The top-rated umbrella insurance agent in Florence, South Carolina is Freeway Insurance, rated 4.9 stars across 306 reviews. Other highly rated options include CSP Insurance Services, Richard Skipper - State Farm Insurance Agent, Betsy Enzor - State Farm Insurance Agent. This directory lists 20 umbrella insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1337 S Irby St B | (843) 306-4514 |
| 2 | CSP Insurance Services | 2420 Hoffmeyer Rd Suite D | (843) 519-2557 |
| 3 | Richard Skipper - State Farm Insurance Agent | 1381-B Celebration Blvd | (843) 662-8705 |
| 4 | Betsy Enzor - State Farm Insurance Agent | 808 W Evans St | (843) 662-2531 |
| 5 | Assurant | 1323 Celebration Blvd | (843) 413-2199 |
| 6 | Rosa Tuñon of AseguraMas Agency, LLC | Rosa Tunon of AseguraMas Agency, LLC, 2008 2nd Loop Rd | (843) 799-2419 |
| 7 | Accountable Insurance Partners | 619 S Dargan St | (843) 669-5858 |
| 8 | Hospitality Insurance Agency | 1951 Pisgah Rd STE 121 | (843) 407-5082 |
| 9 | Ed Smith Insurance | 165 Warley St | (843) 669-5091 |
| 10 | Relation Insurance - Clark Farley Group | 216 Dozier Blvd | (843) 662-1919 |
Freeway Insurance serves the Florence, South Carolina area as an umbrella insurance agent. This type of agent helps individuals and businesses obtain liability coverage that extends beyond the limits of standard homeowners or auto policies. The agency assists clients in securing financial protection against major claims and lawsuits. Umbrella policies are often a key part of a comprehensive risk management plan for local residents and business owners. Freeway Insurance handles umbrella policy application processes and guides clients in selecting appropriate additional liability limits for this region.
CSP Insurance Services provides umbrella insurance coverage and related services in Florence, SC. It offers personal and commercial liability protection plans that extend beyond standard policy limits. The company assists clients with policy review and plan adjustments to ensure consistent coverage for potential liability risks. Its service approach focuses on helping individuals and businesses manage their exposure to large claims. CSP Insurance Services handles policies for single-family homes, apartments, retail locations, and restaurants.
Richard Skipper, a Florence, South Carolina umbrella insurance agent, serves clients in Florence and the surrounding Pee Dee region communities. The office handles personal umbrella policies that provide additional liability coverage beyond standard home and auto insurance limits. These policies typically cover legal fees and settlements if a claim exceeds primary insurance. To manage a typical job, the agent first reviews a client’s existing policies and assets. He then calculates the needed supplementary coverage limits, ensuring the umbrella layer seamlessly attaches to underlying policies.
For umbrella insurance, clients choose between a one-time policy assessment for immediate liability protection or recurring reviews to adjust coverage as assets or risks evolve. Betsy Enzor - State Farm Insurance Agent in Florence, SC provides policies safeguarding against major claims beyond standard limits. Consulting here helps residents determine appropriate coverage for property and personal liability exposures. Service runs on an as-needed basis, allowing clients to schedule discussions whenever life changes or policy renewal timing requires an update.
Assurant serves homeowners, businesses, and property managers in Florence, South Carolina, providing umbrella insurance policies that offer extended liability coverage beyond standard home or auto limits. These policies help protect personal assets against major claims and lawsuits. The agency works with local property owners to assess risk and secure appropriate coverage levels for their needs. Assurant also serves clients in the nearby communities of Darlington and Hartsville, ensuring broader access across the Pee Dee region.
Rosa Tuñon of AseguraMas Agency, LLC in Florence, SC provides umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency serves local residents by assessing potential gaps in personal asset protection and advising on appropriate excess liability levels. This includes offering broader coverage for incidents such as dog bites or rental property claims. As severe thunderstorms and flash floods commonly affect the Pee Dee region in spring, the agency helps ensure sufficient protection against unforeseen accident liability costs.
As the storm season arrives in Florence, SC, homeowners seek additional liability protection beyond standard policies. Accountable Insurance Partners connects clients with umbrella coverage that steps in when auto or home insurance limits are exhausted. This specialty can address accident lawsuits or property damage claims that threaten personal assets. The agents explain coverage options based on individual driving and property risks in the Florence area. An initial review of current policies is scheduled to calculate the necessary umbrella limit and to identify any coverage gaps in the existing protection.
Hospitality Insurance Agency serves residents of Florence, SC by securing umbrella coverage that bridges gaps in standard home and auto policies. The agency also structures higher liability limits for commercial clients, including local hospitality businesses needing robust protection beyond general liability. Service extends throughout the Florence region, with a focus on tailoring additional layers of coverage to each client’s unique risks. After initial placement, the agency proactively reviews policies with clients to adjust limits and ensure ongoing protection between regular scheduled visits.
Ed Smith Insurance works with individuals and businesses to arrange liability coverage that extends beyond standard policy limits. As an umbrella insurance agent, the company specializes in offering extra protection against major claims and lawsuits. This additional layer of coverage helps safeguard personal assets when primary insurance limits are exhausted. The agency can serve commercial sectors such as offices, warehouses, and food service operations.
What Does an a Umbrella Insurance Agent in Florence Cost?
Typical umbrella insurance costs in South Carolina range from 150 to 300 dollars per year for one million dollars in coverage. Higher limits may cost 75 to 150 dollars per additional million. Actual premiums vary based on your risk profile number of properties and driving record. This is general information and not insurance advice.
About umbrella insurance agents in Florence
Umbrella insurance provides extra liability coverage beyond your standard auto or homeowners policy. In Florence South Carolina this coverage can help protect your assets from large claims or lawsuits. Local agents can explain how South Carolina law affects policy limits and coverage requirements.
Frequently Asked Questions
What does an umbrella insurance agent in Florence do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy adds extra coverage above your existing home and auto insurance limits. Agents in Florence can tailor the policy to match your assets and risk level.
How much umbrella insurance do I need in South Carolina?
The amount you need depends on your net worth and potential liability risks. Many South Carolina agents recommend at least one million dollars in coverage. A local agent can help you calculate the right limit for your situation.
Is umbrella insurance required by law in South Carolina?
No South Carolina law does not require umbrella insurance. However it is a common recommendation for those with significant assets. It can protect you from lawsuits that exceed your primary policy limits.
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