Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 20 flood insurance agents in Birmingham, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Caroline Dorris - State Farm Insurance Agent
2805 6th Ave S, Birmingham, AL 35233
(205) 322-3276
carolinedorris.com
Alfa Insurance - The Vail Agency
2815 Greystone Commercial Blvd Suite 600, Birmingham, AL 35242
(205) 980-9933
thevailagency.com
Elevation Insurance
4000 Eagle Point Corporate Dr Suite #285, Birmingham, AL 35242
(205) 974-1323
elevationinsurance.net
Burns Mitchell Agency: Allstate Insurance
5588 Apple Park Dr Suite 109, Birmingham, AL 35235
(205) 749-4978
agents.allstate.com
Wiggins Insurance Agency
5971 Chalkville Mountain Ln Suite D, Birmingham, AL 35235
(205) 853-6429
wigginsinsuranceagency.com
Bama Insurance Services
260 W Valley Ave, Birmingham, AL 35209
(205) 942-3522
bamainsurance.com
PAC Insurance Agency, Inc.
213 Gadsden Hwy, Birmingham, AL 35235
(205) 836-5959
pacinsuranceagency.com
Farmers Insurance - Mickey Berry
200 Cahaba Park Cir Ste 112, Birmingham, AL 35242
(205) 490-6000
agents.farmers.com
Miller Insurance Agency LLC
120 19th St N Suite 2019, Birmingham, AL 35203
(256) 936-4642
milleragents.com
The Reed Agency
9624 Parkway E, Birmingham, AL 35215
(205) 854-2156
thelreedagency.com
Abbott Insurance -TWFG
200 Cahaba Park Cir Suite 102, Birmingham, AL 35242
(205) 558-5433
agentpages.twfg.com
Altasurance
201 Office Park Dr #100, Birmingham, AL 35223
(205) 970-2187
altasurance.com
Iron Mountain Insurance
2170 Highland Ave #100, Birmingham, AL 35205
(205) 849-0000
pointenorthins.com
Birmingham Insurance Group / BIG Insurance
3605 8th Ave S, Birmingham, AL 35222
(205) 682-8856
biginsurance.us
Lori Zucco Insurance
186 Oxmoor Rd Suite 128, Birmingham, AL 35209
(205) 942-4448
lorizucco.com
Secure Minds Insurance Alabama
319 Poinciana Dr, Birmingham, AL 35209
(205) 634-4211
Insurance Shop Inc
221 Oxmoor Blvd, Birmingham, AL 35209
(205) 509-1459
Stead & Fuller Insurance Co
2904 Crescent Ave, Birmingham, AL 35209
(205) 414-1476
densonfuller.com
Birmingham Insurance Brokers
2807 Greystone Commercial Blvd Suite 44, Birmingham, AL 35242
(205) 984-4352
bhaminsurancebrokers.com
Alabama Insurance Agency, Inc.
850 Corporate Pkwy Suite 108, Birmingham, AL 35242
(205) 776-1680
alinsagency.com
What Does a Flood Insurance Agent in Birmingham Cost?
Flood insurance costs in Alabama vary by flood zone, property value, and coverage amount. Average NFIP premiums in Birmingham range from 700 to 2,500 dollars per year. Private policies may be higher or lower depending on risk. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required in Birmingham Alabama?
Flood insurance is not required by state law but is mandatory for properties in Special Flood Hazard Areas with a mortgage from a federally regulated lender. Alabama follows FEMA flood maps which designate these zones in Birmingham.
What does a flood insurance agent in Birmingham do?
A flood insurance agent helps you assess your flood risk using FEMA maps and local data. They then guide you to the right NFIP or private policy and assist with the application and claims process.
How long does it take to get flood insurance in Alabama?
Standard NFIP policies have a 30-day waiting period before coverage begins. Some private insurers may offer shorter waits. Alabama law does not change this federal rule.