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Find Flood Insurance Agents Near You in Daphne, AL

Browse flood insurance agents serving Daphne, Alabama. Updated 2026-07-14.

The top-rated flood insurance agent in Daphne, Alabama is Josh Lankford - State Farm Insurance Agent, rated 4.9 stars across 433 reviews. Other highly rated options include Thomas, Harrison & Associates Insurance Agency, Elaine Bui: Allstate Insurance, Eversure Insurance. This directory lists 16 flood insurance agents serving Daphne.

Showing 16 flood insurance agents in Daphne, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Josh Lankford - State Farm Insurance Agent1410 US-98 Ste G(251) 422-8313
2Thomas, Harrison & Associates Insurance Agency26436 Kensington Pl(251) 621-2180
3Elaine Bui: Allstate Insurance29640 State Hwy 181 Ste 102(251) 283-6445
4Eversure Insurance25833 State Hwy 181(251) 626-8900
5Acceptance Insurance27955 US-98 Suite J(251) 494-7074
6Freeway Insurance28841 US-98 b(251) 299-7003
7Walker Insurance Agency1203 US-98 Suite 2B1(251) 422-9959
8Stillman Insurance Group810 Manci Ave Suite 5(251) 929-8434
9Gorowsky Insurance, LLC. Home, Auto, Business Insurance27154-A Pollard Rd(251) 367-2599
10Southern Coastal Insurance809-A Daphne Ave(251) 621-1822
JL
1410 US-98 Ste G
Josh Lankford - State Farm Insurance Agent
Flood Insurance Agent · Daphne, AL

Josh Lankford - State Farm Insurance Agent serves Baldwin County from its base in Daphne, Alabama. This agency provides flood insurance policies for homeowners and businesses in the local area. It can help clients find coverage that protects their property against water damage from rising waters. The agent assists with understanding policy details and navigating the claims process following a flood event. It handles residential flood insurance and commercial flood insurance in this region.

TH
26436 Kensington Pl
Thomas, Harrison & Associates Insurance Agency
Flood Insurance Agent · Daphne, AL

Thomas, Harrison & Associates Insurance Agency serves Daphne, Alabama, and the surrounding Eastern Shore communities with comprehensive flood insurance solutions. The company handles policies for residential and commercial properties, addressing coverage needs in designated flood zones and low-risk areas alike. Their typical process involves evaluating a property’s flood history and elevation data to match clients with appropriate National Flood Insurance Program or private carrier options, ensuring clear guidance through the application and claims stages.

EB
29640 State Hwy 181 Ste 102
Elaine Bui: Allstate Insurance
Flood Insurance Agent · Daphne, AL

Elaine Bui: Allstate Insurance serves local homeowners, businesses, and property managers in Daphne, Alabama, who need to protect against flood damage. This agency provides guidance on flood insurance policies and helps clients assess their property’s exposure to rising water levels. Working within a coastal region, these insurance professionals assist with coverage options that address hurricane-related flooding risks. The agency also serves clients in nearby Fairhope, ensuring residents throughout the Eastern Shore area have access to essential flood insurance services.

EI
25833 State Hwy 181
Eversure Insurance
Flood Insurance Agent · Daphne, AL

Eversure Insurance provides flood insurance policies tailored to properties in Daphne, AL, and the surrounding coastal region. It offers annual policy reviews and claims assistance to ensure ongoing coverage meets changing risk factors. The company helps clients navigate federal flood program requirements for vulnerable areas. Service plans focus on educating property owners about elevation certificates and flood zone designations. Eversure Insurance services single-family homes, apartments, retail, and restaurants.

AI
27955 US-98 Suite J
Acceptance Insurance
Flood Insurance Agent · Daphne, AL

Acceptance Insurance serves Daphne, Alabama, and the surrounding communities of Baldwin County. It handles flood insurance policies for residential and commercial properties. The agent works with property owners to assess their specific flood risk, helping them comply with local requirements. Each policy is customized based on the property’s location, elevation, and flood zone designation. It uses a consultative review of each client’s coverage gaps to ensure appropriate protection tailored to the property’s exposure.

FI
28841 US-98 b
Freeway Insurance
Flood Insurance Agent · Daphne, AL

Freeway Insurance in Daphne, Alabama provides flood insurance as either a one-time policy or a recurring annual plan, with coverage protecting residential and commercial property against rising water damage. Local flood risks necessitate policies that address structure and contents separately, often required by mortgage lenders in designated flood zones. The service operates on a scheduled basis, typically issued for a standard one-year term with renewal options available.

WI
1203 US-98 Suite 2B1
Walker Insurance Agency
Flood Insurance Agent · Daphne, AL

Walker Insurance Agency in Daphne, AL, serves clients who may require either a one-time policy for a single property transaction or an ongoing flood insurance plan that renews annually to maintain continuous coverage. Their policies generally protect residential and commercial buildings against water damage from rising waters, including contents coverage options that are separate from standard homeowners insurance. Service for this agency typically runs on a scheduled basis, with policyholders able to purchase or adjust coverage as their needs change throughout the year.

SI
810 Manci Ave Suite 5
Stillman Insurance Group
Flood Insurance Agent · Daphne, AL

Stillman Insurance Group specializes in flood insurance, offering tailored coverage options for properties in flood-prone zones. The agency provides comprehensive consultations to help homeowners and businesses navigate the complexities of flood risk assessment and policy selection. Serving the Daphne, Alabama area, it addresses both National Flood Insurance Program and private market solutions. As hurricane season or heavy spring rains approach, the team advises clients on securing adequate protection against storm surge and rising water damage, ensuring their assets remain safeguarded during these high-risk periods.

GI
27154-A Pollard Rd
Gorowsky Insurance, LLC. Home, Auto, Business Insurance
Flood Insurance Agent · Daphne, AL

Living on Mobile Bay means flood season arrives with each heavy rain or tropical system. Gorowsky Insurance, LLC, in Daphne, AL, works as a flood insurance agent to help homeowners and businesses secure policies that match their flood zone requirements. They also assist with auto and business coverage. Their expertise addresses the specific property risks along the Gulf Coast. The typical process to begin coverage involves scheduling a personalized inspection to evaluate the property’s elevation and drainage, ensuring accurate flood protection starts from the initial assessment.

SC
809-A Daphne Ave
Southern Coastal Insurance
Flood Insurance Agent · Daphne, AL

Southern Coastal Insurance assists clients in Daphne, Alabama, with identifying appropriate flood coverage for residential and commercial properties. The agency specializes in navigating policies for homes, ensuring adequate protection against potential water damage from heavy rains or rising waters. Its work extends to helping business owners secure coverage for various commercial sectors, including offices, warehouses, and food service operations.

CL
26030 Capital Dr Suite A
C. A. Luckie Insurance
Flood Insurance Agent · Daphne, AL
(251) 279-9123
luckieins.com
AI
29000 US-98 Bldg C-201
Align Insurance Group
Flood Insurance Agent · Daphne, AL
(251) 929-9011
aligninsurancegroup.com
SS
26179 Capital Dr A
South Shore Insurance Underwriters
Flood Insurance Agent · Daphne, AL
(251) 923-4474
ssiuw.com
AI
30941 Mill Ln e
Alfa Insurance
Flood Insurance Agent · Daphne, AL
(251) 625-6585
alfainsurance.com
BA
331 Grays Ln
Booth-Alberstadt Insurance Agency
Flood Insurance Agent · Daphne, AL
(866) 228-3163
BI
2210 Main St H
Beacon Insurance Services, Inc.
Flood Insurance Agent · Daphne, AL
(251) 829-8033
beaconinsuranceservices.net

What Does a a Flood Insurance Agent in Daphne Cost?

Typical costs for flood insurance in Daphne, Alabama depend on factors like flood zone, building elevation, and coverage limits. NFIP policies average between 700 and 2,500 dollars per year for standard residential coverage. Properties in high-risk areas such as Zone AE or VE may see higher premiums. Private insurers sometimes offer lower rates for lower-risk properties. This is general information and not insurance advice.

About flood insurance agents in Daphne

Flood insurance agents in Daphne, Alabama help property owners secure coverage through the National Flood Insurance Program or private insurers. Daphne is in Baldwin County, where many homes are in Special Flood Hazard Areas, making flood insurance often required by mortgage lenders. Alabama law does not mandate flood insurance for all properties, but agents can explain local flood zone maps and policy options.

Frequently Asked Questions

Do I need flood insurance in Daphne Alabama?

Flood insurance is not required by Alabama state law, but it is often required by mortgage lenders if your property is in a FEMA-designated Special Flood Hazard Area. Many Daphne properties near Mobile Bay are in high-risk zones, so checking your flood map is important.

What does a flood insurance agent do in Daphne?

A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They can also explain coverage limits, deductibles, and the 30-day waiting period before most NFIP policies take effect.

How much does flood insurance cost in Daphne Alabama?

Costs vary based on your property's flood zone, elevation, and coverage amount. In Daphne, annual premiums for NFIP policies typically range from 700 to 2,500 dollars, but higher-risk homes may cost more. Private market options may offer different rates.

Flood Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.