The top-rated flood insurance agent in Northport, Alabama is Jay Moyer - State Farm Insurance Agent, rated 5.0 stars across 510 reviews. Other highly rated options include Alfa Insurance- Josie Horton Agency, Ryan Whitson - State Farm Insurance Agent, Terry Insurance Group. This directory lists 14 flood insurance agents serving Northport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jay Moyer - State Farm Insurance Agent | 225 McFarland Blvd Suite C | (205) 248-2057 |
| 2 | Alfa Insurance- Josie Horton Agency | 6054 US-43 | (205) 235-3020 |
| 3 | Ryan Whitson - State Farm Insurance Agent | 1503 Bridge Ave | (205) 722-2804 |
| 4 | Terry Insurance Group | 2403 10th St | (205) 352-2335 |
| 5 | Derek Daniel - State Farm Insurance Agent | 4604 AL-69 | (205) 758-3391 |
| 6 | James Anthony: Allstate Insurance | 217 Main Ave | (205) 985-7717 |
| 7 | Andrew Kniphfer: Allstate Insurance | 4705 McFarland Blvd #3 | (205) 722-9201 |
| 8 | Michael Noe Agency | 3920 McFarland Blvd | (205) 333-7133 |
| 9 | Lew L Bradley Jr - State Farm Insurance Agent | 3651 Watermelon Rd | (205) 752-2547 |
| 10 | Alfa Insurance - Brandy Estes Agency | 3009 43rd Ave | (205) 339-0426 |
Jay Moyer - State Farm Insurance Agent serves the Tuscaloosa County and Northport, Alabama area as a local flood insurance agent. This agency helps property owners obtain coverage that protects homes and businesses from rising water damage. Flood insurance policies from this office work to fill a gap often left by standard homeowners policies. Clients here can discuss their unique flood risk and find a policy that fits their needs. The agency handles both residential and commercial flood insurance applications.
Alfa Insurance- Josie Horton Agency in Northport, AL, offers a range of flood insurance services designed to help property owners secure necessary coverage against water damage. The agency provides ongoing support to maintain policies that meet evolving needs. It assists residents in assessing risk and filing claims when needed. This location serves single-family homes, apartments, retail spaces, and restaurants within the local community.
Ryan Whitson - State Farm Insurance Agent assists homeowners, businesses, and property managers in Northport, AL with securing flood insurance policies to protect against water damage from storms and rising water. As a local agent, the office guides clients through selecting appropriate coverage limits and understanding policy exclusions. This service is offered to individuals and companies in need of financial protection from flood-related losses. The agency also serves the surrounding Tuscaloosa metro area.
Terry Insurance Group serves Northport, Alabama, and the surrounding Tuscaloosa County communities, specializing as a flood insurance agent. The company handles residential and commercial flood insurance policies to protect properties in flood-prone areas. For each policy, it begins by reviewing the property’s location within designated flood zones. It then explains coverage options and exclusions clearly to the client. To handle a typical job, it systematically gathers all necessary property details and flood zone documentation, then submits accurate data to the appropriate insurance carrier for a precise quote.
Derek Daniel - State Farm Insurance Agent in Northport, AL, differentiates between one-time flood insurance policies and ongoing, renewable coverage plans. The service evaluates property flood risk and offers protection for structures and contents under National Flood Insurance Program guidelines. As a flood insurance agent, the office helps clients secure coverage tailored to local flood zone requirements. Service runs on a scheduled annual renewal basis, with policy reviews available as needed for changing conditions or property updates.
When heavy rains and rising creek waters threaten homes near the Black Warrior River, residents of Northport turn to James Anthony: Allstate Insurance for flood coverage. This agency provides standard and excess flood insurance policies to help local homeowners and renters protect their property. Every flood insurance agent must assess a structure’s flood zone designation and elevation before quoting a policy, and this firm schedules property inspections to ensure accurate risk evaluation.
Andrew Kniphfer: Allstate Insurance in Northport, AL, specializes in securing flood insurance policies for properties within flood-prone zones. It also provides general homeowners and auto insurance services to local residents, helping them review coverage options for their individual needs. The agency assists homeowners in understanding federal flood program requirements and policy limits common in the area. It particularly helps with coverage needs during Alabama’s heavy spring storm season, when rising water levels pose increased risks to basements and lower floors.
Michael Noe Agency in Northport, AL provides support for commercial clients seeking to manage the financial risks of property loss. As a flood insurance agent, the firm focuses on helping businesses secure coverage for damage caused by rising water. This specialized work involves advising on policy options that can protect assets during severe weather events common in the region. The agency can assist a range of commercial sectors, including professional offices, warehouse storage facilities, and food service operations.
Lew L Bradley Jr - State Farm Insurance Agent in Northport, AL provides residential flood insurance to homeowners seeking coverage. Commercial flood policies are also offered, insuring businesses throughout the local area. Clients looking to protect their property against regional flood risks can review policy options in person. The agency encourages returning for follow-up consultations or policy updates between regular seasonal visits.
What Does a a Flood Insurance Agent in Northport Cost?
The cost of flood insurance in Alabama varies by flood zone, property value, and coverage amount. NFIP rates for a single-family home in a high-risk zone often range from 700 to 2,000 dollars per year. Private flood insurance may offer lower rates or higher limits. This is general information and not insurance advice.
About flood insurance agents in Northport
Flood insurance agents in Northport Alabama help property owners secure coverage against flood damage. Alabama participates in the National Flood Insurance Program (NFIP) and many agents also offer private flood policies. Northport properties near the Black Warrior River may require flood insurance as a condition of a mortgage.
Frequently Asked Questions
Do I need flood insurance in Northport Alabama?
If your property is in a high-risk flood zone and you have a federally backed mortgage, flood insurance is required by law. Even if not required, flooding can happen outside mapped zones. An agent can review your specific risk.
What does a flood insurance agent in Northport do?
A flood insurance agent helps you compare NFIP and private flood policies. They explain coverage limits, deductibles, and waiting periods. They also assist with filing claims after a flood event.
How long is the waiting period for flood insurance in Alabama?
NFIP policies typically have a 30-day waiting period before coverage begins. Some private insurers may offer shorter waiting periods. Plan ahead and do not wait until a storm is approaching.