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HomeFlood Insurance AgentsAlabama › Huntsville

Find Flood Insurance Agents Near You in Huntsville, AL

Browse flood insurance agents serving Huntsville, Alabama. Updated 2026-07-14.

The top-rated flood insurance agent in Huntsville, Alabama is Rocket City Insurance Group, rated 4.9 stars across 484 reviews. Other highly rated options include Lauren Battle: Allstate Insurance, Tim Roberts State Farm Insurance Agency, American Insurance Agency. This directory lists 17 flood insurance agents serving Huntsville.

Showing 17 flood insurance agents in Huntsville, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rocket City Insurance Group4040 Balmoral Dr SW(256) 885-1885
2Lauren Battle: Allstate Insurance900 SW Merchants Walk Ste A(256) 408-3897
3Tim Roberts State Farm Insurance Agency303 Williams Ave SW Suite 1221(256) 533-3431
4American Insurance Agency3013 Bob Wallace Ave SW(256) 539-1985
5iPROTECT Insurance & Financial Service, Inc.303 Williams Ave SW #521(256) 325-3722
6Redstone Insurance Services3309 Memorial Pkwy SW Suite 203(256) 722-8301
7Budget Insurance Agency1505 Pulaski Pike NW(256) 536-6570
8JLG Insurance Services LLC7500 Memorial Pkwy SW Suite 215K(256) 270-1414
9Goosehead Insurance - Ricky Phillips AgencyLincoln Mills Building #1, 1300 Meridian St N Suite 200a(256) 269-4533
10Hundley Batts & Associates Insurance Agency225 Spragins St NW UNIT B(256) 533-6200
RC
4040 Balmoral Dr SW
Rocket City Insurance Group
Flood Insurance Agent · Huntsville, AL

Rocket City Insurance Group serves the Huntsville, Alabama metro area as a flood insurance agent. The agency assists property owners in securing coverage for flood damage to homes and businesses. Because Huntsville’s location near the Tennessee River presents distinct flood risks, the agency focuses on policies that address both moderate and high-risk zones. It handles claims assistance for policyholders after flood events and offers consultations on required versus optional flood insurance coverage for local structures.

LB
900 SW Merchants Walk Ste A
Lauren Battle: Allstate Insurance
Flood Insurance Agent · Huntsville, AL

Lauren Battle: Allstate Insurance provides flood insurance services to property owners in Huntsville, Alabama. The agency helps clients understand their flood zone risks and secure appropriate National Flood Insurance Program policies. Routine policy reviews are offered to ensure coverage keeps pace with changing property values and flood maps. Clients receive guidance on flood preparedness and claims filing procedures. The agency services single-family homes, multi-unit apartments, retail storefronts, and restaurants needing protection against flood damage in the local area.

TR
303 Williams Ave SW Suite 1221
Tim Roberts State Farm Insurance Agency
Flood Insurance Agent · Huntsville, AL

Homeowners, businesses, and property managers in Huntsville, AL, turn to Tim Roberts State Farm Insurance Agency for flood insurance coverage. The agency helps clients assess their property’s flood risk and select a policy that meets their specific needs. Given the area’s susceptibility to heavy rainfall and flash flooding, securing proper protection is essential. Flood insurance is typically separate from standard homeowners policies, and this agency assists in navigating those distinctions. It also serves clients in Madison, AL, part of the greater Huntsville metro area.

AI
3013 Bob Wallace Ave SW
American Insurance Agency
Flood Insurance Agent · Huntsville, AL

When there is a difference between securing one-time coverage for an isolated event and arranging an ongoing policy that automatically renews each year, flood insurance agents help clients choose the right plan. American Insurance Agency in Huntsville, AL, assists property owners in selecting coverage that addresses potential flood damage from local waterways and seasonal storms. The service is primarily available on an as-needed basis, allowing clients to request assistance when reviewing current policies or when purchasing a new property.

II
303 Williams Ave SW #521
iPROTECT Insurance & Financial Service, Inc.
Flood Insurance Agent · Huntsville, AL

iPROTECT Insurance & Financial Service, Inc. specializes in flood insurance policies designed for properties in flood-prone zones. The Huntsville-based agency also assists clients with general property coverage and financial planning services. Its agents evaluate local flood risks and recommend appropriate policy limits and deductibles. During heavy spring rains and severe storm seasons in northern Alabama, the company helps homeowners and businesses secure timely adjustments to their coverage for potential water damage claims.

RI
3309 Memorial Pkwy SW Suite 203
Redstone Insurance Services
Flood Insurance Agent · Huntsville, AL

As spring storms and heavy rainfall often threaten the Huntsville area, Redstone Insurance Services helps property owners secure essential flood coverage. Located in Huntsville, AL, this agency specializes in navigating the complexities of flood insurance plans for both residential and commercial clients. With a focus on local flood risks and policy details, they provide clear guidance on protecting homes and businesses from water damage. The process typically begins with a consultation and a thorough property inspection or initial risk assessment to determine appropriate coverage needs.

BI
1505 Pulaski Pike NW
Budget Insurance Agency
Flood Insurance Agent · Huntsville, AL

Serving Huntsville, Alabama, and the surrounding communities of North Alabama, Budget Insurance Agency handles homeowners and commercial property flood insurance needs. The agency provides coverage for risks common to the Tennessee Valley region, including flash flooding from seasonal storms and overflow from local waterways. It works with clients to protect both residential structures and business inventory against water damage. To handle a typical job, the agency assesses the property’s flood zone and elevation data to recommend appropriate coverage limits.

JI
7500 Memorial Pkwy SW Suite 215K
JLG Insurance Services LLC
Flood Insurance Agent · Huntsville, AL

JLG Insurance Services LLC assists property owners in Huntsville, AL, with securing coverage for their buildings and belongings. It specializes in flood insurance, addressing risks common to the region’s varied weather patterns. The agency works with commercial enterprises, helping to protect their financial investments from potential water damage. It can provide policies for a range of business structures, including offices requiring liability protection, warehouses needing coverage for stored inventory, and food service establishments that rely on specialized equipment.

GI
Lincoln Mills Building #1, 1300 Meridian St N Suite 200a
Goosehead Insurance - Ricky Phillips Agency
Flood Insurance Agent · Huntsville, AL

Goosehead Insurance - Ricky Phillips Agency is a flood insurance agent known for helping property owners in Huntsville, AL secure coverage against rising water damage. Its service range includes assessing flood zone risks and guiding clients through federal and private policy options. The agency focuses on protecting homes and businesses from one of the region’s most pressing natural hazards. For further protection, it can add on coverage for temporary housing costs during flood-related displacement.

HB
225 Spragins St NW UNIT B
Hundley Batts & Associates Insurance Agency
Flood Insurance Agent · Huntsville, AL

Hundley Batts & Associates Insurance Agency in Huntsville, AL assists homeowners with securing residential flood insurance policies. The agency also provides commercial flood coverage for businesses. Their service area includes the surrounding Huntsville region. They guide clients through policy options tailored to floodplain needs. The team offers follow-up and repeat service between regular policy review visits to address any questions or coverage adjustments.

BA
2400 Bob Wallace Ave SW STE 206
Burkett & Associates Insurance Agency, Inc
Flood Insurance Agent · Huntsville, AL
(256) 704-7400
burkettinsurance.com
AF
703 Halsey Ave NE
Adcock & Frazier Insurance Inc
Flood Insurance Agent · Huntsville, AL
(256) 534-4567
adcockfrazierins.com
SI
7 Town Center Dr NW UNIT 302
Southern Insurance Professionals
Flood Insurance Agent · Huntsville, AL
(256) 539-7378
southerninsuranceprofessionals.com
EI
8003 Charlotte Dr SW
Elders Insurance Agency
Flood Insurance Agent · Huntsville, AL
(256) 882-0706
eldersins.com
FP
201 Washington St NE
Fountain Parker Harbarger & Associates - Insurance
Flood Insurance Agent · Huntsville, AL
(256) 551-0060
higginbotham.com/locations/huntsville
LB
4820 University Dr NW
Larry Burkman Agency
Flood Insurance Agent · Huntsville, AL
(256) 830-1123
affordableplusinsurance.com
SI
520 Madison St SE ste b-30
Stronghold Insurance
Flood Insurance Agent · Huntsville, AL
(256) 325-1380
strongholdinsurance.org

What Does a a Flood Insurance Agent in Huntsville Cost?

Flood insurance costs in Alabama vary based on flood zone risk property elevation and coverage amount. Typical NFIP premiums range from 500 to 3000 per year for a standard home. Private flood insurance may cost more or less depending on the carrier and risk factors. This is general information not insurance advice.

About flood insurance agents in Huntsville

Flood insurance agents in Huntsville Alabama help property owners secure coverage through the National Flood Insurance Program or private carriers. Huntsville sits in a region with designated flood zones along the Tennessee River and its tributaries. Alabama law does not require flood insurance for all properties but mortgage lenders often mandate it for homes in Special Flood Hazard Areas.

Frequently Asked Questions

Do I need flood insurance in Huntsville Alabama?

Alabama law does not require flood insurance for all properties. However if your home is in a Special Flood Hazard Area identified by FEMA your lender will likely require it. Even outside high-risk zones flood damage is possible so many agents recommend a policy.

How do I choose a flood insurance agent in Huntsville?

Look for an agent licensed in Alabama who has experience with NFIP policies and private flood insurance. Ask about their knowledge of local flood maps and the elevation certificate process. A good agent can help you compare coverage options and premiums.

What is the waiting period for flood insurance in Alabama?

NFIP policies have a standard 30-day waiting period before coverage begins. This applies in Alabama and across the country. Some private insurers offer shorter waiting periods but you should plan ahead and not wait until a storm is forecast.

Flood Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.