The top-rated umbrella insurance agent in Hempstead, New York is Ana Perez-Vukovic - State Farm Insurance Agent, rated 4.9 stars across 507 reviews. Other highly rated options include Danny Trujillo - State Farm Insurance Agent, Franklin Pen Agency Inc., DCAP Insurance / The TaxZone. This directory lists 10 umbrella insurance agents serving Hempstead.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ana Perez-Vukovic - State Farm Insurance Agent | 80 Front St | (516) 481-4440 |
| 2 | Danny Trujillo - State Farm Insurance Agent | 727 Fulton Ave | (516) 743-9099 |
| 3 | Franklin Pen Agency Inc. | 369 Peninsula Blvd | (516) 506-7900 |
| 4 | DCAP Insurance / The TaxZone | 33 Main St | (516) 538-3227 |
| 5 | Latin Insurance Brokerage | LIB Car & Business Insurance Solutions | 123 Main St | (516) 485-8400 |
| 6 | North Franklin Brokerage | 13 N Franklin St | (516) 564-5656 |
| 7 | Hempstead Agency Inc | 119 Jackson St | (516) 219-9672 |
| 8 | The Carmoon Group Ltd | 240 Fulton Ave | (516) 292-3780 |
| 9 | Future Idea Insurance NY | 316-318 Fulton Ave | (516) 846-3358 |
| 10 | 01 Insurance | 82 N Franklin St | (516) 565-1600 |
Ana Perez-Vukovic - State Farm Insurance Agent serves the Hempstead, NY area, offering personal umbrella insurance policies. The agency provides coverage that extends liability protection beyond the limits of homeowners and auto insurance policies. This additional layer safeguards assets and future earnings against major claims or lawsuits. The agency emphasizes comprehensive risk management for local residents. It handles umbrella insurance applications and coverage reviews for clients seeking broader protection.
Danny Trujillo, a State Farm Insurance Agent in Hempstead, NY, provides umbrella insurance coverage to extend liability protection beyond standard policies. Service includes regular policy reviews to ensure limits align with changing assets and risk exposures. Maintenance plans involve annual reassessments of coverage needs, adjusting for new properties or lifestyle changes. This agent services single-family homes, apartments, retail spaces, and restaurants.
Franklin Pen Agency Inc. helps homeowners, businesses, and property managers in Hempstead secure umbrella insurance for extra liability coverage beyond standard policies. These policies protect assets from major claims like accidents on the property or lawsuits. As a local agency, it works with carriers to match policies to each client’s risk profile. It also serves clients throughout Nassau County and the surrounding metro area, including nearby communities like Garden City.
Serving Hempstead and the surrounding Nassau County communities, DCAP Insurance / The TaxZone acts as an umbrella insurance agent, handling excess liability coverage that extends beyond the limits of standard home and auto policies. This protection helps safeguard local clients against major claims and lawsuits that could otherwise threaten personal assets. For a typical job, the agency evaluates a client’s existing policy limits and risk profile, then presents tailored umbrella options from its carrier network.
Latin Insurance Brokerage | LIB Car & Business Insurance Solutions in Hempstead, NY functions as an umbrella insurance agent, so a one-time service option typically involves a single policy purchase to cover a specific risk, while a recurring service offers ongoing liability protection that extends beyond standard auto or homeowners limits. General umbrella insurance coverage provides an extra layer against large claims, such as property damage or bodily injury lawsuits. Service at this agency runs on a one-time or as-needed basis, as policies are issued per request rather than through a recurring schedule.
As an umbrella insurance agent in Hempstead, NY, North Franklin Brokerage offers specialized coverage that extends beyond standard policy limits, providing clients with enhanced liability protection. It routinely serves residents and businesses seeking to safeguard their assets from major claims and lawsuits. The agency guides policyholders through coverage selection, ensuring adequate protection for various risks. As winter approaches, it helps clients assess the increased liability exposure from icy sidewalks and snow removal accidents on their properties.
As coastal storm season approaches on Long Island, property owners in Hempstead often review their liability coverage. Hempstead Agency Inc provides umbrella insurance policies that extend protection beyond standard homeowners or auto limits. Their agents analyze a client’s existing policies to identify gaps in coverage and recommend appropriate liability layers. An initial consultation typically begins with a review of the household’s assets and current insurance declarations to determine available limits and exposures before the agent schedules a property inspection.
The Carmoon Group Ltd, located in Hempstead, NY, serves as an umbrella insurance agent, offering liability coverage that extends beyond standard policy limits. Their specialty lies in providing extra financial protection for individuals and businesses facing significant risk exposures. These policies act as a safety net against large claims that could otherwise exceed primary insurance. Companies like The Carmoon Group Ltd assist clients in safeguarding their assets from unforeseen lawsuits. Their services are available to various commercial sectors, including offices, warehouses, and food service operations.
Future Idea Insurance NY, based in Hempstead, NY, is known for connecting clients with umbrella insurance coverage that extends beyond standard policy limits. It serves local residents and businesses seeking additional liability protection for assets and future income. The company helps evaluate personal risk exposure, such as from rental properties or recreational vehicles, to determine appropriate policy levels. A useful add-on service it can offer is excess liability coverage for high-value automobiles and watercraft.
01 Insurance in Hempstead, NY, offers residential umbrella insurance services that provide liability coverage beyond standard home policies. For commercial clients, the agency secures additional protection over primary business insurance. Their service area encompasses Hempstead and the surrounding Nassau County communities. An umbrella policy from this local agent helps safeguard savings and future earnings against major claims. Customers often reach out between routine policy reviews to adjust coverage limits or discuss changes in personal or business exposure.
What Does an a Umbrella Insurance Agent in Hempstead Cost?
The cost of umbrella insurance in New York typically ranges from 150 to 500 dollars per year for one million dollars in coverage. Factors that affect the premium include your driving record, number of properties, and the amount of coverage you choose. Policies with higher limits or additional risks may cost more. This is general information and not insurance advice.
About umbrella insurance agents in Hempstead
Umbrella insurance agents in Hempstead, New York help you secure additional liability coverage that goes beyond the limits of your standard homeowners and auto insurance policies. This extra layer of protection is important for residents of Nassau County, where property values and legal costs can be high. New York law requires minimum liability coverage for vehicles, but an umbrella policy can shield your savings and future earnings from large claims.
Frequently Asked Questions
What does an umbrella insurance agent in Hempstead do?
An umbrella insurance agent in Hempstead helps you evaluate your personal liability risks and find a policy that provides extra coverage above your existing home and auto insurance. They explain how umbrella policies work under New York insurance regulations and assist with claims.
How much umbrella insurance do I need in New York?
The amount of umbrella insurance you need depends on your assets and income. Many New York residents choose coverage of one million to five million dollars. An agent can help you calculate a suitable limit based on your home value, savings, and potential lawsuit risks in New York courts.
Is umbrella insurance required by law in New York?
Umbrella insurance is not required by New York law. However, New York State requires minimum liability coverage for auto insurance. An umbrella policy is optional but recommended for those with significant assets or high exposure to lawsuits.
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