The top-rated umbrella insurance agent in St Louis Park, Minnesota is Brandon Walter - State Farm Insurance Agent, rated 4.9 stars across 208 reviews. Other highly rated options include Ben Meyer - State Farm Insurance Agent, Gus Anchondo - State Farm Insurance Agent, AAA Minneapolis - St. Louis Park. This directory lists 18 umbrella insurance agents serving St Louis Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brandon Walter - State Farm Insurance Agent | 4801 Excelsior Blvd | (612) 843-8444 |
| 2 | Ben Meyer - State Farm Insurance Agent | 6310 Minnetonka Blvd | (952) 920-4035 |
| 3 | Gus Anchondo - State Farm Insurance Agent | 8800 MN-7 #300 | (952) 767-2467 |
| 4 | AAA Minneapolis - St. Louis Park | 5400 Auto Club Way | (952) 927-2600 |
| 5 | Hatzung Insurance | 4021 Vernon Ave S | (952) 927-4600 |
| 6 | Farmers Insurance - Charles Woodson | 6200 Excelsior Blvd STE 102 | (952) 925-4274 |
| 7 | Smart Stop Brokers | 5775 Wayzata Blvd Suite 700 | (763) 703-3119 |
| 8 | South Lake Agency Insurance Brokers - Saint Louis Park | 1650 West End Blvd #100 | (952) 856-8160 |
| 9 | Wise Choice Insurance Services Inc | 5821W Cedar Lk Rd S | (612) 242-1801 |
| 10 | One Stop Insurance | 8700 W 36th St | (952) 886-0241 |
Brandon Walter - State Farm Insurance Agent in St Louis Park, MN, provides comprehensive umbrella insurance policies that extend liability coverage beyond standard homeowners and auto limits. Service includes policy review and adjustment to ensure adequate protection against major claims or lawsuits. Maintenance plans involve annual policy updates and coverage assessments as client needs evolve. The company serves a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
The agency assists homeowners, business owners, and property managers in St Louis Park, MN, with securing umbrella insurance policies. These policies provide additional liability coverage beyond standard home or auto limits, offering protection against major claims or lawsuits. The agent, Ben Meyer, helps clients assess their risk exposure and find suitable coverage options to safeguard their assets. Services include policy reviews, coverage adjustments, and claim support. The agency also serves clients in nearby communities such as Edina and Golden Valley throughout the western metro area.
Serving St Louis Park and surrounding communities, Gus Anchondo - State Farm Insurance Agent handles umbrella insurance for local residents. This coverage provides extra liability protection beyond standard policies, safeguarding assets from major claims or lawsuits. Clients bring their existing auto and homeowners policies to the agent for evaluation of their overall risk exposure. The agent then assesses individual coverage gaps, explains how umbrella policies apply globally to a client’s liability, and provides a personalized quote based on the selected limit and underlying coverage requirements.
AAA Minneapolis - St. Louis Park serves Hennepin County and the surrounding metro area as a provider of umbrella insurance agent services. These policies offer additional liability coverage that extends beyond the limits of a standard homeowners or auto insurance policy. This extra layer of protection helps safeguard personal assets against major claims and lawsuits. The firm assists local clients in securing this broader coverage, addressing both personal residential and auto umbrella insurance needs in St Louis Park.
Hatzung Insurance in St. Louis Park, MN, provides umbrella insurance coverage as an ongoing annual policy rather than a one-time service, supplementing underlying liability limits on auto and homeowners policies. This extra layer protects policyholders from major lawsuits and significant claim payouts that exceed their primary coverage. For local residents seeking additional financial security, the agent explains how an umbrella policy integrates with existing plans and offers crucial protection against unforeseen events. Service for this comprehensive option is provided on a scheduled, policy-renewal basis each year.
Farmers Insurance - Charles Woodson offers specialized umbrella insurance agent services, providing extra liability coverage that extends beyond standard policies. It serves clients in St Louis Park, MN, handling risk assessment and policy recommendations for comprehensive protection. The agency works with individuals and families to address coverage gaps and financial exposure concerns. This service is particularly relevant during the winter season, when icy conditions and snow removal accidents can lead to unforeseen liability claims that exceed base policy limits.
As winter storm season approaches in St Louis Park, homeowners and drivers often reassess their liability exposure on local ice-slicked roads and sidewalks. Smart Stop Brokers provides umbrella insurance coverage that extends protection beyond standard auto and home policies, safeguarding assets from major claims or lawsuits that common insurance caps may leave uncovered. Their agents analyze each client's specific risk profile within the Twin Cities metro area, including property boundaries and commuting patterns. A no-cost liability review helps determine appropriate coverage limits before purchasing any additional policy.
South Lake Agency Insurance Brokers - Saint Louis Park assists clients with general liability coverage and specializes in umbrella insurance to provide extended liability protection beyond standard policies. This type of policy helps guard against major claims and lawsuits that could exceed underlying limits. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations.
Wise Choice Insurance Services Inc in St Louis Park, MN, is known for providing umbrella insurance coverage that extends liability protection beyond standard home and auto policies. This agency serves local clients seeking additional financial safeguards against major claims and lawsuits. Umbrella insurance supports peace of mind by covering costs that exceed underlying policy limits. Wise Choice Insurance Services Inc can also add on excess liability coverage for rental properties, offering further defense against potential legal exposure from tenants or property incidents.
What Does an a Umbrella Insurance Agent in St Louis Park Cost?
Typical umbrella insurance costs in Minnesota range from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits cost more. Factors like your driving record and number of properties affect the premium. This is general information not insurance advice.
About umbrella insurance agents in St Louis Park
Umbrella insurance agents in St Louis Park help you add a layer of liability protection above your auto and homeowners policies. Minnesota law requires minimum liability limits on auto insurance but does not mandate umbrella coverage. An agent can review your assets and recommend a policy that fits your needs.
Frequently Asked Questions
What does an umbrella insurance agent do in St Louis Park?
An umbrella insurance agent helps you purchase a policy that provides extra liability coverage beyond your existing home and auto insurance. They assess your risk and find a policy from carriers licensed in Minnesota.
Who needs umbrella insurance in Minnesota?
Anyone with significant assets like a home savings or future income may benefit from umbrella insurance. It also helps if you own a pool trampoline or dog or frequently host guests.
How much umbrella coverage should I get in St Louis Park?
Common coverage amounts are 1 million to 5 million dollars. Your agent will help you decide based on your net worth and potential liability risks.
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