The top-rated umbrella insurance agent in Myrtle Beach, South Carolina is Bob Hohman - State Farm Insurance Agent, rated 5.0 stars across 1,069 reviews. Other highly rated options include Massey Insurance, Davis Insurance Associates, Inc., Kelly O'Brien - State Farm Insurance Agent. This directory lists 28 umbrella insurance agents serving Myrtle Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bob Hohman - State Farm Insurance Agent | 3850 S Kings Hwy | (843) 839-3237 |
| 2 | Massey Insurance | 4270 River Oaks Dr Suite 1 | (843) 444-5602 |
| 3 | Davis Insurance Associates, Inc. | 1203 48th Ave N Suite 109 | (843) 213-0000 |
| 4 | Kelly O'Brien - State Farm Insurance Agent | 854 Jason Blvd Unit F | (843) 839-3898 |
| 5 | Acceptance Insurance | 4503 Socastee Blvd B | (843) 306-4214 |
| 6 | Rebecca Gibson - State Farm Insurance Agent | 4032 River Oaks Dr Unit A2 | (854) 218-7060 |
| 7 | Beach Insurance | 3700 Palmetto Pointe Blvd Ste 2 | (843) 626-9244 |
| 8 | Integrated Insurance Solutions | 4757 US Highway 17 Bypass South | (843) 444-1155 |
| 9 | We Insure Advocates | 186 Fresh Dr | (843) 491-6990 |
| 10 | UP INSURANCE Agency | 1780 US-501 | (843) 712-8017 |
Bob Hohman - State Farm Insurance Agent in Myrtle Beach, SC provides umbrella insurance services to help customers gain additional liability coverage beyond standard policy limits. Service plans are tailored to supplement existing homeowners and auto insurance, increasing financial protection against major claims and lawsuits. Maintenance involves periodic policy reviews to adjust coverage as personal assets or risk exposures change over time. The office services a range of properties including single-family homes, apartments, retail establishments, and restaurants for increased liability security.
Masay Insurance serves homeowners, businesses, and property managers in Myrtle Beach, South Carolina, who require liability protection beyond standard policy limits. The agency assists clients with securing umbrella coverage that provides additional financial safeguards against major claims or lawsuits. Directed by the unique coastal risk factors common to the Grand Strand area, this agent focuses on extending liability layers over auto, home, and commercial policies. It also covers clientele in the neighboring community of Surfside Beach and along the broader Horry County coastline.
Davis Insurance Associates, Inc. serves Myrtle Beach and the surrounding communities of the South Carolina Grand Strand area. As an umbrella insurance agent, the company handles supplemental liability policies that extend coverage beyond the limits of standard auto and home insurance. These policies aim to protect clients from major claims and lawsuits that could otherwise result in significant personal financial loss. Davis Insurance Associates typically assesses a client’s existing underlying coverage and risk profile to determine the appropriate amount of extra liability protection needed.
Specializing in umbrella insurance for excess liability protection, Kelly O'Brien - State Farm Insurance Agent in Myrtle Beach, SC helps clients secure additional coverage beyond standard auto and homeowners policies. The agency provides tailored solutions for personal liability risks and offers local support for policy management and claims assistance. During hurricane season, the agent guides residents on adjusting umbrella limits to better safeguard beachfront properties and other coastal assets.
Serving homeowners, businesses, and property managers in the Myrtle Beach area, Acceptance Insurance provides umbrella insurance to extend liability coverage beyond standard policies. This agent helps clients secure additional protection against major claims and lawsuits arising from accidents or property incidents. Its agents explain how umbrella policies can safeguard personal assets and future income. Many locals in North Myrtle Beach also rely on this office for tailored discussions about their specific risk exposure along the Grand Strand coastline.
Rebecca Gibson - State Farm Insurance Agent in Myrtle Beach provides umbrella insurance coverage that extends beyond the limits of standard auto and homeowners policies, offering added liability protection for unforeseen incidents. Clients may choose a one-time policy purchase for immediate, long-term coverage or a recurring annual renewal to maintain continuous protection. Services for policy adjustments, claims assistance, and risk evaluation are available on an as-needed basis to address changing circumstances.
Beach Insurance serves the Myrtle Beach area and surrounding coastal communities of South Carolina, offering umbrella insurance to local residents. This type of policy handles additional personal liability coverage beyond standard home and auto plans, protecting assets from major claims. The company works with clients to assess their total liability exposure and secures a layered policy that activates when underlying limits are used up. In a typical job, it reviews individual risk factors such as property holdings and vehicle use to choose sufficient coverage that can respond after primary insurance pays out.
Integrated Insurance Solutions offers specialized umbrella insurance coverage that extends liability protection beyond standard home and auto policies, providing an additional layer of financial security for clients in Myrtle Beach, South Carolina. The agency also provides general insurance guidance, helping customers assess their risk exposure and adjust coverage limits to safeguard personal assets. During hurricane season, when coastal storms often cause property damage and increase liability risks, the firm assists policyholders in ensuring their umbrella policies adequately address potential flood-related claims.
Along the coastal Carolinas, hurricane season brings the critical need for extended liability coverage beyond standard policies. We Insure Advocates, serving Myrtle Beach, South Carolina, guides residents in securing umbrella insurance to protect assets against catastrophic claims and lawsuits. They explain how this coverage stacks over home and auto policies for broader peace of mind. Their process begins with a personal review of your current coverage to assess appropriate liability limits.
UP INSURANCE Agency in Myrtle Beach, South Carolina, provides umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This specialty add-on protects against major claims and lawsuits that could otherwise exhaust a client’s core insurance. Residents and businesses in the area can secure an extra layer of financial protection against unforeseen events. The agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
What Does an a Umbrella Insurance Agent in Myrtle Beach Cost?
The cost of an umbrella insurance policy in South Carolina typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Factors such as your driving record, number of properties, and risk profile affect the premium. Higher limits of 2 million to 5 million dollars may cost 300 to 1000 dollars annually. This is general information and not insurance advice. Consult a licensed agent for a personalized quote.
About umbrella insurance agents in Myrtle Beach
Umbrella insurance agents in Myrtle Beach help residents secure additional liability coverage that goes beyond the limits of auto and homeowners policies. In South Carolina, umbrella policies typically require underlying coverage of at least 300000 dollars for auto liability and 300000 dollars for homeowners liability. This extra layer of protection is valuable for coastal property owners and those with rental income from vacation homes in the Grand Strand area.
Frequently Asked Questions
What does an umbrella insurance agent in Myrtle Beach do?
An umbrella insurance agent helps you evaluate your personal liability risks and find a policy that provides extra coverage above your existing home and auto insurance. In South Carolina, agents must be licensed by the state Department of Insurance. They review your assets and suggest appropriate coverage limits.
How much umbrella insurance do I need in South Carolina?
Most agents recommend at least 1 million dollars in umbrella coverage for homeowners with significant assets or rental properties. South Carolina law requires underlying auto insurance limits of 25000 per person and 50000 per accident for bodily injury. Higher umbrella limits are common for those with boats or swimming pools.
Can I get umbrella insurance if I have a rental property in Myrtle Beach?
Yes, rental property owners in Myrtle Beach often purchase umbrella insurance to cover liability from tenant injuries or property damage. South Carolina landlords are required to maintain liability insurance for rental units. An umbrella policy can extend that coverage to 1 million dollars or more.
Umbrella Insurance Agents in Other South Carolina Cities
Aiken · Anderson · Bluffton · Charleston · Columbia · Conway · Easley · Florence · Fort Mill · Greenville · Greer · Hilton Head Island · Lexington · Mt Pleasant · North Augusta