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Find Umbrella Insurance Agents in Apple Valley, MN
Browse umbrella insurance agents serving Apple Valley, Minnesota. Contact information and addresses listed below.
19 agents listed
Updated May 2026
Apple Valley, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 19 umbrella insurance agents in Apple Valley, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Butler & Associates Insurance Agency
14800 Galaxie Ave Suite 208, Apple Valley, MN 55124
(952) 953-3838
insurewithbutler.com
Dave Melle - State Farm Insurance Agent
14831 Energy Way, Apple Valley, MN 55124
(952) 997-3010
davemelle.com
Joe Etten - State Farm Insurance Agent
14501 Granada Dr #101, Apple Valley, MN 55124
(952) 431-7100
joe24x7.com
Brett McSparron - State Farm Insurance Agent
15030 Glazier Ave #100, Apple Valley, MN 55124
(952) 431-1300
brettsmyagent.com
Farmers Insurance - Kara Petter
13000 Pilot Knob Rd Ste 1, Apple Valley, MN 55124
(952) 432-1967
agents.farmers.com
Retta Insurance Agency LLC
14870 Granada Ave #155, Apple Valley, MN 55124
(763) 465-1101
rettaia.com
Kiley and Associates LLC American Family Insurance
7373 147th St W #186, Apple Valley, MN 55124
(952) 432-3700
amfam.com
Elfstrum Consulting Inc
14799 Energy Way, Apple Valley, MN 55124
(952) 432-8873
elfstrumconsulting.com
Mayer Insurance Agency
15025 Garrett Ave #201, Apple Valley, MN 55124
(952) 432-5900
mayerinsurance.com
Debra Suman American Family Insurance
14698 Galaxie Ave, Apple Valley, MN 55124
(952) 953-0900
amfam.com
Farmers Insurance - Fink Agency
14771 Energy Way, Apple Valley, MN 55124
(651) 288-5633
agents.farmers.com
AAA Insurance - Patrick Bevan Agency
7600 147th St W #102, Apple Valley, MN 55124
(952) 891-5566
locator.acg.aaa.com
Farmers Insurance - Jason Gallus
14540 Pennock Ave #101, Apple Valley, MN 55124
(952) 255-8589
agents.farmers.com
David Simmons Agency
6990 151st St W, Apple Valley, MN 55124
(952) 388-1445
davidsimmonsagency.com
Farmers Insurance - Walter Manning
5885 149th St W, Apple Valley, MN 55124
(952) 891-4703
agents.farmers.com
Ginther Personal Insurance Agency
15010 Glazier Ave Ste. 201, Apple Valley, MN 55124
(651) 261-8217
gintherpersonalinsurance.com
Sterner Insurance Agency
7373 147th St W #158, Apple Valley, MN 55124
(952) 432-1111
Farmers Insurance - Melissa Fink
14771 Energy Way, Apple Valley, MN 55124
(651) 288-5633
agents.farmers.com
Hatzung Insurance
7373 147th St W, Apple Valley, MN 55124
(952) 432-1111
hatzunginsurance.com
Umbrella insurance agents in Apple Valley, Minnesota help you secure extra liability coverage that goes beyond your auto, home, or boat policies. Minnesota law does not require umbrella insurance, but it can protect your savings and future earnings from large lawsuits. Local agents understand the risks specific to Apple Valley, such as winter slip-and-fall claims and recreational vehicle accidents.
What Does a Umbrella Insurance Agent in Apple Valley Cost?
In Minnesota, a personal umbrella insurance policy typically costs between 150 and 300 dollars per year for one million dollars of coverage. Costs increase with higher coverage limits and additional risks such as rental properties or teen drivers. Premiums vary based on your insurance company, location in Apple Valley, and personal claims history. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Apple Valley do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy provides additional coverage limits above your existing home and auto insurance. The agent evaluates your assets and risk exposure to recommend an appropriate coverage amount.
How much umbrella insurance do I need in Minnesota?
Most agents recommend at least one million dollars in umbrella coverage. Minnesota courts can award large judgments in personal injury cases. Your agent will consider your net worth, income, and potential liability risks to determine the right limit.
Does Minnesota law require umbrella insurance?
No, Minnesota does not require umbrella insurance by law. However, if you have significant assets or face higher liability risks, an agent can help you decide if a policy is wise. Umbrella insurance is voluntary but offers important financial protection.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.