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Find Umbrella Insurance Agents Near You in Mt Pleasant, SC

Browse umbrella insurance agents serving Mt Pleasant, South Carolina. Updated 2026-07-14.

The top-rated umbrella insurance agent in Mt Pleasant, South Carolina is Mappus Insurance Agency, a Division of Afore Insurance Services, rated 5.0 stars across 654 reviews. Other highly rated options include Ridpath Insurance, C. T. Lowndes & Company, Schirmer Insurance Group, LLC. This directory lists 18 umbrella insurance agents serving Mt Pleasant.

Showing 18 umbrella insurance agents in Mt Pleasant, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mappus Insurance Agency, a Division of Afore Insurance Services421 Wando Park Blvd # 100(843) 763-4200
2Ridpath Insurance3520 Park Ave Blvd Suite 102(843) 936-1721
3C. T. Lowndes & Company966 McCants Dr(843) 884-3159
4Schirmer Insurance Group, LLC1312 Bowman Rd(843) 881-4707
5Coastal Insurance Brokers3405 Salterbeck St #102(843) 471-2621
6Covenant Insurance Group, LLC321 Wingo Way # 103(843) 795-0189
7Goosehead Insurance - A.D. Lewis503 Wando Park Blvd Office 205L(843) 936-0994
8Insurance Company Advisors Group of Mt. Pleasant (ICA Group)75 Port City Lndg Suite 110(843) 212-6221
9Harbor One Insurance250 Mathis Ferry Rd # 200(843) 782-4040
10Gill Insurance of the Lowcountry800 Johnnie Dodds Blvd #101(843) 388-5021
MI
421 Wando Park Blvd # 100
Mappus Insurance Agency, a Division of Afore Insurance Services
Umbrella Insurance Agent · Mt Pleasant, SC

Mappus Insurance Agency, a Division of Afore Insurance Services, serves homeowners and drivers in the Mount Pleasant, South Carolina area as a local provider of umbrella insurance coverage. This type of policy offers an extra layer of liability protection that extends beyond the limits of a standard auto or home insurance policy. By securing umbrella insurance, residents can better safeguard their assets against major claims or lawsuits. The agency specifically handles personal umbrella policies to enhance existing homeowners and auto liability limits.

RI
3520 Park Ave Blvd Suite 102
Ridpath Insurance
Umbrella Insurance Agent · Mt Pleasant, SC

Ridpath Insurance provides umbrella insurance coverage in Mt Pleasant, SC, delivering additional liability protection beyond standard home or auto policies. Its service includes helping clients review current policy limits and adjust coverage as necessary to address potential gaps in overall risk management. The company aims to simplify the process of increasing liability limits for property owners and commercial operators. Ridpath Insurance services a range of properties that includes single-family homes, apartments, retail spaces, and restaurants.

CT
966 McCants Dr
C. T. Lowndes & Company
Umbrella Insurance Agent · Mt Pleasant, SC

Homeowners, property managers, and business owners in Mt Pleasant rely on C. T. Lowndes & Company for umbrella insurance agent services. The agency helps clients secure additional liability coverage beyond standard policies, offering protection against major claims and lawsuits. This tailored approach addresses the unique risks facing coastal properties and commercial operations in the area. The firm commonly assists residents in surrounding communities such as Sullivan’s Island and the greater Charleston metro region.

SI
1312 Bowman Rd
Schirmer Insurance Group, LLC
Umbrella Insurance Agent · Mt Pleasant, SC

Schirmer Insurance Group, LLC serves clients in Mount Pleasant and the surrounding Lowcountry communities, handling personal and commercial umbrella insurance needs. The agency structures policies to provide liability coverage beyond primary home or auto insurance limits. For each typical engagement, it evaluates a client’s existing underlying policies and asset exposure, then recommends a specific coverage layer to close potential gaps in protection.

CI
3405 Salterbeck St #102
Coastal Insurance Brokers
Umbrella Insurance Agent · Mt Pleasant, SC

Coastal Insurance Brokers in Mt Pleasant, SC provides umbrella insurance agents who can assist with either a single policy placement for an immediate need or a recurring retainer for ongoing liability protection. These policies extend coverage beyond standard auto, home, or watercraft policies, offering broader limits. Service is conducted on either a one-time basis for individuals seeking standalone coverage or on a scheduled and as-needed basis for clients with changing portfolios and annual reviews.

CI
321 Wingo Way # 103
Covenant Insurance Group, LLC
Umbrella Insurance Agent · Mt Pleasant, SC

Covenant Insurance Group, LLC provides guidance on personal umbrella coverage that extends liability protection beyond standard home and auto policies. It serves clients in Mt Pleasant, SC, by reviewing existing insurance limits and recommending appropriate additional coverage layers to safeguard assets from major claims or lawsuits. Close of business discussions frequently address how an umbrella policy can offer critical protection during the holiday season, when increased guests and gatherings elevate the risk of accidents on residential properties.

GI
503 Wando Park Blvd Office 205L
Goosehead Insurance - A.D. Lewis
Umbrella Insurance Agent · Mt Pleasant, SC

With spring storms often bringing unexpected liabilities to homes and vehicles in Mt Pleasant, Goosehead Insurance - A.D. Lewis provides umbrella coverage that extends policy limits beyond standard homeowner and auto plans. Their agents assess individual risk exposure to determine appropriate add-on protection levels for local property owners. After reviewing existing policies and discussing liability concerns, the firm arranges for a straightforward inspection of the client’s current coverage to ensure no gaps remain before finalizing the policy terms.

IC
75 Port City Lndg Suite 110
Insurance Company Advisors Group of Mt. Pleasant (ICA Group)
Umbrella Insurance Agent · Mt Pleasant, SC

Insurance Company Advisors Group of Mt. Pleasant offers general insurance guidance for property and liability needs in the Mt. Pleasant area. As an umbrella insurance agent, the company helps clients secure additional liability coverage that extends beyond the limits of standard home and auto policies. This extra layer of protection is designed for situations involving high-cost claims or lawsuits. Commercial clients can benefit from these policies including those who operate local offices, warehouses, and food service establishments in the region.

HO
250 Mathis Ferry Rd # 200
Harbor One Insurance
Umbrella Insurance Agent · Mt Pleasant, SC

Harbor One Insurance provides residential umbrella insurance services for homeowners in Mt Pleasant, SC, covering personal liability beyond standard policy limits. The agency also supports local business owners with commercial umbrella coverage to protect commercial assets. They serve clients throughout the Mt Pleasant area. Their agents guide policyholders through initial coverage selections and remain available for follow-up consultations or policy adjustments between regular renewal visits.

GI
800 Johnnie Dodds Blvd #101
Gill Insurance of the Lowcountry
Umbrella Insurance Agent · Mt Pleasant, SC

Gill Insurance of the Lowcountry in Mt Pleasant, SC, is known for providing umbrella insurance, which offers additional personal liability coverage beyond standard policies. This service helps protect local homeowners and drivers in the Charleston area from large claims or lawsuits. The agency serves clients seeking broader protection for their assets and future earnings. As an expert in this field, it also specializes in securing tail coverage for professionals transitioning between insurance carriers or retiring.

AM
421 Johnnie Dodds Blvd #200
Acrisure Mount Pleasant, SC (Atlantic Shield Insurance Group)
Umbrella Insurance Agent · Mt Pleasant, SC
(843) 856-2909
atlanticshield.com
1C
1067 Cliffwood Dr
1st Capital Insurance
Umbrella Insurance Agent · Mt Pleasant, SC
(843) 216-2772
1stcapitalins.com
IS
210 Coleman Blvd
Insurance Solutions
Umbrella Insurance Agent · Mt Pleasant, SC
(843) 375-0200
insurancesolutionssc.com
CI
1232 Chuck Dawley Blvd
Correll Insurance Group of Charleston
Umbrella Insurance Agent · Mt Pleasant, SC
(843) 486-8711
correllinsurance.com/insurance-offices/correll-insurance-group-of-charleston-sc
PM
1501 Belle Isle Ave Ste 110
Palmetto Moon Insurance
Umbrella Insurance Agent · Mt Pleasant, SC
(843) 375-1234
palmettomooninsurance.com
EI
961 Chuck Dawley Blvd
Exclusive Insurance Agency SC
Umbrella Insurance Agent · Mt Pleasant, SC
(843) 380-9751
GC
1330 US-17
Good Choice Insurance LLC
Umbrella Insurance Agent · Mt Pleasant, SC
(803) 989-7844
JJ
200 Wingo Way B
Johnson and Johnson Insurance
Umbrella Insurance Agent · Mt Pleasant, SC
jjins.com

What Does an a Umbrella Insurance Agent in Mt Pleasant Cost?

Typical umbrella insurance costs in South Carolina range from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 600 dollars annually. Your actual premium depends on your driving record number of properties and claims history. This is general information and not insurance advice.

About umbrella insurance agents in Mt Pleasant

An umbrella insurance agent in Mt Pleasant South Carolina can help you add a layer of personal liability protection beyond your standard policies. South Carolina law requires minimum auto liability limits of 25/50/25 but an umbrella policy can cover larger claims and legal costs. Local agents understand the coastal risks like hurricane damage and boating accidents that are common in the Charleston area.

Frequently Asked Questions

What does an umbrella insurance agent in Mt Pleasant do?

An umbrella insurance agent helps you buy a policy that provides extra liability coverage above your home and auto insurance limits. In South Carolina this policy typically starts at 1 million dollars in coverage. The agent will review your assets and risks to recommend an appropriate limit.

How much umbrella insurance do I need in South Carolina?

Most agents suggest at least 1 million dollars in umbrella coverage if you own a home or have significant savings. South Carolina does not have a state law setting a minimum umbrella limit. Your agent will consider your net worth and potential lawsuit exposure to determine the right amount.

Can I get umbrella insurance if I have a rental property in Mt Pleasant?

Yes you can add umbrella coverage to protect rental properties you own in Mt Pleasant. South Carolina landlords face liability risks from tenant injuries or property damage. An umbrella policy can cover legal defense costs and settlements beyond your rental property insurance limits.

Umbrella Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.