ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Spartanburg, SC

Browse umbrella insurance agents serving Spartanburg, South Carolina. Updated 2026-07-14.

The top-rated umbrella insurance agent in Spartanburg, South Carolina is Acceptance Insurance, rated 4.8 stars across 978 reviews. Other highly rated options include Calidad Insurance, Select Source Insurance, Hub City Insurance Group. This directory lists 22 umbrella insurance agents serving Spartanburg.

Showing 22 umbrella insurance agents in Spartanburg, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance100 N Town Dr #6(864) 916-5005
2Calidad Insurance8066 Asheville Hwy(864) 327-8295
3Select Source Insurance481 S Pine St(864) 585-8318
4Hub City Insurance Group396 E St John St(864) 707-1005
5State Farm: Cliff Gaubert844 E Main St(864) 597-1200
6Carolina's Choice Insurance Agency, LLC858 E Main St(864) 585-5000
7Gloria Boyter - State Farm Insurance Agent1100 Boiling Springs Rd(864) 573-6847
8Compass Insurance Group LLC118 Southport Rd(864) 764-1714
9Farm Bureau Insurance1412 John B White Sr Blvd(864) 587-1717
10Affordable Insurance Services Inc.2775 Reidville Rd(864) 587-1129
AI
100 N Town Dr #6
Acceptance Insurance
Umbrella Insurance Agent · Spartanburg, SC

Acceptance Insurance serves the Spartanburg, South Carolina area as a local umbrella insurance agent. This company helps residents and businesses secure extra liability protection that goes beyond the limits of standard homeowners or auto policies. Umbrella insurance provides a critical financial safeguard against large claims and lawsuits in this region. The agency specifically handles the sale and management of these personal liability umbrella policies and also assists clients with related excess liability coverage for their commercial accounts.

CI
8066 Asheville Hwy
Calidad Insurance
Umbrella Insurance Agent · Spartanburg, SC

Calidad Insurance provides comprehensive umbrella liability coverage for clients throughout the Spartanburg area. Its policies extend protection beyond standard auto, homeowners, and other underlying insurance limits, offering an additional layer of security against major claims or lawsuits. The agency focuses on tailoring coverage levels to match each client’s specific risk profile, helping to safeguard personal and business assets from unforeseen events. Calidad Insurance serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

SS
481 S Pine St
Select Source Insurance
Umbrella Insurance Agent · Spartanburg, SC

Select Source Insurance serves homeowners, businesses, and property managers in Spartanburg, South Carolina, who seek additional liability protection beyond their standard policies. Umbrella insurance agents assess existing coverage gaps and secure higher liability limits to safeguard assets against major claims or lawsuits. The agency helps clients understand how excess liability interacts with auto, homeowner, and commercial policies. It also offers guidance on coverage minimums and deductible requirements in the area. Its services extend to nearby communities such as Greer in the Spartanburg metro region.

HC
396 E St John St
Hub City Insurance Group
Umbrella Insurance Agent · Spartanburg, SC

Hub City Insurance Group serves Spartanburg and the surrounding communities of the Upstate region, handling personal umbrella insurance coverage that extends liability protection beyond standard auto and homeowners policies. This firm helps area residents secure an extra layer of financial security against major claims and lawsuits. For a typical client, it assesses existing underlying policy limits and household risk factors, then recommends an appropriate level of additional coverage that matches local needs and legal protections.

SF
844 E Main St
State Farm: Cliff Gaubert
Umbrella Insurance Agent · Spartanburg, SC

State Farm agent Cliff Gaubert in Spartanburg, SC provides umbrella insurance coverage to help protect clients from major liability claims beyond standard policy limits. A single umbrella policy remains active until canceled or replaced, though annual reviews ensure coverage matches current asset levels. This service operates upon a scheduled annual renewal basis, with the option for as-needed adjustments when a client purchases a new vehicle, home, or experiences significant life changes.

CS
858 E Main St
Carolina's Choice Insurance Agency, LLC
Umbrella Insurance Agent · Spartanburg, SC

Carolina's Choice Insurance Agency, LLC focuses its practice on securing umbrella insurance policies that extend liability coverage beyond standard homeowners and auto limits. From its Spartanburg office, the agency helps clients protect their assets from major claims and lawsuits. General service work involves reviewing existing coverage to identify potential gaps in personal liability protection. The agency is a resource for those needing higher coverage limits for added financial security. Properties with swimming pools or teenage drivers often prompt discussions about seasonal exposure and the need for a further safety net.

GB
1100 Boiling Springs Rd
Gloria Boyter - State Farm Insurance Agent
Umbrella Insurance Agent · Spartanburg, SC

As winter storms and unexpected accidents can create liability risks for Spartanburg homeowners and drivers, Gloria Boyter - State Farm Insurance Agent provides umbrella coverage to extend protection beyond standard policy limits. This type of insurance helps safeguard personal assets against costly lawsuits. Residents concerned about potential gaps in their existing homeowners or auto policies often consult this agent for a personalized review. The initial step involves a liability assessment to determine the appropriate level of extra coverage needed for an individual household’s situation.

CI
118 Southport Rd
Compass Insurance Group LLC
Umbrella Insurance Agent · Spartanburg, SC

Compass Insurance Group LLC in Spartanburg, SC is known for helping clients protect their assets through umbrella liability policies that extend coverage beyond standard home and auto limits. The company serves individuals and families seeking additional financial security against major claims or lawsuits. Clients rely on its personalized consultations to assess risk exposure and determine appropriate coverage tiers. Umbrella insurance agents like those at Compass evaluate underlying policies to ensure seamless excess protection. A specialty service this firm can add on is excess liability coverage tailored for households with rental properties.

FB
1412 John B White Sr Blvd
Farm Bureau Insurance
Umbrella Insurance Agent · Spartanburg, SC

Serving residences in Spartanburg, this agency works with homeowners to secure umbrella liability policies that extend coverage beyond standard limits. Beyond residential service, the company also provides excess liability solutions for local commercial clients, including small retail and professional offices. Covering clients throughout Spartanburg and surrounding communities, the agent schedules annual policy reviews to adjust limits as assets change, ensuring clients receive updated protection at each regular visit.

AI
2775 Reidville Rd
Affordable Insurance Services Inc.
Umbrella Insurance Agent · Spartanburg, SC

Affordable Insurance Services Inc. in Spartanburg, SC helps individuals and businesses protect their financial assets against major lawsuits through general liability and property coverage. The agency specializes in personal umbrella insurance add-ons that extend protection above standard auto and homeowners policies. For commercial clients, umbrella policies can cover liability from lawsuits exceeding primary policy limits. This makes the agency a resource for protection for offices, warehouses, and food service operations seeking broader liability coverage.

CI
435 E Kennedy St
CWS Insurance Agency
Umbrella Insurance Agent · Spartanburg, SC
(864) 583-1451
cwsinsurance.com
MD
1209 Boiling Springs Rd
MIKE DIXON INSURANCE AGENCY
Umbrella Insurance Agent · Spartanburg, SC
(864) 585-3010
mikedixoninsurance.com
CI
627 W Main St
Cooke Insurance Agency, Inc.
Umbrella Insurance Agent · Spartanburg, SC
(864) 585-6898
mycookeinsurance.com
SI
1065 Boiling Springs Rd
Spartanburg Insurors
Umbrella Insurance Agent · Spartanburg, SC
(864) 759-0027
PC
970 Howard St
Palmetto Choice Insurance Agency
Umbrella Insurance Agent · Spartanburg, SC
(864) 707-1234
palmettochoice.com
DL
1400 Boiling Springs Rd Ste 1
Don Lester Agency
Umbrella Insurance Agent · Spartanburg, SC
(864) 578-3352
donlesteragency.com
CI
1066 Asheville Hwy
Correll Insurance Group
Umbrella Insurance Agent · Spartanburg, SC
(864) 583-5445
correllinsurance.com/insurance-offices/correll-insurance-group-of-spartanburg-sc
LC
7612 Asheville Hwy
LA CIMA INSURANCE AGENCY LLC
Umbrella Insurance Agent · Spartanburg, SC
(864) 906-6251
lacimaagency.com
RI
155 Hall St
Riffenburg Insurance Services
Umbrella Insurance Agent · Spartanburg, SC
(864) 585-8649
riffenburg.com
GJ
314 S Pine St Building 300
George Johnson Insurance
Umbrella Insurance Agent · Spartanburg, SC
(864) 585-2256
towneinsurance.com/locations/spartanburg
SR
1390 Boiling Springs Rd
Sam Raney & Co
Umbrella Insurance Agent · Spartanburg, SC
(864) 578-1801
samraneyandco.com
BA
775 Spartan Blvd #106b
The Bright Agency, Inc
Umbrella Insurance Agent · Spartanburg, SC
(864) 249-7099
brightagencyinc.com

What Does an a Umbrella Insurance Agent in Spartanburg Cost?

The cost of an umbrella insurance policy in South Carolina typically ranges from 150 to 400 dollars per year for one million dollars of coverage. Factors that affect the premium include your driving record, number of properties, and personal risk factors. Higher limits of two to five million dollars may cost between 300 and 800 dollars annually. This is general information and not insurance advice; you should consult a licensed agent for a personalized quote.

About umbrella insurance agents in Spartanburg

An umbrella insurance agent in Spartanburg South Carolina helps you secure extra liability coverage that goes beyond your existing home and auto policies. This type of policy is especially important in South Carolina where state law requires minimum liability limits that may not fully protect your assets. A local agent can review your specific risks and recommend appropriate coverage limits for your situation.

Frequently Asked Questions

What does an umbrella insurance agent in Spartanburg do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides additional coverage above your home and auto insurance limits. In South Carolina, this extra layer can protect your savings and future earnings from large claims or lawsuits. The agent will assess your assets and recommend a coverage amount that fits your needs.

How much umbrella insurance do I need in South Carolina?

Most agents recommend at least one million dollars of umbrella coverage in South Carolina due to the state's comparative fault laws which can increase your liability in an accident. Your agent will consider your net worth, income, and potential risks to suggest an appropriate limit. Higher limits like two or five million dollars may be needed for high net worth individuals.

Do I need umbrella insurance if I have a swimming pool or trampoline in Spartanburg?

Yes, having a swimming pool or trampoline significantly increases your liability risk in South Carolina. Umbrella insurance can cover medical bills and legal costs if someone is injured on your property. Your agent will factor in these higher risk items when determining your coverage needs.

Umbrella Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.