The top-rated umbrella insurance agent in Conway, South Carolina is Hunter Stokes - State Farm Insurance Agent, rated 5.0 stars across 335 reviews. Other highly rated options include Mark Nash - State Farm Insurance Agent, Elimuel Porterfield III - State Farm Insurance Agent, Woodyard Insurance Group LLC. This directory lists 17 umbrella insurance agents serving Conway.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hunter Stokes - State Farm Insurance Agent | 1408 3rd Ave | (843) 248-3193 |
| 2 | Mark Nash - State Farm Insurance Agent | 1305 N Main St | (843) 347-6274 |
| 3 | Elimuel Porterfield III - State Farm Insurance Agent | 117 Rivertown Blvd unit G | (843) 587-6106 |
| 4 | Woodyard Insurance Group LLC | 1311 13th Ave Unit D | (843) 488-0322 |
| 5 | Hardee Insurance Group | 3590 US-501 | (843) 365-3590 |
| 6 | Franklin D Sanders Jr: Allstate Insurance | 2422 N Main St | (843) 248-5200 |
| 7 | Pinsurance | 1123 SC-544 | (843) 347-9422 |
| 8 | Fedora Cannon: Allstate Insurance | 1402 4th Ave | (843) 248-9537 |
| 9 | Fogner Insurance Agency | 1726 Church St | (843) 365-9161 |
| 10 | Bradham Insurance Agency | 1323 4th Ave | (843) 488-2886 |
Hunter Stokes - State Farm Insurance Agent in Conway, SC, provides umbrella insurance coverage that extends liability protection beyond standard home and auto policies. The agency assists clients in evaluating their assets to determine appropriate policy limits and reviews coverage with maintenance plan options to adjust for life changes or new acquisitions. Service includes guiding clients through claim procedures when excess liability situations arise. It services properties such as single-family homes, apartments, retail establishments, and restaurants.
Mark Nash - State Farm Insurance Agent serves the Conway, SC area and surrounding Horry County. The agency specializes in providing umbrella insurance policies, which offer extended liability protection beyond standard homeowners and auto coverage. This type of insurance helps manage significant financial risks from unexpected events, such as major accidents or property-related claims. The agency assists clients in evaluating their existing coverage limits to recommend an appropriate level of umbrella protection. They also help local residents and businesses secure umbrella policies tailored to their personal assets and exposure.
Elimuel Porterfield III - State Farm Insurance Agent serves homeowners, businesses, and property managers in Conway, South Carolina, by providing umbrella insurance policies that extend liability coverage beyond standard limits. This extra layer of protection helps safeguard assets from major claims or lawsuits. As an independent agency, it works with clients to assess their specific risk exposure and match them with appropriate coverage options. The agency also serves the greater Myrtle Beach metro area, including the communities along Highway 501.
Woodyard Insurance Group LLC serves Conway, South Carolina, and the surrounding Horry County communities, handling umbrella insurance coverage for local residents and businesses. This type of policy provides additional liability protection beyond standard homeowners and auto policies, safeguarding assets against major claims or lawsuits. The company approaches each job by first reviewing the client’s existing coverage limits, then identifying potential gaps in liability exposure before recommending appropriate supplemental coverage tailored to individual needs.
As coastal storms and seasonal rains bring sudden flood risks to Conway residents, umbrella insurance growth offers vital liability protection beyond standard policies. Hardee Insurance Group addresses this need for extra coverage layers when property claims or auto accidents exceed base limits. Their consultations help homeowners and drivers understand how umbrella policies fill gaps left by typical insurance. An initial assessment examines existing coverages to recommend appropriate umbrella limits without overinsuring.
For homeowners and drivers needing liability protection exceeding standard policy limits, an umbrella insurance agent offers either a single policy for a one-time need or ongoing coverage with annual renewal. Franklin D Sanders Jr: Allstate Insurance serves Conway, SC residents by securing this extra layer against major claims or lawsuits. The agent assesses personal assets and existing policies to determine appropriate coverage amounts. Service runs on a one-time basis for an initial purchase or as scheduled with regular policy reviews.
Pinsurance offers specialty umbrella insurance policies, providing extra liability coverage that extends beyond the limits of standard homeowners and auto policies. It routinely works with residents in Conway, SC, to protect their assets against unexpected lawsuits or major claims. An umbrella policy can be particularly valuable during the busy spring tourism season in the coastal region, when increased visitors to the area raise the risk of slip-and-fall accidents or other liability incidents on personal property.
Fedora Cannon: Allstate Insurance serves the Conway, SC area by offering general liability and personal property coverage. The agency specializes in umbrella insurance, providing additional layers of liability protection that extend beyond standard policy limits. This coverage helps safeguard personal assets against significant claims and lawsuits. For commercial clients, the business can help secure extra liability protection for various sectors, including offices, warehouses, and food service operations.
Fogner Insurance Agency serves Conway residents by securing residential umbrella policies that extend liability coverage beyond standard homeowners limits. For commercial clients, the agency structures additional protection to safeguard business assets from major claims. Covering Conway and surrounding Horry County, the agency helps clients assess personal and commercial risk exposure. Policyholders can return for routine reviews or apply new umbrella coverage when acquiring properties or vehicles between regular visits, ensuring ongoing liability protection as life circumstances evolve.
Bradham Insurance Agency serves the Conway, South Carolina area as an umbrella insurance agent. It helps clients secure extra liability coverage beyond standard home and auto policies. This additional layer of protection is designed to cover major claims and lawsuits that exceed underlying policy limits. The agency provides personalized options that suit varying risk levels and household assets. For added protection, Bradham Insurance Agency offers an excess liability policy that can specifically cover dog bites or rental property claims.
What Does an a Umbrella Insurance Agent in Conway Cost?
The cost of umbrella insurance in South Carolina typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums depend on your underlying policies, claims history, and asset level. An agent in Conway can provide a personalized quote. This is general information and not insurance advice.
About umbrella insurance agents in Conway
Umbrella insurance provides extra liability coverage beyond the limits of your auto and homeowners policies. In Conway, South Carolina, agents can help you secure this added protection against large claims or lawsuits. South Carolina law does not require umbrella insurance, but it can be valuable for residents with significant assets or higher risk profiles.
Frequently Asked Questions
What does umbrella insurance cover in South Carolina?
Umbrella insurance covers personal liability claims such as bodily injury, property damage, and certain lawsuits. In South Carolina, it can also provide coverage for legal defense costs if you are sued. It typically kicks in after your underlying auto or home policy limits are exhausted.
How much umbrella insurance do I need in Conway?
The amount you need depends on your assets and risk exposure. Many agents recommend at least 1 million dollars in coverage. South Carolina courts have awarded large judgments in personal injury cases, so higher limits may be wise for homeowners or business owners.
Do I need an umbrella policy if I have a home in Conway near the coast?
Yes, coastal properties can face unique liability risks such as slip and fall claims from guests or rental tenants. Umbrella insurance adds an extra layer of protection beyond your homeowners policy. It does not cover flood or wind damage, but it does cover personal liability that may arise from those events.
Umbrella Insurance Agents in Other South Carolina Cities
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