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Find Umbrella Insurance Agents in Hilton Head Island, SC
Directory of umbrella insurance agents in Hilton Head Island, South Carolina. Verify credentials with the state department of insurance before hiring.
17 agents listed
Updated May 2026
Hilton Head Island, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Carolina before hiring.
Showing 17 umbrella insurance agents in Hilton Head Island, SC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hilton Head Insurance & Brokerage
55 New Orleans Rd STE 203, Hilton Head Island, SC 29928
(843) 252-0840
hhiandb.com
Carolina Heritage Insurance
22 New Orleans Rd #2, Hilton Head Island, SC 29928
(843) 689-3030
carolinaheritage.net
CONQUEST INSURANCE
95 Mathews Dr Suite B-3, Hilton Head Island, SC 29926
(843) 342-7664
conquestins.com
Best Insurance HH
2 Corpus Christi Pl #200, Hilton Head Island, SC 29928
(843) 540-0722
bestinsurancehh.com
Goosehead Insurance - Tanner Russell
5 New Orleans Rd #100, Hilton Head Island, SC 29928
(843) 701-8730
goosehead.com
Premier Insurance Advisors
10 Hospital Center Commons suite b, Hilton Head Island, SC 29926
(843) 689-5300
premierinshhi.com
PC&L Agency, Inc.
12 Lafayette Pl, Hilton Head Island, SC 29926
(843) 682-4845
pclagencyinc.com
Correll Insurance Group of Hilton Head
15 Bow Cir STE 101, Hilton Head Island, SC 29928
(888) 668-8082
correllhhi.com
Goosehead Insurance - Coastal Solutions Agency
2 Park Ln #200, Hilton Head Island, SC 29928
(843) 790-8529
goosehead.com
Independent Benefit Advisors - South Carolina
19 Shelter Cove Ln Building 1 Suite 302, Hilton Head Island, SC 29928
(843) 681-7400
schealthbenefits.com
Kinghorn Insurance Agency - Hilton Head
23A Shelter Cove Ln, Hilton Head Island, SC 29928
(843) 686-3911
kinghornagency.com
Golden Age Insurance Agency
435 William Hilton Pkwy, Hilton Head Island, SC 29926
(843) 212-4507
Callen Insurance Services
17 Executive Park Rd, Hilton Head Island, SC 29928
(843) 681-2221
callenins.com
C&H Insurance Associates, LLC
2 Corpus Christi Pl #200, Hilton Head Island, SC 29928
(843) 351-6424
ch4ins.com
Acrisure Hilton Head Island, SC (Seacoast Insurance)
100 Exchange St Suite 101, Hilton Head Island, SC 29926
(843) 681-4340
acrisure.com
Colonial South Insurance LLC
2600 Main St Suite 104 D, Hilton Head Island, SC 29926
(843) 785-7455
colonialsouthinsurance.com
McGriff Insurance Services
1 Lafayette Pl 2nd Floor, Hilton Head Island, SC 29926
(843) 815-0522
mcgriffinsurance.com
Umbrella insurance agents in Hilton Head Island help residents secure extra liability coverage above auto and homeowners policies. South Carolina law requires minimum auto liability limits but umbrella policies provide an additional layer of protection. Local agents understand coastal risks such as hurricane damage and boat ownership common in the Lowcountry.
What Does a Umbrella Insurance Agent in Hilton Head Island Cost?
Umbrella insurance premiums in South Carolina typically range from 150 to 300 dollars per year for one million dollars in coverage. Costs increase with higher limits and additional risk factors like multiple properties or teenage drivers. Your Hilton Head Island agent can provide a personalized quote based on your specific situation. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Hilton Head Island do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your primary insurance limits. This agent evaluates your assets and risks to recommend appropriate coverage amounts. They also explain how umbrella policies interact with your existing home and auto insurance.
How much umbrella coverage do I need in South Carolina?
Most agents recommend at least one million dollars in umbrella coverage for Hilton Head Island homeowners. Higher limits may be needed if you own a boat, rental property, or have significant assets. Your agent can help calculate the right amount based on your net worth and liability exposure.
Is umbrella insurance required by law in South Carolina?
No, umbrella insurance is not required by South Carolina law. However it is strongly advised for property owners and those with substantial assets. The state does require minimum liability coverage on auto policies which umbrella insurance can supplement.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of South Carolina.