance Brokerage | 59 Rockaway Ave | (888) 265-4002 |
| 7 | NY Insurance Agency | 133 E Merrick Rd | (646) 736-4235 |
| 8 | P.D.H. Insurance Brokerage, Inc | 19 W Merrick Rd | (516) 561-5227 |
| 9 | Aimdar Advisory Group 安达财富 | 商业保险 | 人寿保险 | 医疗保险 | 理财 | 教育基金 | 年金 | 70 E Sunrise Hwy Suite 500 | (888) 727-8658 |
| 10 | We Insurance Agency | 11 Roosevelt Ave | (888) 217-1294 |
Grober Imbey Insurance Agency serves Nassau County and the surrounding Valley Stream, New York region as an umbrella insurance agent. This agency helps clients secure additional liability coverage that extends beyond the limits of standard homeowners and auto policies. Umbrella insurance provides essential financial protection against major claims and lawsuits. For property owners, this firm addresses the specific need for supplemental liability over standard home policies. It also handles umbrella coverage that adds a layer of security to personal auto insurance policies in the local area.
Herb Albernas - State Farm Insurance Agent in Valley Stream, NY, provides umbrella insurance coverage that extends liability protection beyond standard home and auto policies. The agency works with clients to secure additional layers of financial security against major claims or lawsuits. Its service approach includes policy reviews and coverage adjustments tailored to individual risk profiles. Routine consultations help ensure that liability limits remain adequate as circumstances change. The company handles policies for single-family homes, apartments, retail establishments, and restaurants.
Homeowners, businesses, and property managers in Valley Stream, New York turn to BLS Nielsen Inc for essential umbrella insurance coverage. This local agency helps clients secure additional liability protection beyond standard home and auto policies, safeguarding personal assets from major lawsuits or unforeseen claims. Their agents provide personalized guidance to match coverage limits with each client’s unique risk exposure. BLS Nielsen Inc also serves neighboring communities throughout Nassau County, including areas such as Lynbrook and Rockville Centre.
Brightway Insurance, The Redler Agency serves Valley Stream and the surrounding Nassau County communities, handling umbrella insurance policies for local residents and property owners. It provides liability coverage that extends beyond the limits of standard homeowners and auto policies, protecting against larger claims or lawsuits. The agency evaluates each client's existing coverage to identify gaps in protection. It then offers tailored policy options to increase overall liability limits. A typical job begins with a review of the client's current insurance portfolio and risk exposure before presenting suitable coverage recommendations from available carriers.
INTELLIVISION INSURANCE BROKERAGE INC in Valley Stream, NY distinguishes between one-time policy adjustments for immediate liability protection and recurring service options that maintain continuous coverage over time. Their umbrella insurance agent work addresses the need for extra liability limits beyond standard homeowner and auto policies. This agent regularly evaluates clients’ existing coverage to identify gaps and recommend appropriate excess liability protection. Service for policy review and updates operates on either a scheduled, as-needed, or one-time basis, depending on individual preferences and risk exposure changes.
Srs Insurance Brokerage in Valley Stream focuses on providing umbrella insurance policies and offers general liability coverage to local residents and businesses. These policies extend protection beyond standard auto and homeowner limits, addressing potential gaps in coverage from accidents or lawsuits. The agency works to secure broader financial safeguards against common risks found in the suburban community. As winter approaches, it helps clients review policies to ensure adequate protection against snow-related incidents on private property that could lead to claims exceeding existing coverage.
For Valley Stream residents facing the increased liability risks that often accompany hurricane season or a new home purchase, NY Insurance Agency offers personalized umbrella insurance guidance. The agent reviews existing auto and homeowners policies to identify coverage gaps. A consultation focuses on protecting assets from costly lawsuits beyond standard limits. To begin, the agency schedules a thorough personal risk assessment and policy inspection for each client.
P.D.H. Insurance Brokerage, Inc. provides general insurance services for businesses and individuals in Valley Stream, NY. The firm’s specialty add-ons include umbrella insurance policies that extend liability coverage beyond standard limits. This protection helps clients manage significant financial risks from unexpected claims. P.D.H. Insurance Brokerage, Inc. can serve commercial sectors such as offices, warehouses, and food service operations.
Aimdar Advisory Group 安达财富 | 商业保险 | 人寿保险 | 医疗保险 | 理财 | 教育基金 | 年金 serves Valley Stream and the surrounding area by helping homeowners secure umbrella liability coverage that extends beyond standard policy limits. The agency also assists local businesses in obtaining commercial excess protection layers necessary for general operations. Serving both residential and commercial clients in the region, this company helps consolidate multiple insurance accounts with liability upgrades. Follow-up visits or annual policy reviews are arranged to adjust coverage limits between regular service intervals.
We Insurance Agency, based in Valley Stream, NY, is known for offering personalized umbrella insurance policies that extend liability coverage beyond standard home and auto limits. These policies provide additional protection for local residents and business owners, covering costs from major lawsuits and accidents. The agency focuses on tailoring coverage to individual risk profiles, ensuring clients can guard assets without gaps in protection. A specialty service the agency can add on is excess liability insurance for high-net-worth individuals, safeguarding against unique personal exposure.
What Does an a Umbrella Insurance Agent in Valley Stream Cost?
Typical umbrella insurance costs in New York range from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 1,000 dollars annually. Premiums vary based on your driving record, property, and number of vehicles. This is general information, not insurance advice.
About umbrella insurance agents in Valley Stream
Umbrella insurance agents in Valley Stream, New York help residents secure extra liability coverage beyond standard home and auto policies. New York law requires minimum auto liability limits of 25,000 per person and 50,000 per accident, which may not be enough for serious claims. An agent can explain how an umbrella policy protects your assets and future earnings from large lawsuits or judgments.
Frequently Asked Questions
What does an umbrella insurance agent in Valley Stream do?
An umbrella insurance agent helps you find a personal liability policy that covers claims exceeding your existing home or auto insurance limits. They assess your risk profile and recommend coverage amounts based on your assets and New York liability exposure.
How much umbrella coverage do I need in New York?
Common umbrella policy limits in New York range from 1 million to 5 million dollars. The right amount depends on your net worth, income, and risk factors like owning a pool or rental property. An agent can help calculate a suitable limit.
Is umbrella insurance required by New York law?
No, New York state does not require umbrella insurance by law. However, it is strongly recommended for anyone with significant assets or high liability risk. Standard auto and home policies have coverage caps that may leave you exposed to lawsuits.
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