The top-rated umbrella insurance agent in Burnsville, Minnesota is Insurance Brokers of MN - Tyler Flatmoe Agency, rated 5.0 stars across 557 reviews. Other highly rated options include Keith Nederhoed - State Farm Insurance Agent, Kirk Detlefsen - State Farm Insurance Agent, Mark Arens State Farm Insurance Agency. This directory lists 19 umbrella insurance agents serving Burnsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Brokers of MN - Tyler Flatmoe Agency | 3000 County Rd 42 W #202 | (952) 567-9964 |
| 2 | Keith Nederhoed - State Farm Insurance Agent | 1008 County Rd 42 E | (952) 894-6404 |
| 3 | Kirk Detlefsen - State Farm Insurance Agent | 2800 Cliff Rd E Ste 200 | (952) 890-2800 |
| 4 | Mark Arens State Farm Insurance Agency | 14400 W Burnsville Pkwy | (952) 895-9999 |
| 5 | Farmers Insurance - Brian Welke | 1605 Southcross Dr W | (952) 253-9505 |
| 6 | F.I.R.E Leaders Financial | 1000 E 146th St #216 | (952) 688-2994 |
| 7 | Lakeside Insurance Brokers, Inc. | 11979 Co Rd 11 STE 270 | (952) 854-0109 |
| 8 | Thomas Durda American Family Insurance | 2426 E 117th St | (952) 594-8725 |
| 9 | Dan Beech Agency | 1353 Larc Industrial Blvd | (612) 467-9591 |
| 10 | Speegle Agency, Ltd | 1000 E 146th St Suite 103 | (952) 873-7450 |
Insurance Brokers of MN - Tyler Flatmoe Agency, serving Burnsville and surrounding Dakota County communities, specializes in securing umbrella insurance policies. These policies provide additional liability coverage beyond standard home and auto limits, helping protect personal assets against major claims or lawsuits. The agency works with multiple carriers to tailor excess liability limits for individual needs. Its services include coordinating base policy requirements and identifying appropriate coverage gaps for residents and small businesses. They handle personal umbrella insurance for added liability protection and commercial umbrella coverage for local business clients.
Keith Nederhoed - State Farm Insurance Agent in Burnsville, MN offers personal and commercial umbrella insurance policies designed to provide additional liability protection beyond standard coverage limits. The agency assists clients in adjusting their coverage amounts to match evolving asset levels and risk exposures. It helps policyholders understand how umbrella policies work with existing home and auto plans to create comprehensive protection. The agency regularly reviews coverage with clients to keep policies current. It services single-family homes, apartments, retail establishments, and restaurants.
Kirk Detlefsen - State Farm Insurance Agent in Burnsville, MN serves homeowners, businesses, and property managers seeking umbrella insurance to extend their liability coverage beyond standard policy limits. This agency helps local clients protect their assets from major claims and lawsuits. Services include evaluating current policies to identify gaps and customizing additional layers of protection. The agency also provides coverage for neighbors in the Lakeville area.
Serving the greater Burnsville area and surrounding Twin Cities communities, this agency handles personal umbrella insurance policies designed to provide additional liability coverage beyond standard homeowners and auto policies. Recognizing that a serious accident can result in damages exceeding underlying policy limits, it focuses on securing higher coverage levels for clients preparing for unforeseen financial exposure. For each customer, it typically begins with a thorough review of existing policies to assess risk thresholds, then coordinates coverage increases to ensure seamless protection between policies.
Farmers Insurance - Brian Welke in Burnsville, MN, assists clients in distinguishing between one-time liability policy adjustments and ongoing coverage management through scheduled policy reviews. Umbrella insurance extends beyond standard home or auto limits, providing additional protection against major claims or lawsuits. Services are offered on a one-time setup or an ongoing as-needed basis, depending on whether a client requires periodic reassessments of their changing asset risks or a simple initial policy placement.
As winter approaches in Burnsville, homeowners begin to consider the added liability risks that snow and ice can bring to a property. F.I.R.E Leaders Financial, an umbrella insurance agent in the area, helps residents evaluate whether their existing coverage is sufficient against such seasonal exposures. Reviewing these policies can prevent gaps after an unexpected event. Clients meet with this agent to discuss their specific property and lifestyle risks. A thorough initial assessment of current liability limits and personal assets typically begins this process.
Lakeside Insurance Brokers, Inc. specializes in offering umbrella liability coverage to protect assets beyond standard policy limits. The agency serves clients throughout Burnsville, Minnesota, and the surrounding region by connecting them with additional liability protection. This service helps individuals and businesses safeguard their savings and property from major claims or lawsuits. A typical concern the agency addresses involves helping families prepare for increased risks from winter weather accidents or holiday gatherings that could lead to unforeseen liability exposure.
Thomas Durda American Family Insurance provides property and casualty coverage to clients in Burnsville, Minnesota. As an umbrella insurance agent, the agency specializes in offering additional liability protection that extends beyond standard auto, home, and business policies. This extra layer of coverage is designed to safeguard personal and commercial assets from major claims or lawsuits. The agency’s services are available to numerous commercial sectors, including offices, warehouses, and food service operations.
Dan Beech Agency in Burnsville provides umbrella insurance for residential clients, extending liability protection beyond standard home policies. The agency also offers commercial umbrella coverage, safeguarding businesses in the greater Twin Cities area from significant claims. Operating across Burnsville and surrounding communities, they focus on matching policy limits with individual asset levels. Returning clients receive periodic coverage reviews to adjust for life changes or new properties, ensuring adequate protection between regular policy visits.
What Does an a Umbrella Insurance Agent in Burnsville Cost?
In Minnesota, a $1 million umbrella insurance policy typically costs between $150 and $300 per year. A $2 million policy may range from $250 to $500 annually. Costs vary based on your risk profile, number of vehicles, and property value. This is general information, not insurance advice.
About umbrella insurance agents in Burnsville
Umbrella insurance agents in Burnsville, Minnesota help you secure additional liability coverage that goes beyond the limits of your home and auto policies. Minnesota law requires minimum auto liability coverage of 30/60/10, but an umbrella policy can provide $1 million or more in extra protection. Local agents understand the risks specific to the Twin Cities metro area, such as higher accident costs and weather-related claims.
Frequently Asked Questions
What does an umbrella insurance agent in Burnsville do?
An umbrella insurance agent helps you assess your personal liability risks and find a policy that covers claims above your standard home and auto limits. They explain coverage options and help you choose a policy that fits your needs and budget.
Who should consider umbrella insurance in Minnesota?
Anyone with significant assets, such as a home, savings, or future income, should consider umbrella insurance. It is also recommended for people who own rental properties, have a swimming pool, or engage in activities that increase lawsuit risk.
How much umbrella coverage do I need in Burnsville?
Most agents recommend at least $1 million in umbrella coverage, but the right amount depends on your total assets and potential liability. Many Minnesota residents choose $2 to $5 million if they have substantial wealth or high-risk exposures.
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