The top-rated umbrella insurance agent in North Augusta, South Carolina is Austin Taylor Insurance Agency, rated 4.9 stars across 144 reviews. Other highly rated options include London Thuan - State Farm Insurance Agent, Heath Insurance and Financial Group, Affordable Insurance Agency, Inc.. This directory lists 13 umbrella insurance agents serving North Augusta.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Austin Taylor Insurance Agency | 501 W Martintown Rd | (803) 279-0420 |
| 2 | London Thuan - State Farm Insurance Agent | 715 Edgefield Rd | (803) 613-1220 |
| 3 | Heath Insurance and Financial Group | 815 West Ave | (803) 279-8046 |
| 4 | Affordable Insurance Agency, Inc. | 606 Edgefield Rd | (803) 202-9000 |
| 5 | Rhonda Fields & Family Insurance, LLC | 605 Edgefield Rd | (803) 341-9049 |
| 6 | Nationwide Insurance: Chris Heath Agency Inc. | 921 Georgia Ave | (803) 279-8046 |
| 7 | Farm Bureau Insurance | 238 Edgefield Rd | (803) 278-4780 |
| 8 | Insurance Masters LLC | 332 Edgefield Rd | (803) 761-0222 |
| 9 | Goosehead Insurance - Ryan Kight | 336 Georgia Ave # 206D | (803) 426-3465 |
| 10 | Hixon Insurance Inc | 108 W Spring Grove Ave | (803) 279-8855 |
Austin Taylor Insurance Agency serves the North Augusta, South Carolina area, specializing in umbrella insurance coverage for local residents and businesses. This type of policy provides an extra layer of liability protection beyond standard home and auto policies, helping to safeguard personal assets against major claims or lawsuits. The agency works closely with clients to assess their unique exposure risks and determine appropriate coverage limits. Its primary services include evaluating existing insurance portfolios for gaps and securing personalized umbrella policies that address the specific liability needs of property owners in this region.
London Thuan - State Farm Insurance Agent provides umbrella insurance coverage for individuals and businesses seeking added liability protection beyond standard policies. The office offers service through consultations that review existing coverage limits and potential risks. Ongoing support includes policy adjustments and claims assistance. The agency serves a variety of properties in North Augusta, SC, including single-family homes, apartment complexes, retail establishments, and full-service restaurants needing extended liability safeguards.
Heath Insurance and Financial Group serves North Augusta, South Carolina, and the surrounding communities, handling umbrella insurance policies for local clients. Umbrella coverage offers additional liability protection beyond standard homeowner or auto insurance limits. The company typically begins an engagement by reviewing a client’s existing policies to identify coverage gaps. It then customizes an umbrella plan to safeguard assets against major claims or lawsuits, following a straightforward process of assessment and tailored policy placement.
Affordable Insurance Agency, Inc. serves homeowners, businesses, and property managers in the North Augusta area who need liability coverage beyond standard policies. As an umbrella insurance agent, the company provides specialized assistance for clients seeking extra protection from large claims or lawsuits. This coverage acts as an additional layer of financial security when underlying policy limits have been exhausted. The agency also extends its comprehensive services to neighboring communities throughout the Augusta metro region.
Rhonda Fields & Family Insurance, LLC, located in North Augusta, SC, offers umbrella insurance that provides extra liability coverage beyond standard policies. Clients may choose between a one-time policy to address a single high-risk event or a recurring plan for continuous protection over multiple assets. Coverage extends across personal auto, homeowners, and watercraft liability, safeguarding against large claims or lawsuits. This local agent helps tailor each plan to individual needs. Service runs on an as-needed basis, with policies typically structured as annual renewals upon the client’s request.
Nationwide Insurance: Chris Heath Agency Inc. in North Augusta, SC, specializes in umbrella insurance policies that extend liability coverage beyond standard home and auto limits. It serves local residents and businesses seeking added financial protection against major claims and lawsuits. The agency works with clients to assess their unique exposure risks and tailor broader safeguards accordingly. During hurricane season, this extra layer of coverage is especially valuable for protecting assets from storm-related liability claims that exceed primary policy boundaries.
Farm Bureau Insurance in North Augusta, South Carolina provides umbrella insurance coverage that extends beyond standard policy limits for added liability protection. One-time service options are available for clients seeking a single policy evaluation, while recurring service options assist policyholders in adjusting coverage as their assets or risks change. Policies typically cover legal defense costs and claims exceeding homeowners or auto insurance caps. Service runs on either a one-time or scheduled review basis, depending on individual liability management needs.
As the Carolina summer storm season approaches, homeowners in North Augusta often look for extra liability protection beyond their standard coverage. Insurance Masters LLC provides this service by working as a local umbrella insurance agent in the community. They assess each client’s existing auto and home policies to find coverage gaps that could leave personal assets exposed. Their role involves explaining how an umbrella policy can offer broader protection for claims costs. An initial consultation begins with a thorough review of the client's current insurance declarations and asset portfolio.
Based in North Augusta, SC, Goosehead Insurance - Ryan Kight provides residential umbrella insurance to protect local homeowners from major liability claims. Commercial coverage is also available for small businesses in the surrounding area seeking an extra layer of financial protection. Their agents focus on tailoring policies to individual risk profiles. After a policy is established, clients can expect proactive follow-up to review coverage needs and adjust limits between regular service visits.
Hixon Insurance Inc in North Augusta, SC arranges essential liability coverage for businesses and individuals, later adding umbrella policies that extend protection beyond standard limits. This specialty layer safeguards clients against major claims that could otherwise exceed primary insurance. The firm supports a variety of commercial sectors in the region, including offices, warehouses, and food service operations, ensuring comprehensive risk management for diverse business needs.
What Does an a Umbrella Insurance Agent in North Augusta Cost?
Umbrella insurance premiums in South Carolina typically range from 150 to 350 dollars per year for one million dollars in coverage. Costs increase with higher coverage limits and vary based on your driving record property type and number of vehicles. This is general information and not insurance advice.
About umbrella insurance agents in North Augusta
Umbrella insurance agents in North Augusta South Carolina help you secure extra liability coverage beyond standard home and auto policies. This type of policy is especially useful given South Carolina s at-fault auto insurance system and its high rate of uninsured drivers. An agent can explain how umbrella coverage protects your savings and future income from large claims or lawsuits.
Frequently Asked Questions
What does an umbrella insurance agent in North Augusta do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides additional coverage above your auto and homeowners limits. They assess your risk exposure and recommend a policy amount that fits your assets and lifestyle.
Do I need umbrella insurance in South Carolina?
South Carolina law requires drivers to carry liability insurance but does not require umbrella coverage. However umbrella insurance is valuable if you have significant assets own property or face higher lawsuit risks due to activities like owning a pool or rental property.
How much umbrella coverage should I get in North Augusta?
Most agents recommend a minimum of one million dollars in umbrella coverage. The right amount depends on your net worth income and potential liability risks. Your agent can help calculate a suitable limit based on your personal situation.
Umbrella Insurance Agents in Other South Carolina Cities
Aiken · Anderson · Bluffton · Charleston · Columbia · Conway · Easley · Florence · Fort Mill · Greenville · Greer · Hilton Head Island · Lexington · Mt Pleasant · Myrtle Beach