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Find Umbrella Insurance Agents Near You in Jamestown, NY

Browse umbrella insurance agents serving Jamestown, New York. Updated 2026-07-14.

The top-rated umbrella insurance agent in Jamestown, New York is Dave Snow - State Farm Insurance Agent, rated 4.9 stars across 162 reviews. Other highly rated options include Lockwood Insurance, Lawley Jamestown, J. Edwards Insurance Agency. This directory lists 16 umbrella insurance agents serving Jamestown.

Showing 16 umbrella insurance agents in Jamestown, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Dave Snow - State Farm Insurance Agent101 W 5th St(716) 488-7042
2Lockwood Insurance617 N Main St(716) 219-7061
3Lawley Jamestown201 W 3rd St Suite 215(716) 483-1886
4J. Edwards Insurance Agency800 W 3rd St(716) 484-1288
5AW Access Agency19 Ivy St(716) 487-0823
6Eckman Insurance4007 N Main Street Ext(716) 985-5800
7Gary N Johnson Insurance800 Fairmount Ave Suite A(716) 483-5525
8Nationwide Insurance: Cynthia Woltz Insurance Agency Inc.205 Fluvanna Ave(716) 664-3890
9AAA Jamestown Insurance and Member Services111 W 5th St(716) 488-1981
10Glatz Agency600 W 4th St(716) 483-1573
DS
101 W 5th St
Dave Snow - State Farm Insurance Agent
Umbrella Insurance Agent · Jamestown, NY

Dave Snow - State Farm Insurance Agent serves Jamestown, New York, and the surrounding Chautauqua County area. The company provides umbrella insurance policies, which offer additional personal liability coverage beyond standard home and auto limits. These policies help protect residents against major claims and lawsuits, covering legal defense costs and certain personal injury incidents. For individuals with significant assets or higher risk profiles, umbrella insurance adds crucial financial protection. The agency handles personal umbrella insurance applications and assists clients with adjusting existing coverage limits to match their current needs.

LI
617 N Main St
Lockwood Insurance
Umbrella Insurance Agent · Jamestown, NY

Lockwood Insurance provides umbrella insurance services to clients in and around Jamestown, New York. These personal liability policies offer extended coverage that goes beyond the limits of standard homeowners or auto policies. The company assists clients in understanding their specific coverage needs and helps maintain adequate protection as circumstances change. It can service a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

LJ
201 W 3rd St Suite 215
Lawley Jamestown
Umbrella Insurance Agent · Jamestown, NY

Lawley Jamestown serves homeowners, businesses, and property managers in the Jamestown area who require a layer of liability protection beyond their standard policies. Umbrella insurance agents work with clients to help secure additional coverage that can shield assets from major claims or lawsuits. These policies are designed to step in when underlying limits are exhausted. Lawley Jamestown also serves clients in the surrounding Chautauqua County communities, including nearby Lakewood.

JE
800 W 3rd St
J. Edwards Insurance Agency
Umbrella Insurance Agent · Jamestown, NY

Serving Jamestown, New York, and the surrounding Chautauqua County communities, J. Edwards Insurance Agency handles umbrella insurance policies for local residents and businesses. A typical policy provides extra liability coverage that kicks in when standard auto or homeowner limits are exhausted. For every case, the agency begins by reviewing a client’s existing primary policies and assessing potential personal risk exposure. This initial analysis allows the agent to recommend a sensible coverage amount that protects assets against major claims.

AA
19 Ivy St
AW Access Agency
Umbrella Insurance Agent · Jamestown, NY

AW Access Agency in Jamestown, NY helps local residents choose between one-time umbrella policies for temporary high-liability periods and recurring annual plans for ongoing asset protection. Coverage extends beyond standard auto and homeowners limits, safeguarding clients from major claims or lawsuits. As a dedicated umbrella insurance agent, the company advises on liability gaps and policy stacking to ensure comprehensive protection. Service runs on either a one-time basis for single incidents or as an as-needed option for clients who only require periodic coverage adjustments throughout the year.

EI
4007 N Main Street Ext
Eckman Insurance
Umbrella Insurance Agent · Jamestown, NY

Eckman Insurance specializes in providing umbrella coverage for clients in Jamestown, offering an extra layer of personal liability protection beyond standard home and auto policies. Its general agency work helps residents transfer risk for assets and future earnings against unforeseen claims. This coverage is especially valuable during the harsh winter months in western New York, when snow removal or icy walkways can unexpectedly result in a costly lawsuit from a delivery driver or a neighbor.

GN
800 Fairmount Ave Suite A
Gary N Johnson Insurance
Umbrella Insurance Agent · Jamestown, NY

Gary N Johnson Insurance in Jamestown, NY provides general liability protection for businesses and individuals. The agency also specializes in umbrella insurance, which offers extra coverage beyond standard policy limits to shield clients from major claims and lawsuits. This written protection covers various commercial operations in the local area, including offices, warehouses, and food service establishments seeking broader risk management solutions.

NI
205 Fluvanna Ave
Nationwide Insurance: Cynthia Woltz Insurance Agency Inc.
Umbrella Insurance Agent · Jamestown, NY

Specializing in residential umbrella insurance in Jamestown, NY, this agency helps homeowners protect assets beyond standard policy limits. Commercial umbrella coverage is also offered for local businesses seeking additional liability protection. The agency serves clients throughout the Jamestown area and surrounding communities. Individual needs are assessed during an initial appointment to determine appropriate coverage levels. Follow-up consultations and policy reviews are made available between regular visits to ensure continued protection as circumstances change.

AJ
111 W 5th St
AAA Jamestown Insurance and Member Services
Umbrella Insurance Agent · Jamestown, NY

As winter storms bring heavy snow and ice to the Jamestown area, property owners often face increased liability risks from slippery walkways and falling branches. AAA Jamestown Insurance and Member Services helps local residents and businesses address these concerns through umbrella insurance policies that provide extra liability coverage beyond standard home and auto plans. This additional layer can protect assets against costly lawsuits or medical claims. To tailor such coverage, the company typically begins with a thorough assessment of the client's current insurance limits and personal property exposure.

GA
600 W 4th St
Glatz Agency
Umbrella Insurance Agent · Jamestown, NY

Glatz Agency in Jamestown, NY is known for providing personal umbrella liability insurance that extends coverage beyond standard auto and homeowners policies. Its services help protect clients against large claims and lawsuits that could otherwise exhaust primary policy limits. The agency works with local residents to assess exposure and secure higher liability limits at competitive rates for added peace of mind. A specialty service it can add on is coverage for rental properties, ensuring landlords have extra protection for their investments.

PS
605 N Main St
Premium Senior Insurance Co
Umbrella Insurance Agent · Jamestown, NY
(315) 230-0371
SM
306 Spring St
Slone Melhuish Insurance
Umbrella Insurance Agent · Jamestown, NY
(716) 483-1591
slonemelhuish.com
GW
15 E 6th St
Greenlee-Winchester Insurance Agency
Umbrella Insurance Agent · Jamestown, NY
(716) 664-2910
FI
567 Fairmount Ave
Farmers Insurance - Thomas D Angelo
Umbrella Insurance Agent · Jamestown, NY
(716) 483-2886
agents.farmers.com/ny/jamestown/thomas-d-angelo
AJ
2200 Foote Ave
Anne Jones, Bankers Life Agent
Umbrella Insurance Agent · Jamestown, NY
(716) 665-1200
agents.bankerslife.com/ny/jamestown/2200-foote-ave-extension/anne-jones
NI
850 Fairmount Ave Unit W
Nationwide Insurance: Paul O Stage
Umbrella Insurance Agent · Jamestown, NY
(716) 483-6336

What Does an a Umbrella Insurance Agent in Jamestown Cost?

The cost for an umbrella insurance policy in Jamestown, New York generally ranges from 150 to 300 dollars annually for 1 million dollars in coverage. Higher coverage limits, such as 2 million or 5 million dollars, will cost more. Factors like your home value, number of vehicles, and personal liability history influence the premium. This is general information and not insurance advice.

About umbrella insurance agents in Jamestown

Umbrella insurance agents in Jamestown, New York help residents secure additional liability coverage beyond standard auto or homeowners policies. New York law does not require umbrella insurance, but it can protect assets from large claims or lawsuits. Local agents understand the specific risks in Chautauqua County and can tailor policies to your needs.

Frequently Asked Questions

What does an umbrella insurance agent in Jamestown do?

An umbrella insurance agent helps you purchase a policy that provides extra liability coverage above your existing insurance limits. They assess your assets and risk exposure to recommend appropriate coverage levels. In New York, umbrella policies typically start at 1 million dollars in coverage.

Do I need umbrella insurance in New York?

Umbrella insurance is not required by New York law, but it is often recommended for individuals with significant assets or high liability risks. New York has a six-year statute of limitations for personal injury lawsuits, which can result in large judgments. An agent can help you decide if extra protection is right for you.

How much does umbrella insurance cost in Jamestown New York?

The cost of umbrella insurance in New York typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Premiums vary based on your assets, driving record, and number of properties. An agent can provide a specific quote for your situation.

Umbrella Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.