The top-rated flood insurance agent in Auburn, Alabama is Kathy Powell - State Farm Insurance Agent, rated 4.9 stars across 401 reviews. Other highly rated options include John Killmaster - State Farm Insurance Agent, Scott Holley - State Farm Insurance Agent, Richard Tate Allstate Insurance. This directory lists 19 flood insurance agents serving Auburn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kathy Powell - State Farm Insurance Agent | 1725 Opelika Rd | (334) 501-8245 |
| 2 | John Killmaster - State Farm Insurance Agent | 2515 E Glenn Ave Suite 206 | (334) 329-7557 |
| 3 | Scott Holley - State Farm Insurance Agent | 778 N Dean Rd Ste 200 | (334) 887-5876 |
| 4 | Richard Tate Allstate Insurance | 1345 Opelika Rd ste c | (334) 521-8144 |
| 5 | Kali Chadick - State Farm Insurance Agent | 1849 Ogletree Rd Ste 300 | (334) 887-8541 |
| 6 | Insurance Solutions Group International, LLC | 472 N Dean Rd UNIT 104 | (334) 329-7415 |
| 7 | Alfa Insurance | 1673 Shug Jordan Pkwy ste d | (334) 329-6120 |
| 8 | Alfa Insurance - Murphy Roberts Agency | 2900 E University Dr Unit 140 | (334) 694-5225 |
| 9 | Tri County Insurance | 1434 Opelika Rd Ste C | (334) 887-2905 |
| 10 | Rebecca Layson, Alfa Insurance Agent | 766 E Glenn Ave | (334) 887-8502 |
Kathy Powell - State Farm Insurance Agent serves the Auburn, Alabama area as a local flood insurance agent. The company provides flood insurance policies to homeowners and renters seeking financial protection against water damage from rising waters. These policies are designed to cover losses that standard homeowners insurance typically excludes. Clients can consult with the agency about obtaining coverage through the National Flood Insurance Program. The agency specifically handles policy evaluations and the purchase of flood endorsements for personal properties in the region.
John Killmaster - State Farm Insurance Agent in Auburn, AL provides flood insurance services to help property owners manage the risk of water damage. Service options include policy consultations to evaluate flood zone exposure and assistance with filing claims after a storm. Maintenance plans involve annual policy reviews to ensure adequate coverage limits as flood maps change. The agent services single-family homes, apartments, retail, and restaurants.
Scott Holley, as a State Farm Insurance Agent in Auburn, AL, provides flood insurance services tailored to homeowners, businesses, and property managers seeking financial protection against water damage. Policies are designed to cover structures and contents, helping clients prepare for potential flood events common to the region. The office works to explain coverage options and assist with claims processes when needed. Serving the Auburn area, Scott Holley also extends flood insurance support to clients in the neighboring community of Opelika as part of the local metro coverage.
Serving Auburn, Alabama, and the surrounding communities, Richard Tate Allstate Insurance handles flood insurance for local homeowners and businesses. The agency helps clients secure policies that cover damage from rising water and storms, addressing a common risk in this region. To manage a typical claim, the agency begins by documenting the damage thoroughly and then coordinates directly with the insurance company to expedite the adjustment and payout process for the policyholder.
For flood insurance, one-time policies cover individual flood events, while recurring annual policies provide ongoing protection against repeat losses. As a flood insurance agent in Auburn, AL, Kali Chadick - State Farm Insurance Agent assists clients in evaluating both coverage options suitable for local flood zones. Coverage includes structural damage protection and contents replacement tailored to residential needs in flood-prone areas. Service operates on a scheduled recurring basis for annual policy renewals, with separate appointments arranged as needed for new policy consultations.
Insurance Solutions Group International, LLC specializes in securing NFIP and private flood coverage for property owners in Auburn, AL. The agency also assists clients with routine policy reviews and risk assessments common to area homes and businesses. Its team remains focused on helping customers understand elevation requirements and flood zone designations. During hurricane season or after heavy rainfall events, the firm provides guidance on claims preparation and adjusting coverage limits to protect against rising water damage.
Alfa Insurance serves as a flood insurance agent in Auburn, Alabama, helping property owners secure coverage against local flood risks. Its services range from assessing potential water damage exposures to facilitating National Flood Insurance Program policies for residential and commercial clients in the area. Given Auburn’s proximity to waterways and seasonal storms, the agency guides customers through policy options that safeguard buildings and contents from inundation. This agent can also add on emergency preparedness guidance for flood-prone zones.
Alfa Insurance - Murphy Roberts Agency in Auburn, AL, provides flood insurance agent services, helping property owners assess their risk and secure appropriate coverage. The agency specializes in policies that protect against flood damage, an important consideration for local residents. These services extend to commercial sectors, including offices, warehouses, and food service operations, ensuring businesses can safeguard their assets and maintain continuity.
With seasonal heavy rains and flash flooding common in Lee County, Tri County Insurance provides flood insurance agents serving Auburn and the surrounding area. Homeowners and renters looking to protect their property against rising waters can obtain coverage through the National Flood Insurance Program as well as private market options. The company focuses on evaluating flood zone designations and matching policy limits to individual property risk exposure. A typical first meeting involves a walk-through inspection of the building’s lowest floor elevation and an assessment of drainage features outside the home.
Rebecca Layson, Alfa Insurance Agent serves Auburn, Alabama, and the surrounding Lee County area, specializing in flood insurance policies for homeowners and business owners. Clients can secure federally backed National Flood Insurance Program coverage to protect properties in flood-prone zones. The agency also helps residents review their current flood risk and adjust coverage for new construction or property transfers in this region.
What Does a a Flood Insurance Agent in Auburn Cost?
Flood insurance costs in Alabama vary by property location elevation and coverage amount. NFIP policies average around 700 to 1000 dollars per year for standard coverage but high risk properties can cost 2000 dollars or more. Private insurers may offer lower rates or higher limits. This is general information not insurance advice.
About flood insurance agents in Auburn
Flood insurance agents in Auburn Alabama help property owners secure coverage through the National Flood Insurance Program or private insurers. Alabama law requires lenders to mandate flood insurance for properties in high risk flood zones. Agents in Auburn can explain local flood maps and guide you through the policy purchase process.
Frequently Asked Questions
Is flood insurance required in Auburn Alabama?
Flood insurance is required by federal law if your property is in a Special Flood Hazard Area and you have a federally backed mortgage. Even if not required many Auburn homeowners choose coverage due to local flood risks.
What does a flood insurance agent in Auburn do?
A flood insurance agent helps you determine your flood zone risk compare NFIP and private policy options and complete the application. They also assist with elevation certificates and claims questions.
How long does it take to get flood insurance in Auburn?
NFIP policies typically have a 30 day waiting period before coverage begins. Some private insurers offer shorter waiting periods. Plan ahead to avoid gaps in coverage.