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Find Umbrella Insurance Agents Near You in St Paul, MN

Browse umbrella insurance agents serving St Paul, Minnesota. Updated 2026-07-14.

The top-rated umbrella insurance agent in St Paul, Minnesota is HomeServices Insurance, Inc., rated 4.8 stars across 172 reviews. Other highly rated options include Theisen Escobar Agency, Garry Insurancenter, Farmers Insurance - Patrick Loucks. This directory lists 25 umbrella insurance agents serving St Paul.

Showing 25 umbrella insurance agents in St Paul, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1HomeServices Insurance, Inc.119 14th St NW Suite 150(800) 277-0013
2Theisen Escobar Agency428 Minnesota St UNIT 500(651) 309-6040
3Garry Insurancenter2555 7th Ave E(651) 777-8361
4Farmers Insurance - Patrick Loucks991 Smith Ave S W(651) 714-7979
5Krog Insurance637 Snelling Ave N(651) 483-2919
6Wilebski Insurance Agency101 5th St E suite 202 a(651) 283-9371
7Insurance Group™445 Minnesota St #1500(763) 233-6405
8Cox Insurance Associates, Inc1639 Larpenteur Ave W(651) 647-0001
9Wiessner Insurance250 Hamline Ave S(651) 698-0771
10Quality Insurance Service236 Larpenteur Ave W(651) 489-1347
HI
119 14th St NW Suite 150
HomeServices Insurance, Inc.
Umbrella Insurance Agent · St Paul, MN

As snow and ice recede each spring in St Paul, homeowners and landlords begin assessing their broader liability exposure, a need that HomeServices Insurance, Inc. addresses by offering umbrella policies that extend beyond standard auto and homeowners coverage. This local agency works with clients to identify potential gaps and coordinate higher liability limits tailored to personal assets or rental properties. The process begins with a thorough review of current underlying policies and a detailed property inspection, ensuring all risk factors are documented before a quote is prepared.

TE
428 Minnesota St UNIT 500
Theisen Escobar Agency
Umbrella Insurance Agent · St Paul, MN

Theisen Escobar Agency provides general insurance services in St Paul, Minnesota, with a specialty on Umbrella Insurance as an added layer of protection. This coverage extends liability limits beyond standard home, auto, or watercraft policies, helping to safeguard personal assets from major claims or lawsuits. The agency assists various commercial sectors including offices, warehouses, and food service establishments.

GI
2555 7th Ave E
Garry Insurancenter
Umbrella Insurance Agent · St Paul, MN

Serving homeowners throughout St Paul and the surrounding metro area, Garry Insurancenter offers residential umbrella insurance designed to extend liability coverage beyond standard policies. The agency also writes commercial umbrella policies for local businesses looking to protect additional assets. Serving clients across Ramsey County and beyond, the agency reviews policy limits to help fill coverage gaps where primary insurance stops. When claims arise or coverage questions surface between regular policy visits, clients can follow up for timely adjustments or service.

FI
991 Smith Ave S W
Farmers Insurance - Patrick Loucks
Umbrella Insurance Agent · St Paul, MN

Farmers Insurance - Patrick Loucks serves the St Paul, Minnesota metro area and surrounding communities with umbrella insurance coverage designed to extend liability protection beyond standard policies. This local agency works with clients to layer additional security onto existing homeowners and auto insurance plans. Umbrella policies here provide crucial coverage for expenses that exceed underlying policy limits, such as major liability claims or legal judgments. The agency handles personal umbrella insurance for families, as well as commercial umbrella coverage for small businesses in the region.

KI
637 Snelling Ave N
Krog Insurance
Umbrella Insurance Agent · St Paul, MN

Krog Insurance in St Paul, Minnesota, serves clients needing liability coverage that extends beyond standard policy limits. As an umbrella insurance agent, it helps individuals and businesses protect assets from major claims and lawsuits. The agency offers policies that provide additional liability layers across home, auto, and watercraft insurance. It concentrates on evaluating personal risks to secure appropriate excess liability coverage for loss events. For extra security, the company can add protection for rental properties or recreational vehicles.

WI
101 5th St E suite 202 a
Wilebski Insurance Agency
Umbrella Insurance Agent · St Paul, MN

Wilebski Insurance Agency in St Paul, Minnesota, provides umbrella insurance coverage that extends liability protection beyond standard home and auto policies for added financial security. The agency offers policy reviews to help clients understand coverage limits and advisory support regarding potential risks. These services assist in maintaining appropriate liability safeguards for evolving needs. The agency serves a diverse range of properties, including single-family homes, apartments, retail locations, and restaurants.

IG
445 Minnesota St #1500
Insurance Group™
Umbrella Insurance Agent · St Paul, MN

Insurance Group™ in St Paul, Minnesota serves homeowners, businesses, and property managers seeking expanded liability protection beyond standard policies. The agency offers customized umbrella insurance to help clients safeguard assets and personal property against major claims or lawsuits. With coverage designed to address common regional risks such as severe weather and unforeseen accidents, the team assists each client in assessing appropriate liability limits for their specific situation. The company also provides its risk management services to clients throughout nearby Roseville.

CI
1639 Larpenteur Ave W
Cox Insurance Associates, Inc
Umbrella Insurance Agent · St Paul, MN

Cox Insurance Associates, Inc serves the St Paul, Minnesota area and surrounding communities, handling personal umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This extra protection helps safeguard clients against major claims or lawsuits that could threaten personal assets. Each policy is written to coordinate with existing underlying coverage for seamless protection. The agent reviews each client’s current risk profile and coverage gaps before recommending an appropriate liability limit to match their individual needs.

WI
250 Hamline Ave S
Wiessner Insurance
Umbrella Insurance Agent · St Paul, MN

Wiessner Insurance, located in St Paul, Minnesota, distinguishes between one-time appointments for single policy review and recurring service options for ongoing coverage management. Their umbrella insurance provides additional liability protection beyond standard home and auto policies, helping safeguard local assets. Coverage can be selected to match individual risk factors, with policies designed to activate when primary limits are exhausted. Service runs on either a one-time or as-needed basis, with scheduled reviews available upon request to adapt to changing liability needs.

QI
236 Larpenteur Ave W
Quality Insurance Service
Umbrella Insurance Agent · St Paul, MN

From its base in St. Paul, Minnesota, Quality Insurance Service offers personalized umbrella insurance policies that provide extra liability coverage above standard auto and home plans. This specialist agent assists clients in securing broader protection against major claims and lawsuits. Throughout the Twin Cities area, the firm helps local homeowners, renters, and drivers close gaps in their existing coverage. When a winter ice storm leads to a serious accident on a slick road, this agent helps clients manage the elevated financial risk.

NA
322 County Rd D E
NSI Agency
Umbrella Insurance Agent · St Paul, MN
(763) 296-1010
insuremeez.com
CI
821 Raymond Ave Bldg
Champion Insurance Services Inc
Umbrella Insurance Agent · St Paul, MN
(651) 644-6464
championinsuranceusa.com
EM
1901 Minnehaha Ave E
East Metro Insurance Agency, LLC Bill Runck
Umbrella Insurance Agent · St Paul, MN
(651) 323-2021
eastmetroinsurance.com
OI
3001 White Bear Ave
ONE Insurance Agency
Umbrella Insurance Agent · St Paul, MN
(763) 888-8837
myoneinsuranceagency.com
BA
506 E Kenny Rd #130
Boom Affordable Car Insurance - St Paul MN
Umbrella Insurance Agent · St Paul, MN
(216) 616-9252
FI
1299 Arcade St Ste 204b
Farmers Insurance - Ana Espinoza Merlos
Umbrella Insurance Agent · St Paul, MN
(651) 340-1840
agents.farmers.com/mn/saint-paul/ana-espinoza-merlos
GI
2685 Long Lake Rd
Gallagher Insurance, Risk Management & Consulting
Umbrella Insurance Agent · St Paul, MN
(651) 644-7200
assuredpartners.com/StPaul
WA
4535 Hodgson Rd #600
Wheeler Agency Inc
Umbrella Insurance Agent · St Paul, MN
(651) 765-0935
wheeleragencyinc.com
LB
1560 7th St W
Lisa Boone Agency Inc American Family Insurance
Umbrella Insurance Agent · St Paul, MN
(651) 770-6994
amfam.com/agents/minnesota/saint-paul/Lisa-Boone
HI
1437 Marshall Ave #100
Hughes Insurance Agency
Umbrella Insurance Agent · St Paul, MN
(651) 645-1096
hughesinsuranceagency.com
PI
1549 Livingston Ave #106
Pendleton Insurance Agency
Umbrella Insurance Agent · St Paul, MN
(651) 455-5450
FI
1323 Payne Ave
Farmers Insurance - Julie Barnard
Umbrella Insurance Agent · St Paul, MN
(651) 515-0110
agents.farmers.com/mn/saint-paul/julie-jungwirth-bretoi
FI
600 Inwood Ave N Ste 255
Farmers Insurance - James Gissel
Umbrella Insurance Agent · St Paul, MN
(651) 771-5528
agents.farmers.com/mn/saint-paul/james-gissel
PC
1073 Payne Ave #1
Preferred Choice Insurance Agency Inc
Umbrella Insurance Agent · St Paul, MN
(651) 774-0637
pciamn.com
MS
2469 University Ave W
Minneapolis St. Paul Agency Insurance & Risk Management
Umbrella Insurance Agent · St Paul, MN
(651) 647-9665
mspagency.com

What Does an a Umbrella Insurance Agent in St Paul Cost?

The cost of an umbrella insurance policy in Minnesota typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Your actual premium depends on your risk factors including driving record, property values, and number of vehicles. This is general information and not insurance advice.

About umbrella insurance agents in St Paul

An umbrella insurance agent in St Paul Minnesota helps you secure extra liability coverage beyond your standard auto or home policy. Minnesota law requires minimum auto liability limits of 30/60/10 but a single lawsuit can exceed those amounts. An agent can explain how an umbrella policy protects your savings and future earnings.

Frequently Asked Questions

What does an umbrella insurance agent in St Paul do?

An umbrella insurance agent reviews your existing policies and recommends a personal liability umbrella policy. This policy provides additional coverage if you face a lawsuit that exceeds your auto or home insurance limits. The agent helps you choose the right coverage amount based on your assets and risk profile.

How much umbrella coverage do I need in Minnesota?

Common umbrella policy limits start at 1 million dollars and go up to 5 million dollars or more. Your agent will consider your net worth, income, and potential liability risks such as a home swimming pool or teenage driver. Minnesota courts can award large judgments so many residents choose at least 1 million in umbrella coverage.

Can I get umbrella insurance if I have a rental property in St Paul?

Yes, umbrella insurance can cover liability from rental properties you own in Minnesota. Your agent will need details about each property to ensure proper coverage. Landlords in St Paul face specific risks like slip and fall claims so umbrella insurance is a common recommendation.

Umbrella Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.