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Find Flood Insurance Agents Near You in Hoover, AL

Browse flood insurance agents serving Hoover, Alabama. Updated 2026-07-14.

The top-rated flood insurance agent in Hoover, Alabama is Vivian Mora - State Farm Insurance Agent, rated 5.0 stars across 1,101 reviews. Other highly rated options include Chris Dorris - State Farm Insurance Agent, Steel City Insurance, LLC, Farmers Insurance - John Hadder. This directory lists 18 flood insurance agents serving Hoover.

Showing 18 flood insurance agents in Hoover, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Vivian Mora - State Farm Insurance Agent3253 Lorna Rd(205) 822-5023
2Chris Dorris - State Farm Insurance Agent2717 John Hawkins Pkwy #115(205) 985-7799
3Steel City Insurance, LLC787 Shades Mountain Plaza(205) 518-6134
4Farmers Insurance - John Hadder180 Main St Ste 120(205) 517-8055
5Eric O King - State Farm Insurance Agent1235 Blue Ridge Blvd Ste 113(205) 940-6499
6Alfa Insurance - Ben Franklin Agency2142 Tyler Rd Ste 118(205) 965-2733
7PAC INSURANCE3408 Lorna Ln(205) 823-2037
8MK Insurance421 Emery Dr #100(205) 822-7413
9Collins Insurance Agency2200 Valleydale Rd Suite 201(205) 987-5911
10Specialty Lines Insurance2674 Valleydale Rd(205) 443-3471
VM
3253 Lorna Rd
Vivian Mora - State Farm Insurance Agent
Flood Insurance Agent · Hoover, AL

Vivian Mora - State Farm Insurance Agent serves the Hoover, Alabama area and surrounding communities. The agency provides flood insurance policies, which are essential for protecting properties from water damage caused by heavy rainfall and storms. It assists homeowners, renters, and business owners in assessing their flood risk and selecting appropriate coverage. The agency also helps clients understand federal flood insurance requirements and file claims after a loss. Specific services handled here include tailoring flood insurance policies to individual property needs and processing post-storm claims efficiently.

CD
2717 John Hawkins Pkwy #115
Chris Dorris - State Farm Insurance Agent
Flood Insurance Agent · Hoover, AL

Serving Hoover and the surrounding area, Chris Dorris - State Farm Insurance Agent provides flood insurance policies to protect properties from water damage. They can assess a property’s flood risk and explain available coverage limits. Policyholders may review their deductibles and adjust their plans when needed. This agent services a range of local structures, including single-family homes, apartments, retail spaces, and restaurants.

SC
787 Shades Mountain Plaza
Steel City Insurance, LLC
Flood Insurance Agent · Hoover, AL

Homeowners, businesses, and property managers in Hoover, AL, rely on Steel City Insurance, LLC for flood insurance coverage tailored to their specific property needs. The agency helps clients navigate the complexities of flood risk assessment and policy selection to safeguard their assets from water damage. This includes guidance on both National Flood Insurance Program and private market options. Their service area also extends to the neighboring community of Vestavia Hills in the Birmingham metro.

FI
180 Main St Ste 120
Farmers Insurance - John Hadder
Flood Insurance Agent · Hoover, AL

Farmers Insurance - John Hadder serves Hoover, Alabama, and the surrounding communities in Jefferson and Shelby counties. As a flood insurance agent, the agency handles policies that protect homes and businesses from water damage caused by rising waters and storms. It maintains current knowledge of federal flood maps and local regulatory requirements to ensure proper coverage. The typical job is approached by assessing the property’s flood zone risk and then matching that exposure with an appropriate National Flood Insurance Program policy from available options.

EO
1235 Blue Ridge Blvd Ste 113
Eric O King - State Farm Insurance Agent
Flood Insurance Agent · Hoover, AL

For clients with properties in high-risk zones, one-time flood insurance policies offer single-event coverage, while recurring policies provide year-round protection against seasonal and flash flooding. Eric O King - State Farm Insurance Agent in Hoover, AL helps residential and commercial customers choose between these options based on their exposure. The agency can customize a plan that addresses specific flood risks common to this area. Services are available on either a one-time or as-needed basis.

AI
2142 Tyler Rd Ste 118
Alfa Insurance - Ben Franklin Agency
Flood Insurance Agent · Hoover, AL

Alfa Insurance - Ben Franklin Agency specializes in securing flood insurance policies, serving residents and business owners throughout Hoover, Alabama. The agency works with clients to assess their flood risk and identify appropriate coverage options, addressing both federally mandated requirements and voluntary protection needs. Its general service work includes explaining policy details and navigating claims processes. During periods of heavy spring rainfall or hurricane season, the agency helps property owners review their coverage limits to guard against potential storm damage and rising water.

PI
3408 Lorna Ln
PAC INSURANCE
Flood Insurance Agent · Hoover, AL

Spring thunderstorms and tropical weather systems can cause unexpected flooding across the Hoover area. PAC INSURANCE works with homeowners and business owners to identify appropriate flood insurance policies that meet their specific property and location needs. The company understands local flood zone designations and the coverage gaps often found in standard homeowners insurance. Each consultation reviews a property’s elevation, drainage, and past claims history. An agent then recommends coverage limits and performs a walk-through inspection of the property to assess its main vulnerabilities.

MI
421 Emery Dr #100
MK Insurance
Flood Insurance Agent · Hoover, AL

MK Insurance provides flood insurance services to property owners in Hoover, Alabama. The agency helps clients secure coverage against water damage from heavy rains and rising waterways. It offers supplemental endorsements for basement contents and building code upgrades. The company serves residential homes and commercial sectors, including offices, warehouses, and food service operations that require flood loss protection.

CI
2200 Valleydale Rd Suite 201
Collins Insurance Agency
Flood Insurance Agent · Hoover, AL

Collins Insurance Agency in Hoover, AL offers residential flood insurance, helping homeowners protect their properties from water damage. The agency also provides commercial flood coverage for local businesses. It serves Hoover and the surrounding communities, advising clients on appropriate policy options. Administrative support for claims and policy adjustments is available between regular visits, ensuring that customers receive continued assistance as their coverage needs evolve over time.

SL
2674 Valleydale Rd
Specialty Lines Insurance
Flood Insurance Agent · Hoover, AL
AL
3137 Lorna Rd # 1
Alianza Latina LLC
Flood Insurance Agent · Hoover, AL
(205) 565-6698
alianzalatinahoover.com
HI
2 Chase Corporate Dr # 460
HollaAtTee Ins LLC
Flood Insurance Agent · Hoover, AL
(205) 470-2471
IB
1 Riverchase Office Plaza #200
Insure Beacon, LLC
Flood Insurance Agent · Hoover, AL
(205) 730-6728
insurebeacon.com
KI
2100 Data Park Cir Ste 208
The Kilgore Insurance Agency
Flood Insurance Agent · Hoover, AL
(205) 739-3549
thekilgoreagency.com
AI
2032 Valleydale Rd
Alabama Insurance Exchange Inc
Flood Insurance Agent · Hoover, AL
(205) 988-0800
aieins.com
DM
1572 Montgomery Hwy Suite 205
Domini Moore Farmers Agency
Flood Insurance Agent · Hoover, AL
(659) 678-3176
MG
3100 Lorna Rd #315
The Maynard Group Agency
Flood Insurance Agent · Hoover, AL
(205) 639-1503
themaynardgroupagency.net
KD
3081 Lorna Rd
Kyle Driver- Alfa Insurance
Flood Insurance Agent · Hoover, AL
(205) 822-8702
alfainsurance.com/agents/kyle-driver

What Does a a Flood Insurance Agent in Hoover Cost?

Typical flood insurance costs in Alabama range from 500 to 2,500 dollars per year for a standard home, depending on flood zone risk and coverage amount. Premiums for high-risk areas can exceed 3,000 dollars annually. Costs vary by property elevation and deductible chosen. This is general information, not insurance advice.

About flood insurance agents in Hoover

Flood insurance agents in Hoover Alabama help homeowners and businesses secure coverage through the National Flood Insurance Program. Alabama law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. An agent can explain local flood maps and policy options for Hoover residents.

Frequently Asked Questions

Do I need flood insurance in Hoover Alabama?

If your property is in a high-risk flood zone and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, so many Hoover residents choose to buy coverage.

How does a flood insurance agent in Hoover help me?

An agent reviews your property location on flood maps, explains coverage limits, and helps you choose a policy that meets your needs. They also assist with filing claims if a flood damages your home.

What is the waiting period for flood insurance in Alabama?

Standard NFIP policies have a 30-day waiting period before coverage begins. Exceptions exist for loans closing on a property, so plan ahead when buying a home in Hoover.

Flood Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.