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HomeFlood Insurance AgentsAlabama › Montgomery

Find Flood Insurance Agents Near You in Montgomery, AL

Browse flood insurance agents serving Montgomery, Alabama. Updated 2026-07-14.

The top-rated flood insurance agent in Montgomery, Alabama is The Mitchell Agency, rated 5.0 stars across 807 reviews. Other highly rated options include Willie Durham - State Farm Insurance Agent, Breck Honea - State Farm Insurance Agent, Kris Stallworth - State Farm Insurance Agent. This directory lists 20 flood insurance agents serving Montgomery.

Showing 20 flood insurance agents in Montgomery, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Mitchell Agency4170 Carmichael Ct suite a(334) 279-6667
2Willie Durham - State Farm Insurance Agent943 N Eastern Blvd(334) 272-9100
3Breck Honea - State Farm Insurance Agent9100 Eastchase Pkwy A(334) 272-8423
4Kris Stallworth - State Farm Insurance Agent3460 Eastdale Cir(334) 277-9789
5Robinson Bryant Agency2931 Zelda Rd(334) 356-3665
6Mims Insurance Agency Inc1256 Perry Hill Rd(334) 265-9291
7Local Insurance Group4137 Carmichael Rd Suite 200 #24(334) 230-7775
8AiA Insurance5167 Atlanta Hwy(334) 277-2533
9Go Insurance Agency3366 Atlanta Hwy(334) 593-9991
10Jim Horne Insurance Agency, Inc.3711 Atlanta Hwy(334) 244-0600
MA
4170 Carmichael Ct suite a
The Mitchell Agency
Flood Insurance Agent · Montgomery, AL

The Mitchell Agency serves the Montgomery and surrounding central Alabama area as a dedicated flood insurance agent. The agency helps property owners and renters navigate the complexities of flood coverage, ensuring clients understand the specific risks tied to local flood zones and weather patterns. Policies are tailored to protect homes, businesses, and personal belongings from water damage caused by heavy rains or rising rivers. Specific services include evaluating individual property flood risk and securing appropriate policies through the National Flood Insurance Program.

WD
943 N Eastern Blvd
Willie Durham - State Farm Insurance Agent
Flood Insurance Agent · Montgomery, AL

Willie Durham - State Farm Insurance Agent in Montgomery, AL, provides flood insurance policies designed to protect property from water damage caused by rising rivers, heavy rain, or storm surge. The agency assists clients in understanding coverage options and claim procedures, helping to ensure properties remain safeguarded against flood-related losses. Its services include policy review and guidance on federal flood program requirements for residential and commercial structures. The agency services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

BH
9100 Eastchase Pkwy A
Breck Honea - State Farm Insurance Agent
Flood Insurance Agent · Montgomery, AL

Breck Honea - State Farm Insurance Agent in Montgomery, AL assists homeowners, businesses, and property managers with flood insurance policies designed to protect against water damage from rising waters and storm surges. The agency provides guidance on coverage limits and deductibles, helping clients select plans suited to their specific property risks. It also supports claims filing and policy adjustments throughout the term. This agency serves the greater Montgomery metro, including the nearby communities of Prattville and Millbrook.

KS
3460 Eastdale Cir
Kris Stallworth - State Farm Insurance Agent
Flood Insurance Agent · Montgomery, AL

Kris Stallworth - State Farm Insurance Agent in Montgomery, AL, helps property owners understand the difference between a one-time National Flood Insurance Program policy and a recurring, annually renewable plan that provides ongoing coverage for flood-related damage. The agency explains how each option addresses risks from heavy rains, storm surges, or rising waterways common to the region. Its flood insurance service operates on an as-needed basis, with renewals and new policies available by appointment or phone.

RB
2931 Zelda Rd
Robinson Bryant Agency
Flood Insurance Agent · Montgomery, AL

Robinson Bryant Agency serves homeowners and businesses in Montgomery, Alabama, and the surrounding communities. It handles flood insurance policies that protect against water damage from storms, rising rivers, and heavy rainfall common in the region. The agency works with local property owners to review their specific flood zone risk and coverage needs. To handle a typical job, it verifies the property’s location and then selects a suitable policy option from available providers before submitting the application for the client.

MI
1256 Perry Hill Rd
Mims Insurance Agency Inc
Flood Insurance Agent · Montgomery, AL

Mims Insurance Agency Inc offers customized flood insurance policies to protect property owners in Montgomery, Alabama. The agency works with clients to assess flood risks and secure adequate coverage for residential and commercial structures. It provides guidance on the national flood insurance program and private market options, clarifying coverage limitations and deductibles. The agency also explains the thirty-day waiting period for new policies. This expertise is especially valuable during hurricane season and after severe thunderstorms, when rising floodwaters threaten low-lying neighborhoods near the Alabama River.

LI
4137 Carmichael Rd Suite 200 #24
Local Insurance Group
Flood Insurance Agent · Montgomery, AL

Montgomery’s spring and summer storms often bring the risk of flash flooding, prompting residents to review their coverage. Local Insurance Group serves as a flood insurance agent in the area, helping property owners navigate the federal program and private policy options tailored to the region’s frequent heavy rains. The company can explain how elevation and flood zone designations influence premiums for different homes. An initial assessment of a client’s current protection and property vulnerability is the recommended first step.

AI
5167 Atlanta Hwy
AiA Insurance
Flood Insurance Agent · Montgomery, AL

Located in Montgomery, Alabama, AiA Insurance assists clients in navigating the complexities of securing financial protection against water damage. A key specialty of the agency is offering tailored flood insurance policies, addressing a significant risk in a region prone to heavy rainfall and severe weather. These supplemental coverage options help ensure residential and commercial properties are not left exposed to devastating losses. The agency regularly writes policies serving a diverse commercial clientele, including offices, warehouses, and food service establishments.

GI
3366 Atlanta Hwy
Go Insurance Agency
Flood Insurance Agent · Montgomery, AL

Go Insurance Agency is known for helping property owners in Montgomery, AL secure flood insurance coverage. The company guides clients through available policies from the National Flood Insurance Program and private insurers. It works with both homeowners and commercial property owners who need protection against flood damage. Because Montgomery faces flood risks from the Alabama River and heavy rainfall, the firm assists with standard and excess flood policies. It can also evaluate specific needs for properties in high-risk zones. Under the right conditions, it can include expedited policy processing for closing deadlines.

JH
3711 Atlanta Hwy
Jim Horne Insurance Agency, Inc.
Flood Insurance Agent · Montgomery, AL

Jim Horne Insurance Agency, Inc. serves Montgomery homeowners seeking flood insurance to protect their property from water damage. For commercial clients, the agency also provides coverage tailored to business structures and inventory needs throughout the local area. Their agents help property owners understand federal flood zone designations and select appropriate policy limits. After filing a claim, customers can rely on the agency for guidance through the settlement process. The office maintains ongoing contact to adjust coverage limits as flood maps change, ensuring protection remains current until the next scheduled policy review.

HK
1703 Platt Pl
Highstreet Kilgro Insurance Agency
Flood Insurance Agent · Montgomery, AL
(334) 271-3050
kilgroinsurance.com
BA
631 S Perry St
Belcher Agency Inc
Flood Insurance Agent · Montgomery, AL
(334) 262-2984
belcheragency.com
AO
2568 Eastchase Ln
Auto-Owners Insurance Montgomery Regional Office
Flood Insurance Agent · Montgomery, AL
(800) 548-9881
auto-owners.com
VI
1727 W Second St
Varon Insurance
Flood Insurance Agent · Montgomery, AL
(334) 265-0727
varonagency.com
BI
1712 Taliaferro Trail
Bridgeway Insurance Group, LLC
Flood Insurance Agent · Montgomery, AL
(334) 551-1110
bridgeway-insurance.com
TI
3300 Gatsby Ln
Thompson Insurance Inc
Flood Insurance Agent · Montgomery, AL
(334) 277-8970
thomins.com/montgomery-insurance
SI
7031 Halcyon Park Dr
Starr Insurance Group LLC
Flood Insurance Agent · Montgomery, AL
(334) 356-2500
starrgroupllc.com
TI
1200 Hilmar Ct
Trusted Insurance Alabama
Flood Insurance Agent · Montgomery, AL
(334) 232-5916
DI
1514 Mulberry St
Dozier Insurance, LLC
Flood Insurance Agent · Montgomery, AL
(334) 420-3798
dozierinsurance.net
FI
2143 Taylor Rd
Farmers Insurance - Raybon Agency
Flood Insurance Agent · Montgomery, AL
(334) 272-9266
agents.farmers.com/al/montgomery/tracy-raybon

What Does a a Flood Insurance Agent in Montgomery Cost?

Flood insurance costs in Alabama vary widely based on flood zone, property elevation, and coverage amount. An NFIP policy in Montgomery can range from about 400 to 2,000 dollars per year for a standard home. Private flood insurance may cost more or less depending on risk. This is general information and not insurance advice.

About flood insurance agents in Montgomery

Flood insurance agents in Montgomery Alabama help property owners understand their risk and secure coverage through the National Flood Insurance Program or private insurers. Alabama law does not require flood insurance for most properties, but mortgage lenders in high-risk flood zones often mandate it. Agents in Montgomery can explain local flood maps and the 30-day waiting period for NFIP policies.

Frequently Asked Questions

Do I need flood insurance in Montgomery Alabama?

Flood insurance is not required by Alabama state law for most properties. However, if your property is in a high-risk flood zone and you have a federally backed mortgage, your lender will likely require it. An agent can check your flood zone status.

How long does it take for a flood insurance policy to start in Alabama?

Standard NFIP policies have a 30-day waiting period before coverage begins. Exceptions exist for loans closing on a property or for map changes. You should plan ahead to avoid gaps in coverage.

What does a flood insurance agent in Montgomery do?

A flood insurance agent helps you assess your flood risk, explains policy options from NFIP and private insurers, and assists with filing claims. They can also advise on elevation certificates and Alabama-specific floodplain management rules.

Flood Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.