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Find Umbrella Insurance Agents Near You in Columbia, SC

Browse umbrella insurance agents serving Columbia, South Carolina. Updated 2026-07-14.

The top-rated umbrella insurance agent in Columbia, South Carolina is Lourie Life and Health, rated 4.9 stars across 638 reviews. Other highly rated options include Powers Insurance Experts, Insurance Solutions by Isabel, LLC, Allegiance Insurance Group. This directory lists 17 umbrella insurance agents serving Columbia.

Showing 17 umbrella insurance agents in Columbia, SCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Lourie Life and Health3710 Landmark Dr Suite 206(803) 256-2067
2Powers Insurance Experts1122 Lady St Office 315(803) 451-0094
3Insurance Solutions by Isabel, LLC6923 N Trenholm Rd(803) 413-8181
4Allegiance Insurance Group540 St Andrews Rd(803) 546-4707
5Keisler Insurance Group3602 Rosewood Dr(803) 521-0807
6Affordable Insurance Group6168 St Andrews Rd(803) 798-4499
7Relation Insurance Services8313 Two Notch Rd(803) 788-4211
8DAVENPORT INSURANCE SOLUTIONS LLC9367 Two Notch Rd(803) 699-1947
9Michael Taylor Agency1313 Percival Rd(803) 736-6969
10Russell-Massey & Company1320 Elmwood Ave # E(803) 779-7854
LL
3710 Landmark Dr Suite 206
Lourie Life and Health
Umbrella Insurance Agent · Columbia, SC

Lourie Life and Health serves the Columbia, South Carolina, metro area as an umbrella insurance agent. This agency provides supplemental liability coverage that extends beyond the limits of standard home and auto policies to offer additional financial protection for residents and businesses. Umbrella insurance from Lourie Life and Health helps safeguard assets from major claims or lawsuits. The office handles personal umbrella policies and also offers commercial umbrella coverage for local businesses.

PI
1122 Lady St Office 315
Powers Insurance Experts
Umbrella Insurance Agent · Columbia, SC

Powers Insurance Experts provides coverage against liability claims that exceed the limits of standard homeowners, auto, or business policies. It offers easy-to-understand protection plans designed to safeguard personal and commercial assets from major lawsuits. The agency serves clients throughout Columbia, South Carolina. Its service includes policy review consultations and claim support to ensure ongoing alignment with changing asset values and risk exposures. Powers Insurance Experts services a diverse range of properties, including single-family homes, apartments, retail establishments, and restaurants.

IS
6923 N Trenholm Rd
Insurance Solutions by Isabel, LLC
Umbrella Insurance Agent · Columbia, SC

Homeowners, businesses, and property managers in need of liability protection beyond standard policy limits find a resource at Insurance Solutions by Isabel, LLC in Columbia, SC. The agency works with area clients to structure personal umbrella coverage or commercial excess liability policies that safeguard assets against major claims. Its focus is on helping drivers, rental property owners, and families secure added layers of defense. The firm also extends its services to residents and businesses in Lexington and the surrounding Richland County metro area.

AI
540 St Andrews Rd
Allegiance Insurance Group
Umbrella Insurance Agent · Columbia, SC

Allegiance Insurance Group in Columbia, SC offers both one-time policy reviews and recurring service options to help clients select umbrella coverage that extends beyond standard auto and home liability limits. Their work focuses on identifying potential asset exposure and securing additional protection against major claims or lawsuits. Services can be arranged on a one-time, scheduled, or as-needed basis to accommodate individual client needs and changing circumstances.

KI
3602 Rosewood Dr
Keisler Insurance Group
Umbrella Insurance Agent · Columbia, SC

Keisler Insurance Group specializes in providing umbrella insurance policies in Columbia, SC. These policies offer additional liability coverage that extends beyond the limits of standard homeowners or auto insurance. The agency works to help clients protect their assets from major claims and lawsuits. Its services focus on evaluating individual coverage gaps and tailoring extra protection to meet specific personal needs. With hurricane and severe thunderstorm seasons common to the area, the agency assists policyholders with examining potential liability risks from storm-related property damage or accidents.

AI
6168 St Andrews Rd
Affordable Insurance Group
Umbrella Insurance Agent · Columbia, SC

Affordable Insurance Group serves Columbia, South Carolina, and the surrounding communities. It handles umbrella insurance policies that provide additional liability coverage beyond standard home or auto limits. These policies protect policyholders from major claims or lawsuits that could otherwise threaten their savings or property. When assessing a client’s needs, the agency reviews existing coverage to identify gaps and recommend an appropriate excess liability limit. It then coordinates with primary insurers to ensure seamless integration of the policies, allowing clients to achieve a broader safety net against unforeseen incidents and costs.

RI
8313 Two Notch Rd
Relation Insurance Services
Umbrella Insurance Agent · Columbia, SC

Relation Insurance Services serves homeowners, businesses, and property managers throughout Lexington, South Carolina, providing umbrella insurance coverage that extends liability protection beyond standard policies. This additional layer helps safeguard personal and commercial assets against major claims or lawsuits. The agency works closely with clients to understand their specific risk exposures and structures appropriate umbrella limits. Its services support financial security for those managing rental properties or running local enterprises. Relation Insurance Services also covers nearby communities in the greater Columbia metropolitan area.

DI
9367 Two Notch Rd
DAVENPORT INSURANCE SOLUTIONS LLC
Umbrella Insurance Agent · Columbia, SC

Columbia, South Carolina, residents facing unexpected storm damage often need prompt liability coverage beyond a standard policy. As a local umbrella insurance agent, DAVENPORT INSURANCE SOLUTIONS LLC helps clients understand how excess liability protection can safeguard assets when standard limits are reached. The company works with individuals and families to evaluate their exposure from auto, home, or recreational vehicles. To begin determining appropriate coverage levels, a representative will first conduct a personal liability risk review and policy inspection at your home or business location.

MT
1313 Percival Rd
Michael Taylor Agency
Umbrella Insurance Agent · Columbia, SC

Michael Taylor Agency assists clients in and around Columbia, SC with general liability and insurance coverage management. As a provider of umbrella insurance, the agency offers additional layers of protection beyond standard policy limits. This added coverage helps safeguard assets against litigation and major claims that exhaust primary policies. The firm serves a range of commercial sectors, including office spaces, warehouse facilities, and food service operations.

RM
1320 Elmwood Ave # E
Russell-Massey & Company
Umbrella Insurance Agent · Columbia, SC

Russell-Massey & Company serves the Columbia area by offering residential umbrella coverage that extends additional liability protection beyond standard homeowner policies. Commercial umbrella policies are also available for local business owners seeking extra layers of security. Serving clients throughout the county and surrounding communities, the agency provides straightforward guidance on policy limits and coverage options. Staff members help coordinate with primary insurers to ensure seamless integration of excess liability protection. Follow-up consultations are offered between regular visits to adjust coverage as personal or business needs change over time.

GI
2442 Devine St
Giles Insurance Agency
Umbrella Insurance Agent · Columbia, SC
(803) 728-3318
gilesbrothers.com
TI
2718 Middleburg Dr
Turbeville Insurance Agency
Umbrella Insurance Agent · Columbia, SC
(803) 779-7666
tiasc.biz
RI
708 Lady St
Resource Insurance Associates
Umbrella Insurance Agent · Columbia, SC
(803) 748-4545
resourceia.com
BS
1617 Broad River Rd
Butler's Insurance Agency
Umbrella Insurance Agent · Columbia, SC
(803) 772-6688
butlersinsurance.net
AE
2230 Devine St
Adams Eaddy & Associates
Umbrella Insurance Agent · Columbia, SC
(803) 254-9404
adamseaddy.com
VI
2717 Devine St Suite 200
Vista Insurance Group
Umbrella Insurance Agent · Columbia, SC
(803) 726-0550
vistainsurancegroup.com
PS
518 Beltline Blvd
Palm State Insurance LLC
Umbrella Insurance Agent · Columbia, SC
(803) 666-8292

What Does an a Umbrella Insurance Agent in Columbia Cost?

Umbrella insurance in South Carolina typically costs between 150 and 300 dollars per year for one million dollars of coverage. Higher limits may cost 75 to 150 dollars per additional million. Actual premiums depend on your risk factors, claims history, and the underlying policies. This is general information, not insurance advice.

About umbrella insurance agents in Columbia

Umbrella insurance provides extra liability coverage beyond your auto or homeowners policy limits. In Columbia South Carolina, agents can help you secure this protection against large claims or lawsuits. South Carolina law does not require umbrella insurance, but it can be vital for homeowners with significant assets or rental properties.

Frequently Asked Questions

What does an umbrella insurance agent in Columbia do?

An agent helps you assess your liability risks and find an umbrella policy that fits your needs. They compare options from multiple carriers to get you appropriate coverage limits. In South Carolina, agents also advise on how umbrella insurance interacts with local liability laws.

How much umbrella coverage should I get in South Carolina?

Common coverage limits start at one million dollars and go up to five million or more. Your agent will recommend an amount based on your net worth, property holdings, and potential lawsuit exposure. South Carolina courts can award large judgments, so higher limits offer more protection.

Can I bundle umbrella insurance with other policies in Columbia?

Yes, many insurers require you to have underlying auto or homeowners coverage with the same company. Bundling can also qualify you for multi-policy discounts. Your agent can review your current policies and suggest the best approach for South Carolina residents.

Umbrella Insurance Agents in Other South Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.