ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeUmbrella Insurance AgentsNew York › Huntington Station

Find Umbrella Insurance Agents Near You in Huntington Station, NY

Browse umbrella insurance agents serving Huntington Station, New York. Updated 2026-07-14.

The top-rated umbrella insurance agent in Huntington Station, New York is Monica Murphy - State Farm Insurance Agent, rated 4.9 stars across 243 reviews. Other highly rated options include Garbe Associates Insurance - Huntington, NK Agency, Sureness Insurance. This directory lists 10 umbrella insurance agents serving Huntington Station.

Showing 10 umbrella insurance agents in Huntington Station, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Monica Murphy - State Farm Insurance Agent1985 New York Ave(631) 273-1800
2Garbe Associates Insurance - Huntington876 E Jericho Tpke(631) 427-6093
3NK AgencyHuntington Station, NY 11746(516) 220-8860
4Sureness Insurance260 Evergreen Ave(631) 729-9397
5Omega Insurance33 Walt Whitman Rd Suite 107(631) 923-2520
6Graf Insurance1573 New York Ave(631) 423-2233
7Ralph Silvers Agency Inc315 Walt Whitman Rd #310(631) 271-9200
8Capital Coverage, Inc.1895 New York Ave(631) 427-0303
9Kabco Benefits Group Ltd273 Walt Whitman Rd(631) 424-0627
10Joy Munro Insurance Agent4 Alpine Way S(631) 549-6600
MM
1985 New York Ave
Monica Murphy - State Farm Insurance Agent
Umbrella Insurance Agent · Huntington Station, NY

Monica Murphy - State Farm Insurance Agent serves Huntington Station and the surrounding Suffolk County area. The company offers umbrella insurance, which provides extra liability coverage beyond standard home and auto policies. This protection helps safeguard personal assets from major claims or lawsuits. By drawing on the extensive resources of a nationwide carrier, the agency assists local residents in securing broader financial safety. Its focused services include personal liability umbrella policies that complement existing homeowners and auto insurance.

GA
876 E Jericho Tpke
Garbe Associates Insurance - Huntington
Umbrella Insurance Agent · Huntington Station, NY

Garbe Associates Insurance - Huntington provides umbrella insurance coverage to clients in Huntington Station, New York, offering additional liability protection beyond standard policies. It helps safeguard against major claims and lawsuits, ensuring clients have comprehensive risk management tailored to their needs. Ongoing support includes policy reviews and adjustments to maintain adequate defense. The company services a diverse range of properties, including single-family homes, apartments, retail spaces, and restaurants.

NA
Huntington Station, NY 11746
NK Agency
Umbrella Insurance Agent · Huntington Station, NY

NK Agency serves homeowners, businesses, and property managers in Huntington Station, New York, by offering umbrella insurance policies that provide extra liability coverage beyond standard auto or homeowners limits. These policies are designed to protect assets and income against large claims or lawsuits. The agency works to explain policy terms and coverage options clearly, ensuring clients understand how umbrella insurance fits into their financial picture. Its service area also includes the surrounding communities of Dix Hills and Melville, as well as the broader Suffolk County region.

SI
260 Evergreen Ave
Sureness Insurance
Umbrella Insurance Agent · Huntington Station, NY

Sureness Insurance serves the Huntington Station, New York area and its surrounding communities. The agency provides umbrella insurance to individuals and businesses in the region, handling claims for liability coverage that exceeds standard policy limits. It works closely with clients to assess potential high-risk exposures from vehicles, properties, or rental units. For a typical job, the agency begins by reviewing a client's existing primary policies. It then explains how an umbrella layer can extend coverage against unexpected lawsuits, developing a plan that addresses the client's specific financial protection needs.

OI
33 Walt Whitman Rd Suite 107
Omega Insurance
Umbrella Insurance Agent · Huntington Station, NY

Omega Insurance, serving Huntington Station, New York, specializes in supplying umbrella liability coverage that extends beyond the limits of standard home and auto policies. Their general service work includes assisting clients with evaluating personal risk exposure to determine appropriate supplementary protection. A common seasonal concern this company helps address is the increased liability exposure during the summer months when property owners may host pool parties or social gatherings at their residences.

GI
1573 New York Ave
Graf Insurance
Umbrella Insurance Agent · Huntington Station, NY

Graf Insurance in Huntington Station, New York provides umbrella insurance coverage secured through either a one-time policy purchase for a defined period or ongoing annual renewals that adjust to changing asset levels. This extra liability protection sits above standard homeowners or auto policies, offering higher coverage limits for substantial claims and legal defense costs. The agency ensures clients maintain continuous protection by operating on a schedule-based renewal system, with policies typically arranged on a year-by-year or as-needed basis.

RS
315 Walt Whitman Rd #310
Ralph Silvers Agency Inc
Umbrella Insurance Agent · Huntington Station, NY

As the busy summer season approaches in Huntington Station, New York, homeowners often seek to broaden their liability coverage against unforeseen accidents on their property. Ralph Silvers Agency Inc provides this essential financial protection through tailored umbrella insurance policies that extend beyond standard home and auto limits. Serving the local community, the company helps clients evaluate potential gaps in their existing coverage. Every new policy begins with a careful inspection of current insurance declarations to determine the appropriate level of additional liability protection needed.

CC
1895 New York Ave
Capital Coverage, Inc.
Umbrella Insurance Agent · Huntington Station, NY

Capital Coverage, Inc. provides general liability and property insurance for clients in Huntington Station, New York. Its specialty service is the addition of umbrella insurance policies that extend coverage limits beyond standard underlying protection. This extra layer helps safeguard personal and business assets from large claims or lawsuits. The firm serves various commercial sectors, including offices, warehouses, and food service operations.

KB
273 Walt Whitman Rd
Kabco Benefits Group Ltd
Umbrella Insurance Agent · Huntington Station, NY

Kabco Benefits Group Ltd, based in Huntington Station, New York, provides residential umbrella insurance policies that offer extra liability protection beyond standard homeowners coverage. The company also extends this personal excess liability service to commercial clients in the local area, helping business owners safeguard their assets from major claims. Serving Huntington Station and the surrounding region, they work with policyholders to review coverage needs and maintain appropriate limits. Clients often return for annual policy updates and additional coverage adjustments between their regular insurance reviews.

JM
4 Alpine Way S
Joy Munro Insurance Agent
Umbrella Insurance Agent · Huntington Station, NY

Joy Munro Insurance Agent in Huntington Station, New York is known for offering comprehensive umbrella insurance policies that provide extended liability protection beyond standard home and auto coverage. This agency serves local residents and businesses seeking additional financial security against unexpected lawsuits or major claims that could exceed primary policy limits. Its typical service range includes evaluating individual risk profiles to recommend appropriate liability limits for complete asset protection. As a specialty service, the agency can add on coverage for personal injury incidents such as libel or slander.

What Does an a Umbrella Insurance Agent in Huntington Station Cost?

Typical costs for a one million dollar umbrella insurance policy in New York range from one hundred fifty to three hundred fifty dollars per year. A two million dollar policy may cost between two hundred fifty and five hundred dollars annually. Your final premium depends on your auto and home insurance carriers, claims history, and number of vehicles or properties. This is general information and not insurance advice.

About umbrella insurance agents in Huntington Station

An umbrella insurance agent in Huntington Station New York helps you secure extra liability coverage beyond your standard policies. New York law requires minimum auto liability limits but umbrella policies provide additional protection for assets. Local agents understand Suffolk County risks and can tailor coverage to your needs.

Frequently Asked Questions

What does an umbrella insurance agent in Huntington Station do?

An umbrella insurance agent helps you purchase a policy that covers liability claims exceeding your home or auto insurance limits. In New York, these policies often start at one million dollars in coverage. The agent evaluates your assets and recommends appropriate limits.

Is umbrella insurance required by law in New York?

No, New York state does not require umbrella insurance by law. However, New York Vehicle and Traffic Law mandates minimum auto liability coverage of twenty five thousand dollars per person. An umbrella policy provides extra protection beyond these minimums.

How much does an umbrella insurance policy cost in Huntington Station?

Costs for a one million dollar umbrella policy in New York typically range from one hundred fifty to three hundred dollars per year. Factors include your driving record, home value, and number of properties. Premiums vary by insurance company and personal risk profile.

Umbrella Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.