ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare flood insurance agents in Decatur. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Decatur, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 19 flood insurance agents in Decatur, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Trevor Butcher - State Farm Insurance Agent
719 Bank St Ste C, Decatur, AL 35601
(256) 353-6522
insuredbythebutcher.com
Highstreet Kilgro Insurance Agency
439 Johnston St SE, Decatur, AL 35601
(256) 350-8241
kilgroinsurance.com
Providence Insurance
107 Grant St SE, Decatur, AL 35601
(256) 277-1481
aldridgeins.net
Alabama Insurance Services
2132 6th Ave SE Suite 105, Decatur, AL 35601
(256) 355-0413
Akin & Associates Insurance Group - Priceville
468 Hwy 67 S, Decatur, AL 35603
(256) 355-8500
akinandassociates.com
Stovall-Marks Insurance
2601 Danville Rd SW, Decatur, AL 35603
(256) 355-7951
stovallmarks.com
Ken Williams Insurance - Equity Insurance Group
901 Wimberly Dr SW B, Decatur, AL 35603
(256) 552-5522
kwic.co
Webb-Awtrey Agency - American National Insurance
1904 Flint Rd SE, Decatur, AL 35601
(256) 355-8215
da-ins.net
SHIELD INSURANCE (formerly) Insurance Services Gil & Vicki Terry
1414 7th Ave SE, Decatur, AL 35601
(256) 552-7577
insurshield.com
AAA Decatur Insurance and Member Services
1605 Beltline Rd SW, Decatur, AL 35601
(256) 353-4924
ace.aaa.com
Bishop, Cannon & Stacy Insurance
1324 Stratford Rd SE, Decatur, AL 35601
(256) 355-7779
bcsinsuranceco.com
Knight Insurance Agency
815 Bradley St SW, Decatur, AL 35601
(256) 350-8139
Stough & Associates Insurance Agency
101 14th St SW, Decatur, AL 35601
(256) 340-1905
Peck-Glasgow Insurance
2708 6th Ave SE Building 2 Suite A, Decatur, AL 35603
(256) 350-7296
peck-glasgow.com
King Insurance Agency
401 Grant St SE, Decatur, AL 35601
(256) 353-1460
Akin & Associates Insurance Group, Decatur
820 Bradley St SW, Decatur, AL 35601
(256) 260-2278
akinandassociates.com
American Insurance Agency
2708 Hwy 31 S Ste C, Decatur, AL 35603
(256) 353-8004
americaninsurance.net
Will Wright Agency
1000 Beltline Rd SW j, Decatur, AL 35601
(256) 353-5537
willwrightagency.com
Doug Hembree Agency
The Greens, 2130 6th Ave SE #301, Decatur, AL 35601
(256) 355-5678
Flood insurance agents in Decatur, Alabama help property owners obtain coverage through the National Flood Insurance Program (NFIP) or private insurers. Alabama law does not require flood insurance for all properties, but mortgage lenders in high-risk flood zones often mandate it. Decatur sits near the Tennessee River, making flood risk awareness important for homeowners and businesses in Morgan County.
What Does a Flood Insurance Agent in Decatur Cost?
The cost of flood insurance in Alabama varies by property location, elevation, and coverage amount. For an NFIP policy, rates typically range from 700 to 2,000 per year for a standard home in a moderate-risk zone. High-risk flood zones in Decatur may see premiums above 3,000 annually. Private insurers may offer different pricing. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required by law in Decatur Alabama?
Alabama state law does not require flood insurance for all properties. However, if your home or business is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, your lender will require flood insurance. Check with a local agent to confirm your flood zone.
What does a flood insurance agent in Decatur do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They also guide you on coverage limits, deductibles, and the 30-day waiting period before most NFIP policies take effect.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in Decatur who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Alabama.