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Looking for a flood insurance agent in Tuscaloosa? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Tuscaloosa, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 20 flood insurance agents in Tuscaloosa, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Charlotte Bowers: Allstate Insurance
1520 McFarland N Blvd D, Tuscaloosa, AL 35406
(205) 344-5320
agents.allstate.com
Alfa Insurance
2002 McFarland Blvd E Ste 101, Tuscaloosa, AL 35404
(205) 758-2577
alfainsurance.com
Crawford Insurance
602 Skyland E Blvd, Tuscaloosa, AL 35405
(205) 752-6489
crawfordautoins.com
Globe Life Liberty National Division: Odell Agency
325 Skyland E Blvd, Tuscaloosa, AL 35405
(205) 758-5543
ln.globelifeinsurance.com
Baldo-Downs Insurance LLC
1712 Hackberry Ln, Tuscaloosa, AL 35401
(205) 345-5958
baldodownsinsurance.com
Goosehead Insurance - Kyle McAdams
1818 University Blvd, Tuscaloosa, AL 35401
(205) 409-4480
goosehead.com
Amy Corbin - State Farm Insurance Agent
2600 Gary Fitts St, Tuscaloosa, AL 35401
(205) 330-0905
youragentamy.com
We Insure You
700 A 23rd St E, Tuscaloosa, AL 35401
(205) 331-4948
weinsureyoutoday.com
Alfa Insurance - The Hollingsworth Agency
404 20th Ave, Tuscaloosa, AL 35401
(205) 614-6777
alfainsurance.com
Michael McComb: Allstate Insurance
535 Jack Warner Pkwy STE J1, Tuscaloosa, AL 35404
(205) 556-3550
agents.allstate.com
Usagencies Insurence
814 Veterans Memorial Pkwy C, Tuscaloosa, AL 35404
Flood insurance agents in Tuscaloosa Alabama help property owners secure coverage through the National Flood Insurance Program or private insurers. Tuscaloosa is in a flood-prone area near the Black Warrior River, so local agents understand the specific flood zone maps and elevation requirements. Alabama law does not require flood insurance for most homes, but mortgage lenders often mandate it for properties in high-risk zones.
What Does a Flood Insurance Agent in Tuscaloosa Cost?
Flood insurance costs in Alabama vary by property location, elevation, and coverage amount. For an NFIP policy in Tuscaloosa, annual premiums typically range from 700 to 2,000 dollars for a standard home, but high-risk properties can cost 3,000 dollars or more. Private market policies may offer different rates and higher coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Tuscaloosa do?
A flood insurance agent helps you find a policy that meets your needs, whether through the NFIP or a private carrier. They explain flood zone designations, coverage limits, and the 30-day waiting period before most policies take effect. In Alabama, agents can also advise on elevation certificates required for accurate pricing.
How do I know if I need flood insurance in Tuscaloosa?
You may need flood insurance if your property is in a Special Flood Hazard Area as shown on FEMA flood maps. Many Tuscaloosa homes near creeks or the river fall into these zones. Even outside high-risk areas, flooding can occur, and standard homeowners insurance does not cover flood damage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Alabama.