The top-rated umbrella insurance agent in Bloomington, Minnesota is Zach Fetzer - State Farm Insurance Agent, rated 5.0 stars across 622 reviews. Other highly rated options include Walser Insurance Group, Paul Domeier American Family Insurance, Farmers Insurance - Austin Miller. This directory lists 13 umbrella insurance agents serving Bloomington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zach Fetzer - State Farm Insurance Agent | 2111 W 90th St | (651) 452-9323 |
| 2 | Walser Insurance Group | 4401 American Blvd W Suite 300 | (612) 234-6070 |
| 3 | Paul Domeier American Family Insurance | 7801 E Bush Lake Rd #260 | (952) 933-2338 |
| 4 | Farmers Insurance - Austin Miller | 2120 W Old Shakopee Rd | (952) 253-9907 |
| 5 | Alexander & Haberman Agency, LLC - Bloomington | 9301 Bryant Ave S #105 | (952) 444-9720 |
| 6 | James M King Insurance | 5270 W 84th St Suite 305 | (952) 881-2685 |
| 7 | Farmers Insurance - Burkel Insurance Agency | 10800 Lyndale Ave S Suite 214 | (952) 897-0783 |
| 8 | Vandervieren & Associates Inc. American Family Insurance | 9437 Garfield Ave S Ste 100 | (952) 888-1445 |
| 9 | Aklog Asfaw Agency | 900 American Blvd E #206 | (952) 854-4762 |
| 10 | USI Insurance Services | 8000 Norman Center Dr # 400 | (612) 509-1001 |
Zach Fetzer - State Farm Insurance Agent serves the Bloomington, Minnesota area as an umbrella insurance agent. This business helps local residents and professionals secure additional liability coverage that extends beyond standard home and auto policies. Umbrella insurance offers a vital layer of financial protection against major claims and lawsuits. The agent handles personal umbrella policies for individuals and families in the Bloomington metro region. It also assists with business-related umbrella coverage for small and medium-sized enterprises in this area.
Walser Insurance Group provides umbrella insurance coverage, offering clients in Bloomington an extra layer of personal liability protection that extends beyond standard home and auto policies. The agency assists policyholders in structuring service plans that evaluate current coverage limits and coordinate appropriate umbrella policies to address potential gaps. They manage ongoing maintenance by reviewing client needs during policy renewal periods. This service helps safeguard financial assets. The agency works with clients who own various property types, including single-family homes, apartments, retail, and restaurants.
Paul Domeier American Family Insurance serves the Bloomington, Minnesota area and its surrounding communities, handling umbrella insurance policies for local residents and businesses. These policies provide additional liability coverage beyond standard home and auto limits, offering crucial protection against major claims. The agency assesses each client’s existing coverage to identify gaps in protection. When assisting with a typical job, it reviews a client’s assets, basis policies, and risk exposure, recommends an appropriate umbrella limit, and facilitates the straightforward add-on application process with the insurer.
Farmers Insurance - Austin Miller serves homeowners, businesses, and property managers in Bloomington, Minnesota, offering umbrella insurance agent services to strengthen liability coverage beyond standard policies. The agency helps clients add an extra layer of protection for assets and future earnings against major claims or lawsuits. Coverage extends to residential and commercial property exposures common in the area. Farmers Insurance - Austin Miller also serves the surrounding Twin Cities metro, including the neighboring community of Edina.
Alexander & Haberman Agency, LLC - Bloomington in Bloomington, MN offers both one-time umbrella insurance consultations and scheduled policy reviews to ensure ongoing liability protection beyond standard auto or homeowners coverage. This service helps clients safeguard assets against major claims or lawsuits in the area. Coverage extends personal liability limits for added financial security and peace of mind. Service runs on a one-time, scheduled, or as-needed basis depending on individual policyholder preferences and changing risk profiles.
As spring storms sweep through Bloomington, homes and properties face significant liability risks that a standard policy may not fully address. James M King Insurance fills that gap by offering targeted umbrella insurance solutions that provide an additional layer of financial protection for local residents. This coverage steps in after underlying policies are exhausted, safeguarding personal assets against major claims or lawsuits. An initial personal consultation is arranged to assess individual needs and review existing coverage limits before recommending an appropriate policy.
Farmers Insurance - Burkel Insurance Agency in Bloomington, Minnesota, works with clients to arrange general liability protection for both personal and commercial risks. As an umbrella insurance agent, the company focuses on adding extra layers of liability coverage that go beyond standard policy limits. This specialized protection helps safeguard against large claims or lawsuits that may otherwise exceed primary coverage. The agency serves a wide range of commercial sectors, including offices, warehouses, and food service operations.
Vandervieren & Associates Inc. American Family Insurance specializes in umbrella liability coverage, helping clients secure additional protection beyond standard auto or home policies. It generally assists Bloomington residents in building comprehensive risk management plans tailored to personal and family assets. The agency provides guidance on policy limits and coverage gaps. As winter approaches, it helps homeowners and drivers address increased liability risks from icy sidewalks and snow-related accidents, ensuring adequate protection against costly claims during the season.
Aklog Asfaw Agency provides residential umbrella insurance services for homeowners in the Bloomington area, offering additional liability protection beyond standard policies. Commercial umbrella coverage is also available to help local businesses manage larger risks. The agency serves clients throughout Bloomington and surrounding communities. Routine consultations are scheduled to review current coverage needs, with follow-up service arranged between regular visits to adjust policies as circumstances change or new questions arise.
USI Insurance Services, based in Bloomington, MN, is an umbrella insurance agent focused on providing excess liability coverage that extends beyond standard home and auto policies. The agency serves local residents and businesses by assessing individual risk profiles and securing additional layers of financial protection. Typical clients include property owners and professionals seeking to shield assets from major lawsuits or accident claims. As a value-added option, USI can also offer coverage for personal watercraft or recreational vehicles, addressing niche liability exposures that clients may face.
What Does an a Umbrella Insurance Agent in Bloomington Cost?
The cost for a 1 million dollar umbrella policy in Minnesota typically ranges from 150 to 300 dollars per year. A 2 million dollar policy may cost 250 to 500 dollars annually. Factors include your driving record, number of properties, and underlying policy limits. This is general information and not insurance advice.
About umbrella insurance agents in Bloomington
An umbrella insurance agent in Bloomington Minnesota helps you add a layer of liability protection above your auto and homeowners policies. Minnesota law requires minimum auto liability limits but a lawsuit can exceed those amounts. An umbrella policy can cover the gap and help defend your savings and future income.
Frequently Asked Questions
What does an umbrella insurance agent in Bloomington do?
An agent reviews your current auto and home policies to determine the right amount of extra liability coverage. They help you purchase a personal umbrella policy that kicks in after your underlying limits are used up. This is common for homeowners with pools or rental properties in the Twin Cities area.
How much umbrella coverage do I need in Minnesota?
Most agents recommend at least 1 million dollars in umbrella coverage. Minnesota courts can award large judgments for auto accidents or dog bites. Your agent can run a net worth analysis to suggest a limit that matches your assets.
Do I need umbrella insurance if I have a rental property in Bloomington?
Yes, owning a rental property increases your liability risk. Minnesota landlords face claims for slip and falls or property damage. An umbrella policy can cover legal costs and settlements beyond your rental property insurance limits.
Umbrella Insurance Agents in Other Minnesota Cities
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