The top-rated umbrella insurance agent in Inver Grove Heights, Minnesota is Trent Thompson - State Farm Insurance Agent, rated 5.0 stars across 285 reviews. Other highly rated options include Specialty Insurance Agency, Brian Youmans - State Farm Insurance Agent, Team Smith Agency LLC American Family Insurance. This directory lists 10 umbrella insurance agents serving Inver Grove Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trent Thompson - State Farm Insurance Agent | 5778 Blackshire Path | (651) 457-2216 |
| 2 | Specialty Insurance Agency | 7623 Addisen Ct | (715) 246-8908 |
| 3 | Brian Youmans - State Farm Insurance Agent | 6175 Cahill Ave E #106 | (651) 455-4385 |
| 4 | Team Smith Agency LLC American Family Insurance | 5790 Blackshire Path | (651) 450-6006 |
| 5 | Insurance Brokers of MN, Inc - Bruce Flatmoe | 5842 Blackshire Path | (651) 731-9794 |
| 6 | Farmers Insurance - Chad Noah | 6015 Cahill Ave E Ste 200 | (651) 304-6032 |
| 7 | The Valento Insurance Agency | 9050 Buchanan Trail #122 | (651) 457-5444 |
| 8 | Minnesota Insurance Brokers | 5802 Blackshire Path | (651) 432-5555 |
| 9 | Aimee Aldrich Agency | 2898 Upper 55th St E | (651) 348-2366 |
| 10 | Joel Bakke Agency | 5838 Blackshire Path | (651) 381-0400 |
Trent Thompson - State Farm Insurance Agent provides umbrella insurance services to clients in Inver Grove Heights, MN and the surrounding Dakota County area. This agency helps individuals and families secure additional liability coverage beyond standard home and auto policies. Such policies are designed to protect assets from major claims or lawsuits. The agent assists local residents in assessing their risk exposure and choosing appropriate coverage limits. Specific services include assisting with personal umbrella policy applications and coordinating coverage with underlying auto and homeowners insurance policies.
Specialty Insurance Agency provides comprehensive umbrella insurance coverage for individuals and businesses in the Inver Grove Heights area. It assists clients in securing additional liability protection that extends beyond the limits of standard homeowners and auto policies. The agency offers ongoing policy reviews and personalized consultations to help clients maintain adequate coverage as their needs evolve. Through these services, it safeguards a range of properties, including single-family homes, apartments, retail spaces, and restaurants.
Brian Youmans - State Farm Insurance Agent serves homeowners, businesses, and property managers in Inver Grove Heights, Minnesota, seeking personal umbrella liability coverage. This agency helps clients protect their assets above standard policy limits by offering tailored umbrella insurance solutions that address gaps in homeowners or auto policies. Customers receive guidance on coverage needs based on their property and livelihood exposures. The agency also assists clients throughout the greater Twin Cities metro area, including neighboring communities such as Rosemount and Eagan.
Serving Inver Grove Heights and the surrounding Twin Cities communities, Team Smith Agency LLC American Family Insurance assists clients in this area with umbrella insurance policies. This agent focuses on providing supplemental liability coverage beyond standard home and auto limits, protecting personal assets and future earnings from major claims or lawsuits. It typically begins a job by reviewing a client’s existing policies and risk exposures, then carefully customizes coverage limits to match each individual’s financial profile and long-term security goals.
Although umbrella insurance is a distinct product requiring a separate policy, an agent can address coverage for a new policy as a one-time process or revisit existing limits on a scheduled basis. This liability protection extends above the limits of homeowners and auto policies, guarding against major claims or lawsuits. Insurance Brokers of MN, Inc - Bruce Flatmoe serves clients in Inver Grove Heights, MN, by evaluating individual risk exposure. Their assistance with umbrella coverage operates on an as-needed basis for consultations or policy adjustments.
Farmers Insurance - Chad Noah specializes in umbrella insurance coverage, offering policies designed to extend personal liability protection beyond standard home and auto limits. The agency serves clients in Inver Grove Heights and the surrounding Minnesota area, focusing on tailored risk management solutions for individuals and families. It provides comprehensive guidance on policy options to ensure adequate asset protection. Autumn is a key season when the agency reviews coverage needs amidst increasing holiday entertaining and winter driving risks.
In Minnesota’s unpredictable weather, homeowners and drivers in Inver Grove Heights often seek extra liability protection against costly lawsuits or accident claims. The Valento Insurance Agency addresses this need by offering umbrella insurance policies that supplement existing coverage for greater financial security. Their process involves a careful review of a client’s current auto and homeowners policies to identify coverage gaps. After this assessment, an agent schedules a thorough initial consultation to inspect the client’s property and risk exposure before recommending policy limits.
Minnesota Insurance Brokers works with individuals and businesses in Inver Grove Heights to secure appropriate coverage for their assets and liabilities. As an umbrella insurance agent, the company specializes in providing additional liability protection that goes beyond standard policy limits. This extra layer of financial security helps safeguard clients against major claims or lawsuits that could otherwise be financially devastating. The agency can serve a wide range of commercial sectors, including offices, warehouses, and food service operations.
Aimee Aldrich Agency provides residential umbrella insurance services for homeowners in Inver Grove Heights and the surrounding area. The agency also addresses commercial liability needs for local small businesses beyond standard policy limits. Serving clients throughout Dakota County and nearby communities, the team offers coverage solutions designed to protect assets. This office provides thorough follow-up after initial policies are placed and welcomes repeat service inquiries between regular scheduled visits.
Joel Bakke Agency is known for providing umbrella insurance coverage from its Inver Grove Heights, MN, location. It services clients needing supplemental liability protection that goes beyond the limits of their standard home or auto policies. The agency addresses the financial risks associated with major accidents or unforeseen lawsuits for both individuals and families in the region. It assists with assessing current coverage gaps to prevent personal asset exposure. For motorists, this proactive agency offers specialized add-on coverage for high-risk drivers or those with multiple vehicles.
What Does an a Umbrella Insurance Agent in Inver Grove Heights Cost?
In Minnesota, umbrella insurance typically costs between 150 and 300 dollars per year for one million dollars of coverage. Costs vary based on your risk profile, number of vehicles, and property value. This is general information and not insurance advice.
About umbrella insurance agents in Inver Grove Heights
Umbrella insurance agents in Inver Grove Heights help residents secure additional liability coverage that goes beyond the limits of home and auto policies. Minnesota law requires minimum auto liability coverage, but an umbrella policy can protect your savings and future income from large claims. Local agents understand the specific risks for Minnesota drivers and homeowners.
Frequently Asked Questions
What does an umbrella insurance agent in Inver Grove Heights do?
An umbrella insurance agent helps you buy a policy that provides extra liability coverage after your home or auto insurance limits are used up. They assess your assets and risks to recommend a coverage amount that fits your situation.
Who needs umbrella insurance in Minnesota?
Anyone with significant assets, a rental property, or a high risk of lawsuits should consider umbrella insurance. Minnesota law does not require it, but it can protect you from claims exceeding standard policy limits.
How much umbrella coverage do I need in Inver Grove Heights?
Common coverage amounts start at one million dollars and go up. Your agent will consider your home value, savings, and potential lawsuit risks to suggest an appropriate limit.
Umbrella Insurance Agents in Other Minnesota Cities
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