ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeFlood Insurance AgentsAlabama › Homewood

Find Flood Insurance Agents Near You in Homewood, AL

Browse flood insurance agents serving Homewood, Alabama. Updated 2026-07-14.

The top-rated flood insurance agent in Homewood, Alabama is Acceptance Insurance, rated 5.0 stars across 413 reviews. Other highly rated options include Freeway Insurance, Thomas Waters - State Farm Insurance Agent, Stan Faulkner - State Farm Insurance Agent. This directory lists 10 flood insurance agents serving Homewood.

Showing 10 flood insurance agents in Homewood, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance191 W Valley Ave #116(205) 564-7093
2Freeway Insurance430 Green Springs Hwy #18(205) 304-1246
3Thomas Waters - State Farm Insurance Agent3103 Independence Dr(205) 879-1988
4Stan Faulkner - State Farm Insurance Agent1747 Oxmoor Rd(205) 870-5626
5Matt Johnston - State Farm Insurance Agent1701 Oxmoor Rd(205) 879-8887
6Tim Johns - State Farm Insurance Agent1747 Oxmoor Rd(205) 870-8400
7John Carlton: Allstate Insurance109 Columbiana Rd(205) 983-6175
8Shane Cone: Allstate Insurance832 Green Springs Hwy # 103(205) 941-1800
9JR King - State Farm Insurance Agent1747 Oxmoor Rd Ste 141(205) 783-5090
10Stewart Insurance Group/ Alabama Insurance Agency1900 28th Ave S Suite 100 A(334) 339-7257
AI
191 W Valley Ave #116
Acceptance Insurance
Flood Insurance Agent · Homewood, AL

Acceptance Insurance in Homewood, Alabama offers both single-event flood policies and recurring annual coverage, each designed to protect residential and commercial structures from water damage. These plans address risks unique to local flood zones, ensuring property owners have financial safeguards against rising waters. Services are available on a scheduled or as-needed basis, with one-time policies for specific storm events and ongoing plans for continuous protection.

FI
430 Green Springs Hwy #18
Freeway Insurance
Flood Insurance Agent · Homewood, AL

Specializing in flood insurance policies for homeowners and renters, Freeway Insurance provides coverage assessments and policy management tailored to the unique flood risks in the Homewood, Alabama area. Its general service work includes evaluating property exposures to water damage, explaining National Flood Insurance Program options, and assisting with claims initiation. The agency regularly helps local residents address coverage gaps or questions before the seasonal spring rains and hurricane threats arrive.

TW
3103 Independence Dr
Thomas Waters - State Farm Insurance Agent
Flood Insurance Agent · Homewood, AL

Thomas Waters - State Farm Insurance Agent serves the Homewood, Alabama region as a flood insurance agent. The company provides policies that protect residential and commercial properties against water damage from rising waters, which is a common concern along the Gulf Coast. Flood coverage typically fills gaps not covered by standard homeowner’s insurance. Policies are offered through the National Flood Insurance Program. The agency handles both new flood policy applications and renewals for existing customers in the Homewood area.

SF
1747 Oxmoor Rd
Stan Faulkner - State Farm Insurance Agent
Flood Insurance Agent · Homewood, AL

Stan Faulkner - State Farm Insurance Agent in Homewood, AL provides comprehensive flood insurance services tailored to the specific risks of the local area. The agency helps clients understand their coverage needs for water damage events not typically covered by standard home policies. It assists with policy selection and claims guidance. The office services a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.

MJ
1701 Oxmoor Rd
Matt Johnston - State Farm Insurance Agent
Flood Insurance Agent · Homewood, AL

Matt Johnston, a State Farm Insurance agent, serves homeowners, businesses, and property managers in Homewood, Alabama, who require flood insurance coverage. He works to help these clients understand their risk of water damage and navigate policies that protect both residential and commercial properties from flood-related losses. His agency offers guidance on coverage options through the National Flood Insurance Program. Matt Johnston also provides his flood insurance services to clients throughout the greater Birmingham area, including the neighboring community of Mountain Brook.

TJ
1747 Oxmoor Rd
Tim Johns - State Farm Insurance Agent
Flood Insurance Agent · Homewood, AL

Serving Homewood, Alabama, and neighboring communities throughout Jefferson County, this agency handles flood insurance policies designed to protect residential and commercial properties from water damage. It assists clients in understanding National Flood Insurance Program coverage requirements specific to local flood zones. With each situation, its approach begins by assessing individual property risks, then explaining available policy options, and finally guiding customers through the selection process to match their specific protection needs.

JC
109 Columbiana Rd
John Carlton: Allstate Insurance
Flood Insurance Agent · Homewood, AL

For homeowners and businesses considering flood protection, a common choice is between a one-time policy purchase or an ongoing renewal plan tailored to changing risk. John Carlton: Allstate Insurance, based in Homewood, AL, assists clients in securing coverage that addresses property damage from rising water. An agent can clarify policy details, including deductibles and coverage limits. This service operates on an as-needed basis for new policies or scheduled annual reviews for existing plans.

SC
832 Green Springs Hwy # 103
Shane Cone: Allstate Insurance
Flood Insurance Agent · Homewood, AL

Shane Cone: Allstate Insurance offers flood insurance services, helping property owners secure coverage against water damage from rising waters. It also assists with broader home and business insurance needs to ensure comprehensive protection. Located in Homewood, AL, the agency provides guidance tailored to local flood zone risks. It advises clients on policy options before seasonal heavy rains or hurricane threats arrive in the region, preparing them for potential storm-related flooding.

JK
1747 Oxmoor Rd Ste 141
JR King - State Farm Insurance Agent
Flood Insurance Agent · Homewood, AL

As Alabama's rainy spring season raises flooding concerns around Homewood, JR King - State Farm Insurance Agent provides guidance on securing coverage tailored to local properties. The agency helps homeowners understand how standard policies exclude water damage from rising water. By reviewing flood maps and discussing policy options, they clarify what federal or private plans can cover in this risk-prone region. An initial consultation typically begins with a walk-through of the property to assess its vulnerability and recommend appropriate limits.

SI
1900 28th Ave S Suite 100 A
Stewart Insurance Group/ Alabama Insurance Agency
Flood Insurance Agent · Homewood, AL

Stewart Insurance Group, also operating as Alabama Insurance Agency in Homewood, AL, provides general property and casualty insurance services. Its specific flood insurance agency work helps homeowners and renters protect against water damage from heavy storms and rising waters. Policies are secured through the National Flood Insurance Program and private carriers to cover structures and contents for residential clients. Commercial sectors served include offices, warehouses, and food service establishments that require specialized flood protection for their business assets and continuity.

What Does a a Flood Insurance Agent in Homewood Cost?

Flood insurance premiums in Alabama vary widely based on flood zone elevation and building characteristics. An NFIP policy for a single-family home in a low-risk zone might cost around 700 to 1000 dollars per year. In high-risk areas premiums can exceed 2000 dollars annually. Private flood insurance may offer lower rates for some properties. This is general information not insurance advice.

About flood insurance agents in Homewood

Flood insurance agents in Homewood Alabama help property owners secure coverage through the National Flood Insurance Program and private insurers. Alabama law does not require flood insurance for all properties but mortgage lenders often mandate it for homes in Special Flood Hazard Areas. Local agents understand Homewood flood zones near Shades Creek and can guide you through elevation certificates and policy limits.

Frequently Asked Questions

Do I need flood insurance in Homewood Alabama?

Flood insurance is not required by Alabama state law for all properties. However if your home is in a FEMA-designated Special Flood Hazard Area your mortgage lender will typically require it. Many homeowners outside high-risk zones also choose coverage because flooding can occur anywhere.

How do I find a flood insurance agent in Homewood?

You can search for licensed insurance agents who offer flood policies through the National Flood Insurance Program or private carriers. The Alabama Department of Insurance website has a license lookup tool to verify an agent is active and in good standing. Local real estate agents and mortgage brokers often have referrals.

What does a flood insurance agent do for me?

An agent helps you assess your flood risk review your property elevation certificate and compare NFIP versus private flood insurance options. They explain coverage limits deductibles and the 30-day waiting period before most policies take effect. They also assist with filing claims after a flood event.

Flood Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.