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Find Umbrella Insurance Agents Near You in Charleston, SC
Browse umbrella insurance agents serving Charleston, South Carolina. Contact information and addresses listed below.
16 agents listed
Updated May 2026
Charleston, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Carolina before hiring.
Showing 16 umbrella insurance agents in Charleston, SC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Harrell Insurance Agency
2000 Sam Rittenberg Blvd #124, Charleston, SC 29407
1184 Clements Ferry Rd Unit D, Charleston, SC 29492
(843) 680-8920
goosehead.com
Anderson Insurance Associates
3491 Shelby Ray Ct, Charleston, SC 29414
(843) 763-7525
aiasc.com
Goosehead Insurance - Blake Robertson
12-A Carriage Ln, Charleston, SC 29407
(843) 790-9321
goosehead.com
Dunes Insurance
656 Ellis Oak Ave Suite 112, Charleston, SC 29412
(843) 737-6236
dunesinsurance.com
Cliff Heath Insurance Inc
1531 Sam Rittenberg Blvd, Charleston, SC 29407
(843) 766-6316
cliffheathinsurance.com
Comprehensive Insurance
658 Rutledge Ave, Charleston, SC 29403
(843) 595-8553
Smart Choice Insurance SC
860 Folly Rd, Charleston, SC 29412
(843) 258-9508
Charleston insurance Agency SC
1694 Old Towne Rd, Charleston, SC 29407
(864) 375-4528
Forever Insurance Charleston
201 E Bay St, Charleston, SC 29401
(843) 380-9689
Umbrella insurance provides extra liability coverage beyond standard home and auto policies. In Charleston South Carolina this coverage is especially important due to the high value of coastal properties and frequent tourist activity. South Carolina law requires minimum auto liability limits but an umbrella policy can protect your assets from large lawsuits.
What Does a Umbrella Insurance Agent in Charleston Cost?
The cost of an umbrella insurance policy in South Carolina typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage. Premiums vary based on your driving record property value and number of insured vehicles. Higher coverage limits of 2 to 5 million dollars cost more but remain affordable relative to the protection provided. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Charleston do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that adds coverage above your existing home and auto policies. They assess your risk factors such as property value and number of vehicles to recommend appropriate coverage limits.
How much umbrella insurance do I need in South Carolina?
Most agents recommend at least 1 million dollars in umbrella coverage. In South Carolina where hurricane damage and slip and fall claims are common higher limits may be wise. Your agent can help you calculate the right amount based on your assets and liability exposure.
Does South Carolina law require umbrella insurance?
No South Carolina law does not require umbrella insurance. However if you have significant assets or face higher liability risks due to a pool trampoline or rental property an agent can explain how umbrella coverage protects you beyond state minimum auto requirements.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of South Carolina.