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Find Umbrella Insurance Agents Near You in Blaine, MN

Browse umbrella insurance agents serving Blaine, Minnesota. Updated 2026-07-14.

The top-rated umbrella insurance agent in Blaine, Minnesota is Ameriguard Insurance Agency, rated 5.0 stars across 606 reviews. Other highly rated options include Whiting & Associates, Inc. American Family Insurance, Hometown MN Insurance Brokerage LLC, Hershey & Associates LLC American Family Insurance. This directory lists 16 umbrella insurance agents serving Blaine.

Showing 16 umbrella insurance agents in Blaine, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ameriguard Insurance Agency9380 Central Ave NE #360(763) 767-0522
2Whiting & Associates, Inc. American Family Insurance12265 Central Ave NE STE 104(763) 755-9308
3Hometown MN Insurance Brokerage LLC4325 Pheasant Ridge Dr NE Suite 603C(612) 800-4644
4Hershey & Associates LLC American Family Insurance9360 Baltimore St NE(763) 566-8343
5Insurance Brokers of Mn Inc11905 Central Ave NE(763) 862-8889
6Patriot Insurance9298 Central Ave NE #422(763) 445-2200
7Policy Brokers Insurance Agency12105 Yancy St NE(651) 321-0850
8Lofboom Insurance Agency12248 Jefferson St NE(763) 477-1719
9Insurance Brokers of MN (Shawn Nistler)11905 Central Ave NE(763) 784-0143
10Deluxe Insurance Group912 125th Ln NE(763) 398-8770
AI
9380 Central Ave NE #360
Ameriguard Insurance Agency
Umbrella Insurance Agent · Blaine, MN

Ameriguard Insurance Agency serves Blaine and surrounding Anoka County residents with professional umbrella insurance agent services. It helps individuals and families protect their assets by offering liability coverage that extends beyond standard home and auto policies. This agency specializes in securing additional layers of protection against major claims and lawsuits. It also assists local clients in tailoring umbrella policies to cover risks like personal injury or property damage claims not fully addressed by primary insurance.

WA
12265 Central Ave NE STE 104
Whiting & Associates, Inc. American Family Insurance
Umbrella Insurance Agent · Blaine, MN

Whiting & Associates, Inc. American Family Insurance provides umbrella insurance coverage for individuals and businesses in Blaine, Minnesota, focusing on liability protection beyond standard policy limits. The agency offers policy reviews and updates to maintain appropriate coverage levels as client circumstances change. It provides guidance on combining umbrella policies with underlying home and auto plans. The company caters to homeowners of single-family homes, apartment complexes, retail store operators, and restaurant owners.

HM
4325 Pheasant Ridge Dr NE Suite 603C
Hometown MN Insurance Brokerage LLC
Umbrella Insurance Agent · Blaine, MN

Hometown MN Insurance Brokerage LLC serves clients in Blaine, Minnesota, and the surrounding northern Twin Cities communities. As an umbrella insurance agent, the company handles supplemental liability policies that provide extra coverage beyond standard home and auto limits. These policies help protect policyholders from major claims and lawsuits that could otherwise exceed their primary insurance. The company generally approaches each job by first reviewing the client's existing policies to identify potential coverage gaps before tailoring an appropriate umbrella policy to address those specific needs.

HA
9360 Baltimore St NE
Hershey & Associates LLC American Family Insurance
Umbrella Insurance Agent · Blaine, MN

Hershey & Associates LLC American Family Insurance serves homeowners, businesses, and property managers in Blaine, Minnesota, helping them secure umbrella insurance policies for additional personal liability coverage beyond standard limits. The agency works with clients to understand their exposure from rental properties, boats, and other assets. Policy options are designed to offer layered protection for unexpected claims or lawsuits. The company also extends its coverage services to the nearby community of Coon Rapids in the northern Twin Cities metro area.

IB
11905 Central Ave NE
Insurance Brokers of Mn Inc
Umbrella Insurance Agent · Blaine, MN

Insurance Brokers of Mn Inc in Blaine offers umbrella insurance coverage that can be arranged either as a one-time policy or through recurring service options to manage ongoing liability protection. This type of insurance extends beyond standard auto and homeowners policies to provide additional layers of financial security in this area. Clients may choose a single-purchase approach for a specific exposure, or establish a continuous program for long-term peace of mind. Service runs on a one-time, scheduled, or as-needed basis depending on the customer's preference.

PI
9298 Central Ave NE #422
Patriot Insurance
Umbrella Insurance Agent · Blaine, MN

Patriot Insurance specializes in umbrella insurance coverage, addressing liability gaps that exceed primary policy limits such as those on auto or homeowners insurance. In Blaine, Minnesota, the agency works with individuals and families to secure additional protection against major claims or lawsuits. This targeted financial safeguard helps clients manage risks like costly accidents or property damage. During winter months, the agency frequently assists residents concerned about increased liability from slip-and-fall incidents on icy walkways or snow-covered driveways.

PB
12105 Yancy St NE
Policy Brokers Insurance Agency
Umbrella Insurance Agent · Blaine, MN

As spring storms and unexpected liability events approach in Blaine, homeowners often review their coverage needs. Policy Brokers Insurance Agency assists individuals and families by clarifying where standard policies may leave gaps. Protecting personal assets from large claims or lawsuits, the firm recommends appropriate umbrella insurance limits that coordinate with existing auto and home policies. This extra layer of coverage helps shield against financial loss from major incidents. New clients can begin this process with a complimentary risk assessment to review their current exposures and identify suitable coverage options.

LI
12248 Jefferson St NE
Lofboom Insurance Agency
Umbrella Insurance Agent · Blaine, MN

Lofboom Insurance Agency in Blaine, MN, provides umbrella insurance for residential properties, offering added liability protection above standard homeowners policies. The agency also advises clients on commercial coverage needs, serving businesses throughout the greater Blaine area with clear guidance on excess liability limits. Clients receive thorough explanations of policy terms, helping them understand how umbrella coverage integrates with existing insurance. After initial policy setup, Lofboom Insurance Agency remains available for follow-up questions and adjusts coverage between regular visits upon request.

IB
11905 Central Ave NE
Insurance Brokers of MN (Shawn Nistler)
Umbrella Insurance Agent · Blaine, MN

Insurance Brokers of MN (Shawn Nistler) in Blaine, MN is known for providing umbrella insurance agent services that extend personal liability coverage beyond standard policy limits. The company serves local residents seeking protection against major claims or lawsuits that could exhaust primary insurance assets. Operating in the greater Blaine area, it evaluates client exposures to recommend adequate excess liability layers. Specialty services include additional personal umbrella policies for homeowners with rental properties.

DI
912 125th Ln NE
Deluxe Insurance Group
Umbrella Insurance Agent · Blaine, MN

Deluxe Insurance Group in Blaine, Minnesota, handles general liability coverage and specializes in umbrella insurance policies that provide extra layers of protection beyond standard limits. These policies help safeguard clients from major claims and lawsuits that could otherwise exceed primary coverage. The company serves various commercial sectors, including offices, warehouses, and food service operations that require robust liability solutions.

UI
8634 Central Ave NE
Uram Insurance Agency
Umbrella Insurance Agent · Blaine, MN
(763) 785-2031
uraminsurance.com
GA
12265 Central Ave NE STE 102
Grivna & Associates, Inc American Family Insurance
Umbrella Insurance Agent · Blaine, MN
(763) 792-0400
amfam.com/agents/minnesota/blaine/craig-grivna
LB
2345 124th Ct NE #200
Luke Beaverson Agency Inc American Family Insurance
Umbrella Insurance Agent · Blaine, MN
(763) 767-7277
amfam.com/agents/minnesota/blaine/luke-beaverson
DI
12301 Central Ave NE #203
Dexter Insurance Agency LLC
Umbrella Insurance Agent · Blaine, MN
(763) 292-4040
dexterinsuranceagency.com
SI
8535 Central Ave NE # 101
Stanger Insurance Agency
Umbrella Insurance Agent · Blaine, MN
(763) 427-0770
stanger-insurance.com
DI
9105 Davenport St NE Suite 1
Dignity Insurance Agency
Umbrella Insurance Agent · Blaine, MN
(763) 453-8263
dignityinsuranceagency.com

What Does an a Umbrella Insurance Agent in Blaine Cost?

The cost of an umbrella insurance policy in Minnesota typically ranges from 150 to 500 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost between 300 and 1,000 dollars annually. Premiums vary based on your number of vehicles, property value, driving record, and other risk factors. This is general information and not insurance advice.

About umbrella insurance agents in Blaine

An umbrella insurance agent in Blaine Minnesota helps you secure additional liability coverage that goes beyond the limits of your auto or homeowners policy. Minnesota law requires minimum liability limits of 30/60/10 for auto insurance, but an umbrella policy can provide an extra layer of protection for major claims or lawsuits. Working with a local agent ensures you understand how Minnesota specific rules and court procedures may affect your coverage needs.

Frequently Asked Questions

What does an umbrella insurance agent do in Blaine?

An umbrella insurance agent helps you evaluate your current liability risks and recommends a policy that covers claims above your existing limits. They guide you through the application process and explain how the policy interacts with your auto and home insurance. The agent also assists with claims and policy adjustments as your situation changes.

Who needs umbrella insurance in Minnesota?

Anyone with significant assets or future earnings potential may benefit from umbrella insurance. This includes homeowners, business owners, landlords, and individuals with recreational vehicles or pools. Minnesota courts can award large judgments, making extra liability coverage a practical choice for many residents.

How much umbrella coverage should I get in Blaine?

Common umbrella policy limits in Minnesota start at one million dollars and go up to five million dollars or more. The right amount depends on your total assets, income, and potential liability risks. An agent can help you calculate a suitable limit based on your personal financial situation.

Umbrella Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.