The top-rated umbrella insurance agent in Plainview, New York is Ned Marzigliano - State Farm Insurance Agent, rated 4.9 stars across 442 reviews. Other highly rated options include Lehmann Insurance, ARORA INSURANCE AGENCY INC, Safety Insurance New york. This directory lists 16 umbrella insurance agents serving Plainview.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ned Marzigliano - State Farm Insurance Agent | 158A Manetto Hill Rd | (516) 597-5650 |
| 2 | Lehmann Insurance | 54 Sunnyside Blvd | (516) 985-0265 |
| 3 | ARORA INSURANCE AGENCY INC | 475 S Oyster Bay Rd | (347) 748-1121 |
| 4 | Safety Insurance New york | 27 Adams Ct | (516) 421-6818 |
| 5 | NFP, an Aon company | 45 Executive Dr | (516) 327-6300 |
| 6 | Farmers Insurance - Eric Cloutier | 1120 Old Country Rd | (516) 636-5333 |
| 7 | Empire State Brokerage Services, LLC | 88 Sunnyside Blvd Suite LL101 | (516) 396-4600 |
| 8 | Cornerstone Coverage Group | 529 S Oyster Bay Rd | (516) 605-1800 |
| 9 | Affiliated Insurance Agency, Inc. | 255 Executive Dr #308 | (516) 576-0166 |
| 10 | Jimcor Agencies | 125 E Bethpage Rd # 3 | (631) 531-9595 |
Ned Marzigliano - State Farm Insurance Agent serves the Plainview, New York area and the surrounding Nassau County region as an umbrella insurance agent. This agency provides personal umbrella liability policies and general liability coverage options for clients seeking additional protection beyond standard homeowners or auto insurance. Umbrella policies offered here can help safeguard future earnings and assets from major claims or lawsuits. The agency assists local residents specifically with personal umbrella policies and excess liability coverage solutions tailored to individual risk factors.
Lehmann Insurance provides umbrella insurance coverage to clients in Plainview, New York, offering liability protection that extends beyond standard home and auto policies. The agency helps customers evaluate their risks and secure appropriate policy limits for enhanced financial security. Claims support is offered throughout the life of each policy. Properties serviced by Lehmann Insurance include single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Plainview trust ARORA INSURANCE AGENCY INC for tailored umbrella insurance. These policies provide additional liability coverage beyond standard auto, home, or business policies. The agency helps clients understand how to protect their assets from catastrophic claims and lawsuits. Familiar with local risk factors, the firm offers guidance on appropriate coverage limits. ARORA INSURANCE AGENCY INC also serves clients throughout Nassau County, including the neighboring community of Hicksville.
Safety Insurance New York in Plainview specializes in helping clients secure personal umbrella liability coverage that extends beyond standard auto and homeowners policies. General services include risk assessment and policy integration to address gaps in existing insurance. This local agent provides essential protection for assets and future earnings against major claims. Seasonal concerns such as increased visitor liability during holiday gatherings or winter weather accidents are scenarios where an umbrella policy offers critical, added financial security.
NFP, an Aon company, serves Plainview, New York, and the surrounding Long Island communities, handling umbrella insurance policies that provide supplemental liability coverage beyond standard home and auto limits. Such policies protect clients from major claims and lawsuits that could otherwise threaten their savings or future earnings. For a typical job, it evaluates the client’s existing underlying coverage, reviews their personal risk exposure, and then selects an appropriate excess limit policy to fill any protection gaps.
Farmers Insurance - Eric Cloutier in Plainview, NY, offers umbrella insurance agents who help clients choose between a single event policy for short-term liability needs and a recurring annual policy for ongoing asset protection. Coverage extends beyond standard home and auto limits to shield against large claims or lawsuits. Service operates on a scheduled basis for initial policy setup and annual reviews, with additional as-needed support for major life changes.
After a heavy snowmelt or sudden downpour on Long Island, many homeowners realize their standard policy may not cover excess liability. Empire State Brokerage Services, LLC helps Plainview residents review their protection limits and find appropriate umbrella coverage to guard against costly lawsuits or accident claims. The agent works with both auto and homeowner policies to design a single higher-limit layer that activates when underlying coverage is exhausted. The process typically begins with a free, no-obligation assessment of your current liability exposures and existing policy structures.
Cornerstone Coverage Group in Plainview, NY, serves clients seeking supplementary liability protection beyond standard policies. As an umbrella insurance agent, the company helps individuals and businesses obtain extended coverage layers that activate when primary insurance limits are exhausted. The firm focuses on addressing gaps in existing plans to mitigate larger financial risks from serious accidents or lawsuits. Commercial sectors that Cornerstone Coverage Group can serve include office complexes, warehousing operations, and food service establishments, each requiring tailored policy additions for their specific operational exposures.
Affiliated Insurance Agency, Inc. serves residential clients in Plainview by helping them secure additional liability coverage beyond standard homeowners policies. The agency also offers umbrella insurance solutions for commercial accounts, providing an extra layer of protection throughout the local area. Their agents review each client’s existing policies to determine appropriate coverage limits. After an initial consultation, they maintain contact with policyholders to address any changes in coverage needs between regular visits.
Jimcor Agencies in Plainview, NY is known for providing umbrella insurance coverage that extends liability protection beyond standard policy limits. The company serves local homeowners, auto owners, and businesses seeking additional financial safeguards against major claims. Its agents help clients assess risk exposure and select appropriate coverage layers to protect assets. Policies can supplement existing underlying insurance for broadened security. The agency also offers specialty gap coverage to bridge deductibles.
What Does an a Umbrella Insurance Agent in Plainview Cost?
The cost of an umbrella insurance policy in New York typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Factors like your driving record, home value, and number of properties affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Plainview
An umbrella insurance agent in Plainview, New York helps you secure additional liability coverage beyond standard policies. New York law requires minimum auto liability limits but does not mandate umbrella insurance. A local agent can explain how an umbrella policy protects your assets from large claims or lawsuits common in the New York area.
Frequently Asked Questions
What does an umbrella insurance agent in Plainview do?
An umbrella insurance agent helps you purchase a policy that provides extra liability coverage above your home and auto insurance. They assess your risk profile and recommend a coverage amount suitable for your assets and lifestyle in New York.
How much umbrella coverage do I need in New York?
Most agents recommend at least 1 million dollars in umbrella coverage. New York courts often award high settlements, so higher limits like 2 to 5 million dollars may be wise for homeowners or professionals.
Is umbrella insurance required by New York law?
No, New York law does not require umbrella insurance. However, it is strongly advised if you have significant assets, a swimming pool, a dog, or engage in activities that increase lawsuit risk.
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