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Find Flood Insurance Agents in Prattville, AL

Directory of flood insurance agents in Prattville, Alabama. Verify credentials with the state department of insurance before hiring.

17 agents listed
Updated May 2026
Prattville, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 17 flood insurance agents in Prattville, AL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Trey Poole - State Farm Insurance Agent
1797 E Main St, Prattville, AL 36066
(334) 365-1800 treypoole.com
Acceptance Insurance
107 S Memorial Dr, Prattville, AL 36067
(334) 523-7180 locations.acceptance.com
Mitch Devers - State Farm Insurance Agent
470 McQueen Smith Rd S, Prattville, AL 36066
(334) 365-3100 mitchdevers.com
Michael Gay - State Farm Insurance Agent
2090 Fairview Ave, Prattville, AL 36066
(334) 358-7474 michaelgay.net
Strock Insurance Agency
984 E Main St, Prattville, AL 36066
(334) 365-6555 strockinsuranceagency.com
Karla Boles - State Farm Insurance Agent
341 S Chestnut St, Prattville, AL 36067
(334) 365-1300 karlaboles.com
Tom Barnard - State Farm Insurance Agent
1002 E Main St, Prattville, AL 36066
(334) 365-5907 tombarnard.net
Alfa Insurance
960 E Main St, Prattville, AL 36066
(334) 365-3329 alfainsurance.com
Alfa Insurance - Jerry Reid Agency
1852 E Main St, Prattville, AL 36066
(334) 595-6412 thejerryreidagency.com
Growth Insurance Agency
931 S Memorial Dr, Prattville, AL 36067
(334) 232-5944
Southern American Insurance
220 W 6th St, Prattville, AL 36067
(334) 365-4129 southernamericaninsurance.com
Perfect Fit Insurance AL
835 S Memorial Dr, Prattville, AL 36067
(334) 539-8138 newyorklife.com
Fine Insurance Agency
2090 Fairview Ave, Prattville, AL 36066
(334) 216-7945 agents.allstate.com
Fortress Insurance LLC
1314 Huie St, Prattville, AL 36066
(256) 208-5831 allstate.com
Farmers Insurance - Julius Love
2497 Pinnacle Way, Prattville, AL 36066
(334) 358-5363 agents.farmers.com
Shane Headley Insurance Agency LLC-Prattville
139 S Court St, Prattville, AL 36067
(334) 456-3494
Randy Jones & Associates
752 S Memorial Dr, Prattville, AL 36067
(334) 788-6914 leavitt.com

Flood insurance agents in Prattville Alabama help property owners secure coverage through the National Flood Insurance Program or private carriers. Alabama law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Agents in Prattville understand the local flood maps and can guide you on coverage limits and elevation certificates.

What Does a Flood Insurance Agent in Prattville Cost?

The cost of flood insurance in Alabama varies by flood zone, property elevation, and coverage amount. For an NFIP policy in Prattville, annual premiums often range from 700 to 2,500 dollars for a standard home. Higher-risk properties in coastal or riverine areas may exceed 3,000 dollars. Private market policies can be lower or higher depending on risk. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Prattville Alabama?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by federal law. Even outside high-risk zones, agents often recommend coverage because heavy rains can cause flooding.
What does a flood insurance agent in Prattville do?
A flood insurance agent helps you compare NFIP policies and private flood insurance options. They review your property's flood zone, elevation, and coverage needs to find a suitable policy for your home or business.
How long does it take to get a flood insurance policy in Alabama?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. An agent can explain the effective date rules for your specific situation.