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Find Umbrella Insurance Agents Near You in Rochester, NY
Browse umbrella insurance agents serving Rochester, New York. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Rochester, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 umbrella insurance agents in Rochester, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Elmwood Agency
1 Reserve View Blvd, Rochester, NY 14618
(585) 548-4500
elmwoodagency.com
VanScoter Insurance Agency LLC
1577 W Ridge Rd Suite 218, Rochester, NY 14615
(585) 663-2004
vanscoterinsurance.com
Quinton Insurance
2700 Elmwood Ave, Rochester, NY 14618
(585) 244-9004
quintoninsurance.com
Freeway Insurance
2199 E Henrietta Rd, Rochester, NY 14623
(585) 283-2053
locations.freeway.com
Mazzola Insurance
1619 East Ridge Road, Rochester, NY 14621
(585) 266-7130
mazzolainsurance.org
FLANAGAN MILLS INSURANCE AGENCY
448 Titus Ave, Rochester, NY 14617
(585) 678-8008
themillsagency.com
Flour City Insurance Agency
1260 Scottsville Rd Suite 202A, Rochester, NY 14624
(585) 861-2002
flourcityinsuranceagency.com
Van C. Travis III, ChFC - State Farm Insurance Agent
1978 Monroe Ave, Rochester, NY 14618
(585) 461-5240
vantravis.com
AAA - Greece
2589 W Ridge Rd, Rochester, NY 14626
(585) 227-9600
westerncentralny.aaa.com
Insurance Marketplace Agency
150 Allens Creek Rd Suite 220, Rochester, NY 14618
(585) 482-9980
insmarketplace.com
Ferris Insurance Agency
2314 Lyell Ave, Rochester, NY 14606
(585) 254-7440
ferris-agency.com
InsuranceTrak Services
4515 Culver Rd # 206, Rochester, NY 14622
(585) 282-0934
insurancetrak.com
Twelve Corners Insurance Agency LLC
919 S Winton Rd #210, Rochester, NY 14618
(585) 789-6488
12cornersinsurance.com
Comparion Insurance Agency
1200 Jefferson Rd Suite 100-A, Rochester, NY 14623
(585) 424-6050
comparioninsurance.com
Woodbury Insurance Agency: Allstate Insurance
200 Winton Rd, Rochester, NY 14610
(585) 288-4901
agents.allstate.com
Jeffrey Sachs at Comparion Insurance Agency
1200 Jefferson Rd Suite 100-A, Rochester, NY 14623
(585) 670-2993
comparioninsurance.com
Rochester Group Inc
1100 Long Pond Rd Suite 100, Rochester, NY 14626
(585) 794-5640
rochestergroupinc.com
Vail Agency
849 Paul Rd Ste 220, Rochester, NY 14624
(585) 889-4650
vail-insurance.com
Toni Conner at Comparion Insurance Agency
1200 Jefferson Rd Suite 100-A, Rochester, NY 14623
(585) 613-3092
comparioninsurance.com
Urbanski Insurance Inc
1134 Titus Ave, Rochester, NY 14617
(585) 467-1129
mercuryinsurance.com
Umbrella insurance provides an extra layer of liability coverage beyond your standard auto or homeowners policy. In Rochester, New York, this type of policy can protect your assets from large claims or lawsuits, including those related to auto accidents on local roads like the Inner Loop. New York law does not require umbrella insurance, but it is often recommended for residents with significant assets or high risk factors.
What Does a Umbrella Insurance Agent in Rochester Cost?
The cost of umbrella insurance in New York typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Additional million dollar increments usually cost 50 to 100 dollars each. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does umbrella insurance cover in New York?
Umbrella insurance covers legal liability claims that exceed the limits of your underlying auto or homeowners policy. In New York, this can include defense costs for lawsuits involving libel, slander, or false arrest. It does not cover your own property damage or injuries.
How much umbrella insurance do I need in Rochester?
The amount of umbrella insurance you need depends on your total assets and potential liability exposure. Many agents recommend a minimum of one million dollars in coverage for New York homeowners with a swimming pool or a dog. A local Rochester agent can help you calculate the right limit based on your net worth.
Can I get umbrella insurance if I have a rental property in New York?
Yes, you can obtain umbrella insurance if you own rental property in New York. The policy typically requires you to have liability coverage on the rental property first. This extra protection is useful for Rochester landlords facing tenant injury claims or property damage lawsuits.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.