The top-rated umbrella insurance agent in Mankato, Minnesota is Jewison & Associates Inc American Family Insurance, rated 4.8 stars across 76 reviews. Other highly rated options include Farmers Insurance - Michael Oliver, Nesbit Agencies Insurance Services, Midwest Insurance Group. This directory lists 17 umbrella insurance agents serving Mankato.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jewison & Associates Inc American Family Insurance | 79 Navaho Ave Ste 15 | (507) 550-3011 |
| 2 | Farmers Insurance - Michael Oliver | 550 Belle Ave | (507) 386-0808 |
| 3 | Nesbit Agencies Insurance Services | 115 St Andrews Ct | (507) 625-5558 |
| 4 | Midwest Insurance Group | 1711 N Riverfront Dr | (507) 388-1000 |
| 5 | Lau Insurance Services | 327 N Riverfront Dr | (507) 779-7515 |
| 6 | Alliance Insurance Agency | 895 Madison Ave | (507) 720-6466 |
| 7 | Lieske Insurance Agency | 113 E Hickory St | (507) 720-0282 |
| 8 | Mary Mc Clure Agency | 325 N Riverfront Dr | (507) 720-6201 |
| 9 | Globe Life Family Heritage Division: Cohrs Agency | 100 Warren St Suite 332 | (507) 519-2247 |
| 10 | Rehm Insurance & Financial Services | 150 St Andrews Ct STE 510 | (507) 345-3366 |
Jewison & Associates Inc American Family Insurance serves the Mankato, Minnesota area as an umbrella insurance agent. It provides liability coverage that extends beyond the limits of standard homeowners and auto policies, protecting clients against major claims and lawsuits. This agent also assists residents with evaluating their personal risk exposure and adjusting coverage limits accordingly. In this area, it specifically handles excess liability for residential properties and additional coverage for personal auto exposures.
Farmers Insurance - Michael Oliver provides umbrella insurance agent services in Mankato, Minnesota, offering a range of personal liability coverage that extends beyond standard policy limits. The agency helps clients review their existing policies to identify gaps in protection and recommends appropriate umbrella plans. It offers routine policy updates and annual coverage reviews to ensure limits remain adequate as assets grow. The company serves various properties, including single-family homes, apartments, retail spaces, and restaurants within the local area.
Serving homeowners, businesses, and property managers in Mankato, MN, Nesbit Agencies Insurance Services provides umbrella insurance policies that offer extra liability coverage beyond standard limits. This added layer of protection helps clients financially safeguard their assets against major claims or lawsuits. By extending liability limits on existing home and auto policies, the agency assists local residents and commercial entities in managing substantial risk with more comprehensive coverage. Their service area also includes North Mankato and the surrounding communities of Blue Earth County.
Midwest Insurance Group in Mankato, MN, provides umbrella insurance agent services, offering both a one-time policy purchase for clients with a specific need for added liability coverage and recurring annual policy renewals for ongoing protection. Umbrella coverage extends beyond standard homeowners and auto policies, guarding against large claims or lawsuits that could otherwise deplete personal assets. Their service for locating and securing this supplemental insurance runs on a scheduled basis, typically aligning with each client’s existing policy renewal cycle.
Serving Mankato, Minnesota, and the surrounding communities of the Blue Earth River region, Lau Insurance Services specializes as a local umbrella insurance agent. It handles policies designed to extend personal liability coverage beyond the limits of standard auto, homeowners, or watercraft insurance. The company focuses on protecting clients from major claims and lawsuits that exceed their primary insurance policy amounts. To complete a typical job, it conducts a thorough review of an individual’s existing coverage to determine the appropriate amount of additional liability protection needed.
Alliance Insurance Agency provides umbrella liability coverage, offering extended protection beyond standard home and auto policies for residents in Mankato, Minnesota. The agency generally evaluates clients’ existing coverage to recommend appropriate policy limits and asset safeguards. As an umbrella insurance agent, it addresses the financial risks of accidents that exceed underlying insurance caps. This service becomes particularly important during severe winter months when icy roads and snowy conditions increase the likelihood of multi-vehicle collisions that can threaten personal assets with substantial liability claims.
As Mankato winters bring slippery walkways and unexpected liabilities, residents seek protection that extends beyond standard policies. Lieske Insurance Agency, a local umbrella insurance agent in Mankato, Minnesota, provides this added liability coverage, filling gaps left by home and auto policies. The agency evaluates personal assets and potential risks to recommend an appropriate umbrella limit. A thorough initial assessment of the client's existing insurance portfolio and lifestyle exposures starts the process, ensuring every policy component aligns before coverage is bound.
The Mary Mc Clure Agency in Mankato, Minnesota, is an insurance firm that manages liability coverage for clients. It specializes in umbrella insurance, which adds extra protection beyond standard policies. This coverage helps policyholders safeguard their assets and future earnings against large claims. Businesses can secure policies that fill gaps in their primary plans. The agency serves a range of commercial sectors, including offices, warehouses, and food service establishments.
Globe Life Family Heritage Division: Cohrs Agency in Mankato, MN is known for providing umbrella insurance coverage that extends liability protection beyond standard policy limits. Serving local individuals and families, the agency helps secure broader financial safeguards against unexpected claims. Its agents assess personal risk factors to tailor additional liability layers. Within the Mankato area, this agency can also address supplemental coverage for unexpected legal costs arising from covered incidents.
Rehm Insurance & Financial Services serves residential clients in Mankato, Minnesota, by arranging umbrella liability policies to provide extra coverage beyond standard homeowners or auto plans. The company also assists commercial clients in the region with similar excess liability protection tailored to business risks. From Mankato and the surrounding area, agents coordinate with primary insurers to layer additional coverage limits. Clients often return for annual policy reviews or to adjust coverage between regular renewal visits.
What Does an a Umbrella Insurance Agent in Mankato Cost?
In Minnesota, the cost of an umbrella insurance policy typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Costs increase for higher coverage limits or if you have certain risk factors like multiple properties or young drivers. Premiums vary by insurance company and your personal profile. This is general information, not insurance advice.
About umbrella insurance agents in Mankato
Umbrella insurance agents in Mankato, Minnesota help you secure extra liability coverage that goes beyond the limits of your home and auto policies. This type of policy is especially useful given Minnesota's legal environment, where personal injury lawsuits can result in large judgments. An agent can explain how umbrella coverage protects your savings and future income.
Frequently Asked Questions
What does an umbrella insurance agent in Mankato do?
An umbrella insurance agent in Mankato helps you purchase a personal liability policy that provides coverage above your existing home and auto insurance limits. They assess your risk level, such as owning property or having a swimming pool, and recommend appropriate coverage amounts. This agent also guides you through Minnesota-specific policy options.
How much umbrella coverage do I need in Minnesota?
The amount of umbrella coverage you need depends on your assets and potential liability risks. In Minnesota, common recommendations start at 1 million dollars in coverage. An agent can help you calculate a suitable limit based on your home value, savings, and income.
Is umbrella insurance required by law in Minnesota?
No, umbrella insurance is not required by Minnesota law. However, it is a smart financial tool for individuals with significant assets or high liability risks. Minnesota courts can award large damages in personal injury cases, making extra coverage valuable.
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