The top-rated umbrella insurance agent in Maple Grove, Minnesota is Zach Augustyn - State Farm Insurance Agent, rated 5.0 stars across 781 reviews. Other highly rated options include Sniezek Group Agency: Allstate Insurance, Nabozny & Associates, INC. American Family Insurance, Teresa Rupkalvis - State Farm Insurance Agent. This directory lists 21 umbrella insurance agents serving Maple Grove.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zach Augustyn - State Farm Insurance Agent | 7200 Hemlock Ln N Ste 102 | (763) 424-2200 |
| 2 | Sniezek Group Agency: Allstate Insurance | 9600 Upland Ln N Ste 180 | (763) 515-9595 |
| 3 | Nabozny & Associates, INC. American Family Insurance | 10650 County Rd 81 Ste 224 | (763) 424-7933 |
| 4 | Teresa Rupkalvis - State Farm Insurance Agent | 11264 86th Ave N | (763) 493-2055 |
| 5 | Dan Perinovic - State Farm Insurance Agent | 7048 E Fish Lake Rd | (763) 425-9800 |
| 6 | Farmers Insurance - Derek McCoy | 7225 Forestview Ln N | (763) 292-2889 |
| 7 | Minnesota Lakes Insurance | 7066 E Fish Lake Rd | (763) 208-9722 |
| 8 | Farmers Insurance - Angela Satre | 10650 County Rd 81 Ste 112 | (763) 235-3770 |
| 9 | AAA Minneapolis - Maple Grove | 7855 Main St | (763) 494-3773 |
| 10 | Tyler Engquist - State Farm Insurance Agent | 15611 Grove Cir N | (763) 781-5111 |
Zach Augustyn serves the Maple Grove, Minnesota area as a State Farm Insurance Agent specializing in umbrella insurance coverage. This local agency helps residents and businesses obtain additional liability protection beyond standard policies. Providing excess liability coverage offers peace of mind against major claims or lawsuits that can threaten personal assets. The agency also assists clients in securing homeowners insurance as a primary layer of protection alongside an umbrella policy.
Sniezek Group Agency: Allstate Insurance offers a range of umbrella insurance services in the Maple Grove area, providing supplemental liability coverage that extends beyond standard policy limits. Client service includes personalized policy reviews to assess coverage needs and claims support. They focus on helping safeguard assets for a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.
Nabozny & Associates, INC. American Family Insurance serves homeowners, property managers, and business owners in Maple Grove, Minnesota, by offering umbrella insurance policies that provide additional liability coverage beyond standard limits. This layer of protection helps safeguard assets and future earnings from major claims or lawsuits. Umbrella insurance agents in this area typically tailor policies to match each client’s existing home, auto, or watercraft coverage. The agency also extends its service to clients throughout nearby Brooklyn Park.
Teresa Rupkalvis - State Farm Insurance Agent serves Maple Grove, Minnesota, and the surrounding communities. It handles umbrella insurance policies designed to provide additional liability coverage beyond standard home and auto limits. These policies offer clients extra financial protection against major claims or lawsuits. To handle a typical job, the agency first reviews a client’s existing policies to identify potential coverage gaps and then recommends an appropriate umbrella policy limit.
Homeowners seeking to secure their assets may choose between a one-time umbrella policy for a single high-risk season or a recurring annual policy for ongoing, long-term liability protection. Coverage builds upon existing homeowners or auto policies to shield personal savings from major claims lawsuits. Dan Perinovic - State Farm Insurance Agent in Maple Grove, MN assists clients in selecting appropriate liability limits tailored to their lifestyle. Service for policy adjustments and quotes is available on an as-needed basis through direct consultation with the agent.
As an umbrella insurance agent, Farmers Insurance - Derek McCoy in Maple Grove provides specialized coverage that extends beyond standard policy limits to protect against major claims and lawsuits. It serves local residents and businesses by helping to fill gaps in existing liability protection. This extra layer helps safeguard assets such as savings and future earnings when an unfortunate incident exceeds primary insurance. During the rainy season or after a severe storm, it assists clients in securing additional liability coverage for property-related accidents.
Minnesota Lakes Insurance, based in Maple Grove, MN, serves local residents and businesses seeking personal liability coverage beyond standard policy limits. As an umbrella insurance agent, it provides added protection that can safeguard assets from major claims and lawsuits. The agency works with clients to assess risk exposure and selects policies that expand coverage across homeowners, auto, and renters plans. Specialty add-on options, such as coverage for recreational watercraft and lake properties, are available.
As winter approaches in Maple Grove, concerns about liability from icy sidewalks and snow removal incidents increase for local property owners. AAA Minneapolis - Maple Grove offers umbrella insurance agent services that extend liability coverage beyond standard policy limits, providing an additional layer for these seasonal risks. This applies equally to other common local needs such as safeguarding against potential losses from rental properties or unforeseen auto accidents. The initial step in this process involves a personal assessment of an individual's current coverage to identify appropriate policy protection thresholds.
Tyler Engquist, operating as a State Farm Insurance Agent in Maple Grove, Minnesota, provides comprehensive personal insurance solutions with a focused specialty in umbrella liability coverage. This agent helps local clients extend their liability protection beyond standard home and auto policy limits. Umbrella insurance policies from this office safeguard assets against major claims and lawsuits. The agent’s services are well-suited for commercial sectors that require higher liability limits, including office complexes, warehouses, and food service establishments.
What Does an a Umbrella Insurance Agent in Maple Grove Cost?
The cost of an umbrella insurance policy in Minnesota typically ranges from 150 to 300 dollars per year for one million dollars of coverage. Higher limits of two to five million dollars may cost 300 to 700 dollars per year. Actual premiums depend on your personal risk factors, number of vehicles, and property values. This is general information and not insurance advice.
About umbrella insurance agents in Maple Grove
An umbrella insurance agent in Maple Grove, Minnesota can help you secure additional liability coverage that goes beyond your home and auto policies. Minnesota law requires minimum liability limits for auto insurance, but an umbrella policy provides an extra layer of protection. This is especially useful for residents with significant assets or those who face higher lawsuit risks.
Frequently Asked Questions
What does an umbrella insurance agent in Maple Grove do?
An umbrella insurance agent helps you find and purchase a personal liability umbrella policy. This policy provides extra coverage above your existing home and auto insurance limits. The agent will assess your risk profile and recommend appropriate coverage amounts.
How much umbrella insurance do I need in Minnesota?
The amount you need depends on your assets and potential liability exposure. Common coverage limits start at one million dollars and go up to five million or more. An agent can help you calculate the right amount based on your net worth and lifestyle.
Is umbrella insurance required by law in Minnesota?
No, umbrella insurance is not required by Minnesota law. However, it is strongly recommended for anyone with significant assets or high-risk activities. Minnesota does require minimum auto liability coverage, but an umbrella policy adds an extra layer of financial protection.
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