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Compare Umbrella Insurance Agents in Riverhead, NY
Directory of umbrella insurance agents in Riverhead, New York. Verify credentials with the state department of insurance before hiring.
14 agents listed
Updated May 2026
Riverhead, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 14 umbrella insurance agents in Riverhead, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Daniel Valet - State Farm Insurance Agent
177 Old Country Rd Ste 2, Riverhead, NY 11901
(631) 378-5370
insurewithvalet.com
Elizabeth Hanlon: Allstate Insurance
1236 Roanoke Ave, Riverhead, NY 11901
(631) 727-1700
agents.allstate.com
Ed Graves - State Farm Insurance Agent
1149 Old Country Rd B5, Riverhead, NY 11901
(631) 727-1122
edgraves.net
Budget Brokerage Insurance
1186A E Main St, Riverhead, NY 11901
(631) 369-1000
budgetbrokerage.com
The RUOK Insurance Agency, Inc.
1549 Main Rd, Riverhead, NY 11901
(631) 876-1231
ruokins.com
Lighthouse Insurance - Riverhead
221 W Main St, Riverhead, NY 11901
(631) 369-9600
lighthouseinsurance.com
Giacalone Insurance | Insurance Agency Riverhead
59 E Main St, Riverhead, NY 11901
(631) 208-9090
giacaloneinsurance.com
Farm Family Casualty Insurance
18 1st St, Riverhead, NY 11901
(631) 727-7767
farmfamily.com
The Washwick Agency, Inc.
860 E Main St, Riverhead, NY 11901
(631) 369-0888
washwick.com
Acrisure Riverhead, NY (Atlantic Agency)
619 Roanoke Ave, Riverhead, NY 11901
(631) 244-7784 ext. 3
acrisure.com
Motosport Brokerage Inc
1407 Pulaski St, Riverhead, NY 11901
(631) 369-6915
motosportbrokerageinc.com
Medicare Insurance Policy
869 Old Country Rd, Riverhead, NY 11901
(631) 565-7772
Gadzinski Insurance
525 Pulaski St, Riverhead, NY 11901
(631) 727-4484
progressiveagent.com
WILLIAM FIELDS: Allstate Insurance
1375 Old Country Rd Ste 1, Riverhead, NY 11901
(631) 727-0556
agents.allstate.com
An umbrella insurance agent in Riverhead New York helps you secure additional liability coverage beyond your home and auto policies. New York law requires minimum liability limits for auto insurance but umbrella policies provide an extra layer of protection. Local agents understand the specific risks for Long Island residents including storm damage and high property values.
What Does a Umbrella Insurance Agent in Riverhead Cost?
Typical umbrella insurance costs in New York range from 150 to 400 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars cost more. Your premium depends on your auto and home insurance carriers your claims history and your risk profile. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Riverhead do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your standard insurance limits. In New York this policy typically starts at one million dollars in coverage. The agent reviews your assets and risks to recommend an appropriate amount.
Who needs umbrella insurance in Riverhead New York?
Homeowners with significant assets or rental properties in Riverhead often need umbrella insurance. New York courts can award large judgments in liability cases. Anyone with a swimming pool boat or dog should consider this extra coverage.
How much does umbrella insurance cost in New York?
Costs vary but a typical one million dollar umbrella policy in New York ranges from 150 to 300 dollars per year. Factors include your driving record number of properties and claims history. An agent can provide a personalized quote based on your situation.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.