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Looking for a flood insurance agent in Opelika? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Opelika, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 19 flood insurance agents in Opelika, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Christie Ray Hill - State Farm Insurance Agent
7512 AL-51, Opelika, AL 36804
(334) 737-6811
chillwithsf.com
Eric McDade - State Farm Insurance Agent
907 2nd Ave ste a, Opelika, AL 36801
(334) 759-7431
drivewitheric.com
Acceptance Insurance
1703 Westend Ct Ste J, Opelika, AL 36801
(334) 698-7007
locations.acceptance.com
Lauren Bland Bernier - State Farm Insurance Agent
1406 Fitzpatrick Ave, Opelika, AL 36801
(334) 745-3383
myagentlaurenb.com
Bill White - State Farm Insurance Agent
401 S 8th St, Opelika, AL 36801
(334) 749-8319
billwhiteinsurance.net
Alfa Insurance - Stephanie Graham
709 2nd Ave, Opelika, AL 36801
(251) 423-4286
alfainsurance.com
D. Lane Agency
1622 Pepperell Pkwy STE-1, Opelika, AL 36801
(334) 744-5050
dainsuranceman.com
The Brown Insurance Group
1707 2nd Ave Ste B, Opelika, AL 36801
(334) 787-9934
insurewithbrown.com
Phil Henderson Ins Agency Inc
312 N 24th St, Opelika, AL 36801
(334) 364-0566
philhendersoninsurance.com
Matt Coffey - State Farm Insurance Agent
1819 Pepperell Pkwy Suite 101, Opelika, AL 36801
(334) 749-5777
insurewithcoffey.com
Highpoint Insurance Group
107 18th St, Opelika, AL 36801
(334) 741-9979
highpointinsurancegroup.com
Byars Cooper Insurance Group
507 S 7th St, Opelika, AL 36801
(334) 741-2017
byarscooper.com
Lance Brown Allstate Insurance (The Brown Insurance Agency)
1707 2nd Ave, Opelika, AL 36801
(334) 758-0088
agents.allstate.com
Starr Insurance dba Elliott & Associates
211 2nd Ave, Opelika, AL 36801
(334) 745-0888
TrustCover Insurance
2124 Frederick Rd, Opelika, AL 36801
(256) 991-0230
Pro Safe Insurance Agency
2115 Interstate Dr, Opelika, AL 36801
(256) 444-6684
countryfinancial.com
Secure Insurance Agency
1819 Westend Ct, Opelika, AL 36801
(334) 316-9932
Starr Insurance Group LLC
211 2nd Ave, Opelika, AL 36801
(334) 745-0888
starrgroupllc.com
Insure With A Rose
216 S 8th St, Opelika, AL 36801
(334) 745-6303
insurewitharose.net
Flood insurance agents in Opelika Alabama help homeowners and businesses secure coverage through the National Flood Insurance Program and private insurers. Alabama law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Local agents understand Opelika flood zones near Saugahatchee Creek and can guide you through the 30-day waiting period for new policies.
What Does a Flood Insurance Agent in Opelika Cost?
Flood insurance costs in Opelika Alabama typically range from 500 to 3,000 dollars per year for residential properties. Rates depend on your flood zone, property elevation, and coverage amount. Policies in high-risk zones cost more, while lower-risk areas may qualify for preferred rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Opelika do?
A flood insurance agent helps you find a policy that meets your needs and complies with Alabama requirements. They review your property location and flood zone to recommend appropriate coverage. Agents also assist with filing claims after a flood event.
Is flood insurance required in Opelika Alabama?
Flood insurance is required for properties in high-risk flood zones if you have a federally backed mortgage. Alabama law does not mandate flood insurance for all properties, but lenders may require it. Even in low-risk areas, many agents recommend coverage due to heavy rainfall risks.
How long does it take to get flood insurance in Opelika?
Most flood insurance policies have a 30-day waiting period before coverage begins. Exceptions exist for properties newly mapped into a high-risk zone or when buying a home with an existing policy. An agent can explain these rules under Alabama and federal guidelines.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Alabama.