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Find Umbrella Insurance Agents in Ithaca, NY

Directory of umbrella insurance agents in Ithaca, New York. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Ithaca, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 19 umbrella insurance agents in Ithaca, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nick Romo - State Farm Insurance Agent
309 N Tioga St, Ithaca, NY 14850
(607) 256-2886 nickinsures.com
Zach Clark - State Farm Insurance Agent
832 Hanshaw Rd, Ithaca, NY 14850
(607) 257-8900 myfingerlakesagent.com
Adam Megivern - State Farm Insurance Agent
2359 N Triphammer Rd Ste 1B, Ithaca, NY 14850
(607) 216-9045 insuranceithaca.com
Bailey Place Insurance
2428 N Triphammer Rd, Ithaca, NY 14850
(607) 319-0094 baileyplace.com
True Insurance
124 Seneca Way, Ithaca, NY 14850
(607) 273-7511 trueinsurance.com
Freeway Insurance
722 S Meadow St, Ithaca, NY 14850
(607) 319-7016 locations.freeway.com
Moscato & Associates Inc
950 Danby Rd, Ithaca, NY 14850
(607) 216-1450 moscatoassociates.com
Andrews Agency Insurance
804 W State St, Ithaca, NY 14850
(607) 273-7551 andrewsagencyinsurance.com
Warren Insurance Agency
223 Elmira Rd, Ithaca, NY 14850
(607) 277-0267 warreninsagency.com
Security Mutual Insurance Co
2417 N Triphammer Rd, Ithaca, NY 14850
(607) 257-5000 securitymutual.com
State Farm: Lee Newhart Jr
1011 W State St, Ithaca, NY 14850
(607) 273-6391 statefarm.com
Stability Insurance New York
430 W State St, Ithaca, NY 14850
(315) 230-0517
P W Wood & Son Inc
2333 N Triphammer Rd Suite 501, Ithaca, NY 14850
(607) 266-3303 thewoodoffice.com
Larkin Insurance
401 N Aurora St, Ithaca, NY 14850
(607) 273-4732 larkininsuranceagency.com
Tompkins Insurance Agencies
119 E Seneca St, Ithaca, NY 14850
(607) 257-4440 tompkinsins.com
The Becker-Well Agency, Inc.
903 Hanshaw Rd, Ithaca, NY 14850
(607) 257-1003
Maguire Insurance Agency - Ithaca
370 Elmira Rd, Ithaca, NY 14850
(607) 261-1301 maguirefamilyinsurance.com
True Insurance: Hildreth Becki
124 Seneca Way, Ithaca, NY 14850
(607) 273-7511 trueinsurance.com
Larkin Insurance Inc: Sharp Teresa
401 N Aurora St, Ithaca, NY 14850
(607) 273-4732 larkininsuranceagency.com

Umbrella insurance provides extra liability coverage above the limits of your home and auto policies. In Ithaca, New York, agents can help you secure this protection against lawsuits and large claims. New York law requires minimum liability limits on auto policies, and an umbrella policy can extend that coverage significantly.

What Does a Umbrella Insurance Agent in Ithaca Cost?

Typical costs for a 1 million dollar umbrella policy in New York range from 150 to 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars annually. Premiums vary based on your risk factors such as number of vehicles, property value, and driving record. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Ithaca do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your standard home or auto insurance limits. They assess your assets and risks to recommend appropriate coverage amounts.
How much umbrella coverage do I need in New York?
Most agents recommend at least 1 million dollars in umbrella coverage due to high legal costs in New York. The exact amount depends on your net worth, property value, and potential liability risks.
Do I need umbrella insurance if I have a rental property in Ithaca?
Yes, owning rental property in New York increases your liability exposure. An umbrella policy can cover claims from tenant injuries or property damage that exceed your landlord insurance limits.