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Find Flood Insurance Agents Near You in Dothan, AL

Browse flood insurance agents serving Dothan, Alabama. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Dothan, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 20 flood insurance agents in Dothan, AL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Acceptance Insurance
416 N Oates St #2, Dothan, AL 36303
(334) 523-7195 locations.acceptance.com
Brian Jones - State Farm Insurance Agent
392 Westgate Pkwy, Dothan, AL 36303
(334) 793-6396 brianjonesinsurance.com
Krissie Siniard - State Farm Insurance Agent
2385 S Oates St, Dothan, AL 36301
(334) 793-8222 krissiesiniardinsurance.com
Jessica Barnes - State Farm Insurance Agent
179 Honeysuckle Rd Suite 4, Dothan, AL 36305
(334) 793-7618 coveragewithjess.com
Southeast Insurance Group
2605 Choctaw St, Dothan, AL 36303
(334) 772-0777 southeastinsgroup.com
I GO Insurance
2306 Montgomery Hwy #3, Dothan, AL 36303
(334) 699-4242 igolow.com
Wiregrass Insurance LLC
2426 S Park Ave, Dothan, AL 36301
(334) 793-6967 wiregrassinsurance.com
Pam Martin - State Farm Insurance Agent
1600 Whatley Dr Ste 1, Dothan, AL 36303
(334) 794-4464 pammartininsurance.com
Andrew Anderson: Allstate Insurance
936 W Carroll St Ste 1, Dothan, AL 36301
(334) 792-4407 agents.allstate.com
Drew Owen - State Farm Insurance Agent
156 N Foster St, Dothan, AL 36303
(334) 792-4183 insureal.com
Slingluff United Insurance
3646 W Main St, Dothan, AL 36305
(334) 792-5101 slingluffunited.com
Blake Floyd - State Farm Insurance Agent
3124 W Main St #2, Dothan, AL 36305
(334) 793-6241 blakenotjake.com
Flowers Insurance Agency
2501 W Main St STE 500, Dothan, AL 36301
(334) 350-5480 higginbotham.com
Drew Phillips: Allstate Insurance
130 Honeysuckle Rd, Dothan, AL 36305
(334) 792-7676 agents.allstate.com
Insurance Center of Southeast Inc
1296 Westgate Pkwy, Dothan, AL 36303
(334) 793-0014 insctr.net
Alfa Insurance - The Rice Agency
103 Blissett Dr STE 1, Dothan, AL 36301
(334) 794-8668 thericeagencyinc.com
Southern Legacy Insurance Agency
188 N Foster St Unit 108, Dothan, AL 36303
(334) 229-9165 southernlegacyinsuranceagency.com
Cornelius Insurance Agency Inc.
1050 W Main St, Dothan, AL 36301
(334) 677-6238 agency.nationwide.com
Garner Insurance Agency
3927 Montgomery Hwy, Dothan, AL 36303
(334) 794-4181 garnerinsurance.weebly.com
Landmark Insurance
440 Westgate Pkwy, Dothan, AL 36303
(334) 246-0660 landmarkinsureme.com

Flood insurance agents in Dothan, Alabama help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Alabama law does not require flood insurance for most properties, but lenders often mandate it for homes in high-risk flood zones. Dothan residents near the Choctawhatchee River or Pea River should consider flood insurance even outside mapped zones.

What Does a Flood Insurance Agent in Dothan Cost?

Typical NFIP flood insurance costs in Alabama range from 700 to 2,000 dollars per year for a standard single-family home, depending on flood zone, elevation, and deductible. Private policies may offer lower rates or higher limits. Costs vary significantly by property. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Dothan Alabama?
Flood insurance is not required by Alabama state law for most properties. However, if your home is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, your lender will require it. Even outside high-risk zones, flooding can occur, so many agents recommend a policy.
How does an agent help with flood insurance in Dothan?
An agent reviews your property location against FEMA flood maps, explains coverage limits, and helps you choose between NFIP and private policies. They also assist with the 30-day waiting period required by NFIP before coverage starts, unless a purchase or refinance triggers an exception.
What flood zones are common in Dothan Alabama?
Dothan has areas in Zone AE (high risk) and Zone X (moderate to low risk). Zone AE areas are near rivers and creeks. An agent can check your specific address on the FEMA Flood Map Service Center to determine your zone and coverage needs.